▼ 0.50% · 3.625%
HK$2,273
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,344
−HK$72/mo
Today · 4.125%
HK$2,416
baseline
▲ 0.50% · 4.625%
HK$2,563
+HK$147/mo
Deposit HK$498K · loan HK$498K · min. income ≈ HK$4,832/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,529
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,597
−HK$69/mo
Today · 4.125%
HK$2,666
baseline
▲ 0.50% · 4.625%
HK$2,806
+HK$140/mo
Deposit HK$498K · loan HK$498K · min. income ≈ HK$5,332/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,501
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,579
−HK$79/mo
Today · 4.125%
HK$2,658
baseline
▲ 0.50% · 4.625%
HK$2,819
+HK$161/mo
Deposit HK$449K · loan HK$548K · min. income ≈ HK$5,316/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,782
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,857
−HK$75/mo
Today · 4.125%
HK$2,932
baseline
▲ 0.50% · 4.625%
HK$3,087
+HK$155/mo
Deposit HK$449K · loan HK$548K · min. income ≈ HK$5,864/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,728
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,813
−HK$86/mo
Today · 4.125%
HK$2,899
baseline
▲ 0.50% · 4.625%
HK$3,076
+HK$177/mo
Deposit HK$399K · loan HK$598K · min. income ≈ HK$5,798/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,035
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,116
−HK$83/mo
Today · 4.125%
HK$3,199
baseline
▲ 0.50% · 4.625%
HK$3,368
+HK$169/mo
Deposit HK$399K · loan HK$598K · min. income ≈ HK$6,398/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,955
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,047
−HK$94/mo
Today · 4.125%
HK$3,141
baseline
▲ 0.50% · 4.625%
HK$3,332
+HK$191/mo
Deposit HK$349K · loan HK$648K · min. income ≈ HK$6,282/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,288
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,376
−HK$89/mo
Today · 4.125%
HK$3,465
baseline
▲ 0.50% · 4.625%
HK$3,648
+HK$183/mo
Deposit HK$349K · loan HK$648K · min. income ≈ HK$6,930/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,183
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,282
−HK$100/mo
Today · 4.125%
HK$3,382
baseline
▲ 0.50% · 4.625%
HK$3,588
+HK$206/mo
Deposit HK$299K · loan HK$698K · min. income ≈ HK$6,764/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,541
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,636
−HK$96/mo
Today · 4.125%
HK$3,732
baseline
▲ 0.50% · 4.625%
HK$3,929
+HK$197/mo
Deposit HK$299K · loan HK$698K · min. income ≈ HK$7,464/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,410
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,516
−HK$108/mo
Today · 4.125%
HK$3,624
baseline
▲ 0.50% · 4.625%
HK$3,844
+HK$220/mo
Deposit HK$249K · loan HK$748K · min. income ≈ HK$7,248/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,794
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,895
−HK$104/mo
Today · 4.125%
HK$3,999
baseline
▲ 0.50% · 4.625%
HK$4,209
+HK$210/mo
Deposit HK$249K · loan HK$748K · min. income ≈ HK$7,998/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,637
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,751
−HK$115/mo
Today · 4.125%
HK$3,866
baseline
▲ 0.50% · 4.625%
HK$4,101
+HK$235/mo
Deposit HK$199K · loan HK$798K · min. income ≈ HK$7,732/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,047
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,155
−HK$110/mo
Today · 4.125%
HK$4,265
baseline
▲ 0.50% · 4.625%
HK$4,490
+HK$225/mo
Deposit HK$199K · loan HK$798K · min. income ≈ HK$8,530/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,865
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,985
−HK$122/mo
Today · 4.125%
HK$4,107
baseline
▲ 0.50% · 4.625%
HK$4,357
+HK$250/mo
Deposit HK$150K · loan HK$847K · min. income ≈ HK$8,214/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,299
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,415
−HK$117/mo
Today · 4.125%
HK$4,532
baseline
▲ 0.50% · 4.625%
HK$4,771
+HK$239/mo
Deposit HK$150K · loan HK$847K · min. income ≈ HK$9,064/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,092
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,219
−HK$130/mo
Today · 4.125%
HK$4,349
baseline
▲ 0.50% · 4.625%
HK$4,613
+HK$264/mo
Deposit HK$100K · loan HK$897K · min. income ≈ HK$8,698/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,552
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,674
−HK$124/mo
Today · 4.125%
HK$4,798
baseline
▲ 0.50% · 4.625%
HK$5,051
+HK$253/mo
Deposit HK$100K · loan HK$897K · min. income ≈ HK$9,596/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).