▼ 0.50% · 3.625%
HK$2,433
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,509
−HK$77/mo
Today · 4.125%
HK$2,586
baseline
▲ 0.50% · 4.625%
HK$2,743
+HK$157/mo
Deposit HK$534K · loan HK$534K · min. income ≈ HK$5,172/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,707
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,779
−HK$74/mo
Today · 4.125%
HK$2,853
baseline
▲ 0.50% · 4.625%
HK$3,004
+HK$151/mo
Deposit HK$534K · loan HK$534K · min. income ≈ HK$5,706/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,677
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,760
−HK$84/mo
Today · 4.125%
HK$2,844
baseline
▲ 0.50% · 4.625%
HK$3,017
+HK$173/mo
Deposit HK$480K · loan HK$587K · min. income ≈ HK$5,688/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,978
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,057
−HK$81/mo
Today · 4.125%
HK$3,138
baseline
▲ 0.50% · 4.625%
HK$3,304
+HK$166/mo
Deposit HK$480K · loan HK$587K · min. income ≈ HK$6,276/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,920
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,011
−HK$92/mo
Today · 4.125%
HK$3,103
baseline
▲ 0.50% · 4.625%
HK$3,292
+HK$189/mo
Deposit HK$427K · loan HK$640K · min. income ≈ HK$6,206/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,248
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,335
−HK$89/mo
Today · 4.125%
HK$3,424
baseline
▲ 0.50% · 4.625%
HK$3,604
+HK$180/mo
Deposit HK$427K · loan HK$640K · min. income ≈ HK$6,848/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,163
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,262
−HK$100/mo
Today · 4.125%
HK$3,362
baseline
▲ 0.50% · 4.625%
HK$3,566
+HK$204/mo
Deposit HK$373K · loan HK$694K · min. income ≈ HK$6,724/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,519
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,613
−HK$96/mo
Today · 4.125%
HK$3,709
baseline
▲ 0.50% · 4.625%
HK$3,905
+HK$196/mo
Deposit HK$373K · loan HK$694K · min. income ≈ HK$7,418/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,406
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,512
−HK$108/mo
Today · 4.125%
HK$3,620
baseline
▲ 0.50% · 4.625%
HK$3,840
+HK$220/mo
Deposit HK$320K · loan HK$747K · min. income ≈ HK$7,240/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,790
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,891
−HK$103/mo
Today · 4.125%
HK$3,994
baseline
▲ 0.50% · 4.625%
HK$4,205
+HK$211/mo
Deposit HK$320K · loan HK$747K · min. income ≈ HK$7,988/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,650
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,763
−HK$116/mo
Today · 4.125%
HK$3,879
baseline
▲ 0.50% · 4.625%
HK$4,115
+HK$236/mo
Deposit HK$267K · loan HK$800K · min. income ≈ HK$7,758/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,060
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,169
−HK$111/mo
Today · 4.125%
HK$4,280
baseline
▲ 0.50% · 4.625%
HK$4,505
+HK$225/mo
Deposit HK$267K · loan HK$800K · min. income ≈ HK$8,560/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,893
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,014
−HK$123/mo
Today · 4.125%
HK$4,137
baseline
▲ 0.50% · 4.625%
HK$4,389
+HK$252/mo
Deposit HK$213K · loan HK$854K · min. income ≈ HK$8,274/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,331
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,447
−HK$118/mo
Today · 4.125%
HK$4,565
baseline
▲ 0.50% · 4.625%
HK$4,806
+HK$241/mo
Deposit HK$213K · loan HK$854K · min. income ≈ HK$9,130/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,136
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,265
−HK$131/mo
Today · 4.125%
HK$4,396
baseline
▲ 0.50% · 4.625%
HK$4,663
+HK$267/mo
Deposit HK$160K · loan HK$907K · min. income ≈ HK$8,792/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,602
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,725
−HK$125/mo
Today · 4.125%
HK$4,850
baseline
▲ 0.50% · 4.625%
HK$5,106
+HK$256/mo
Deposit HK$160K · loan HK$907K · min. income ≈ HK$9,700/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,380
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,516
−HK$138/mo
Today · 4.125%
HK$4,654
baseline
▲ 0.50% · 4.625%
HK$4,938
+HK$284/mo
Deposit HK$107K · loan HK$960K · min. income ≈ HK$9,308/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,872
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,003
−HK$133/mo
Today · 4.125%
HK$5,136
baseline
▲ 0.50% · 4.625%
HK$5,406
+HK$270/mo
Deposit HK$107K · loan HK$960K · min. income ≈ HK$10,272/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).