▼ 0.50% · 3.625%
HK$2,375
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,449
−HK$75/mo
Today · 4.125%
HK$2,524
baseline
▲ 0.50% · 4.625%
HK$2,677
+HK$153/mo
Deposit HK$521K · loan HK$521K · min. income ≈ HK$5,048/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,642
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,713
−HK$72/mo
Today · 4.125%
HK$2,785
baseline
▲ 0.50% · 4.625%
HK$2,932
+HK$147/mo
Deposit HK$521K · loan HK$521K · min. income ≈ HK$5,570/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,612
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,694
−HK$82/mo
Today · 4.125%
HK$2,776
baseline
▲ 0.50% · 4.625%
HK$2,945
+HK$169/mo
Deposit HK$469K · loan HK$573K · min. income ≈ HK$5,552/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,906
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,984
−HK$79/mo
Today · 4.125%
HK$3,063
baseline
▲ 0.50% · 4.625%
HK$3,225
+HK$162/mo
Deposit HK$469K · loan HK$573K · min. income ≈ HK$6,126/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,850
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,939
−HK$90/mo
Today · 4.125%
HK$3,029
baseline
▲ 0.50% · 4.625%
HK$3,213
+HK$184/mo
Deposit HK$417K · loan HK$625K · min. income ≈ HK$6,058/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,171
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,256
−HK$86/mo
Today · 4.125%
HK$3,342
baseline
▲ 0.50% · 4.625%
HK$3,518
+HK$176/mo
Deposit HK$417K · loan HK$625K · min. income ≈ HK$6,684/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,087
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,183
−HK$98/mo
Today · 4.125%
HK$3,281
baseline
▲ 0.50% · 4.625%
HK$3,481
+HK$200/mo
Deposit HK$365K · loan HK$677K · min. income ≈ HK$6,562/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,435
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,527
−HK$93/mo
Today · 4.125%
HK$3,620
baseline
▲ 0.50% · 4.625%
HK$3,811
+HK$191/mo
Deposit HK$365K · loan HK$677K · min. income ≈ HK$7,240/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,325
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,428
−HK$105/mo
Today · 4.125%
HK$3,533
baseline
▲ 0.50% · 4.625%
HK$3,748
+HK$215/mo
Deposit HK$312K · loan HK$729K · min. income ≈ HK$7,066/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,699
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,798
−HK$101/mo
Today · 4.125%
HK$3,899
baseline
▲ 0.50% · 4.625%
HK$4,104
+HK$205/mo
Deposit HK$312K · loan HK$729K · min. income ≈ HK$7,798/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,562
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,673
−HK$113/mo
Today · 4.125%
HK$3,786
baseline
▲ 0.50% · 4.625%
HK$4,016
+HK$230/mo
Deposit HK$260K · loan HK$781K · min. income ≈ HK$7,572/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,963
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,069
−HK$108/mo
Today · 4.125%
HK$4,177
baseline
▲ 0.50% · 4.625%
HK$4,397
+HK$220/mo
Deposit HK$260K · loan HK$781K · min. income ≈ HK$8,354/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,800
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,918
−HK$120/mo
Today · 4.125%
HK$4,038
baseline
▲ 0.50% · 4.625%
HK$4,284
+HK$246/mo
Deposit HK$208K · loan HK$833K · min. income ≈ HK$8,076/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,227
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,341
−HK$115/mo
Today · 4.125%
HK$4,456
baseline
▲ 0.50% · 4.625%
HK$4,691
+HK$235/mo
Deposit HK$208K · loan HK$833K · min. income ≈ HK$8,912/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,037
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,163
−HK$128/mo
Today · 4.125%
HK$4,291
baseline
▲ 0.50% · 4.625%
HK$4,552
+HK$261/mo
Deposit HK$156K · loan HK$885K · min. income ≈ HK$8,582/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,492
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,612
−HK$122/mo
Today · 4.125%
HK$4,734
baseline
▲ 0.50% · 4.625%
HK$4,984
+HK$250/mo
Deposit HK$156K · loan HK$885K · min. income ≈ HK$9,468/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,275
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,408
−HK$135/mo
Today · 4.125%
HK$4,543
baseline
▲ 0.50% · 4.625%
HK$4,819
+HK$276/mo
Deposit HK$104K · loan HK$937K · min. income ≈ HK$9,086/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,756
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,883
−HK$130/mo
Today · 4.125%
HK$5,013
baseline
▲ 0.50% · 4.625%
HK$5,277
+HK$264/mo
Deposit HK$104K · loan HK$937K · min. income ≈ HK$10,026/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).