▼ 0.50% · 3.625%
HK$2,442
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,518
−HK$78/mo
Today · 4.125%
HK$2,596
baseline
▲ 0.50% · 4.625%
HK$2,754
+HK$158/mo
Deposit HK$536K · loan HK$536K · min. income ≈ HK$5,192/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,717
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,790
−HK$74/mo
Today · 4.125%
HK$2,864
baseline
▲ 0.50% · 4.625%
HK$3,015
+HK$151/mo
Deposit HK$536K · loan HK$536K · min. income ≈ HK$5,728/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,687
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,770
−HK$85/mo
Today · 4.125%
HK$2,855
baseline
▲ 0.50% · 4.625%
HK$3,029
+HK$174/mo
Deposit HK$482K · loan HK$589K · min. income ≈ HK$5,710/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,989
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,069
−HK$81/mo
Today · 4.125%
HK$3,150
baseline
▲ 0.50% · 4.625%
HK$3,316
+HK$166/mo
Deposit HK$482K · loan HK$589K · min. income ≈ HK$6,300/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,931
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,022
−HK$93/mo
Today · 4.125%
HK$3,115
baseline
▲ 0.50% · 4.625%
HK$3,304
+HK$189/mo
Deposit HK$428K · loan HK$643K · min. income ≈ HK$6,230/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,261
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,348
−HK$89/mo
Today · 4.125%
HK$3,437
baseline
▲ 0.50% · 4.625%
HK$3,618
+HK$181/mo
Deposit HK$428K · loan HK$643K · min. income ≈ HK$6,874/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,175
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,274
−HK$100/mo
Today · 4.125%
HK$3,374
baseline
▲ 0.50% · 4.625%
HK$3,580
+HK$206/mo
Deposit HK$375K · loan HK$696K · min. income ≈ HK$6,748/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,532
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,627
−HK$96/mo
Today · 4.125%
HK$3,723
baseline
▲ 0.50% · 4.625%
HK$3,919
+HK$196/mo
Deposit HK$375K · loan HK$696K · min. income ≈ HK$7,446/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,419
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,526
−HK$108/mo
Today · 4.125%
HK$3,634
baseline
▲ 0.50% · 4.625%
HK$3,855
+HK$221/mo
Deposit HK$321K · loan HK$750K · min. income ≈ HK$7,268/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,804
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,906
−HK$104/mo
Today · 4.125%
HK$4,010
baseline
▲ 0.50% · 4.625%
HK$4,221
+HK$211/mo
Deposit HK$321K · loan HK$750K · min. income ≈ HK$8,020/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,664
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,778
−HK$115/mo
Today · 4.125%
HK$3,893
baseline
▲ 0.50% · 4.625%
HK$4,130
+HK$237/mo
Deposit HK$268K · loan HK$803K · min. income ≈ HK$7,786/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,076
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,185
−HK$111/mo
Today · 4.125%
HK$4,296
baseline
▲ 0.50% · 4.625%
HK$4,522
+HK$226/mo
Deposit HK$268K · loan HK$803K · min. income ≈ HK$8,592/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,908
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,029
−HK$124/mo
Today · 4.125%
HK$4,153
baseline
▲ 0.50% · 4.625%
HK$4,406
+HK$253/mo
Deposit HK$214K · loan HK$857K · min. income ≈ HK$8,306/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,347
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,464
−HK$118/mo
Today · 4.125%
HK$4,582
baseline
▲ 0.50% · 4.625%
HK$4,824
+HK$242/mo
Deposit HK$214K · loan HK$857K · min. income ≈ HK$9,164/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,152
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,281
−HK$131/mo
Today · 4.125%
HK$4,412
baseline
▲ 0.50% · 4.625%
HK$4,681
+HK$269/mo
Deposit HK$161K · loan HK$910K · min. income ≈ HK$8,824/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,619
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,743
−HK$126/mo
Today · 4.125%
HK$4,869
baseline
▲ 0.50% · 4.625%
HK$5,125
+HK$256/mo
Deposit HK$161K · loan HK$910K · min. income ≈ HK$9,738/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,396
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,533
−HK$139/mo
Today · 4.125%
HK$4,672
baseline
▲ 0.50% · 4.625%
HK$4,956
+HK$284/mo
Deposit HK$107K · loan HK$964K · min. income ≈ HK$9,344/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,891
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,022
−HK$133/mo
Today · 4.125%
HK$5,155
baseline
▲ 0.50% · 4.625%
HK$5,427
+HK$272/mo
Deposit HK$107K · loan HK$964K · min. income ≈ HK$10,310/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).