▼ 0.50% · 3.625%
HK$2,401
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,476
−HK$76/mo
Today · 4.125%
HK$2,552
baseline
▲ 0.50% · 4.625%
HK$2,707
+HK$155/mo
Deposit HK$527K · loan HK$527K · min. income ≈ HK$5,104/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,671
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,743
−HK$73/mo
Today · 4.125%
HK$2,816
baseline
▲ 0.50% · 4.625%
HK$2,964
+HK$148/mo
Deposit HK$527K · loan HK$527K · min. income ≈ HK$5,632/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,641
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,724
−HK$83/mo
Today · 4.125%
HK$2,807
baseline
▲ 0.50% · 4.625%
HK$2,978
+HK$171/mo
Deposit HK$474K · loan HK$579K · min. income ≈ HK$5,614/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,939
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,017
−HK$80/mo
Today · 4.125%
HK$3,097
baseline
▲ 0.50% · 4.625%
HK$3,261
+HK$164/mo
Deposit HK$474K · loan HK$579K · min. income ≈ HK$6,194/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,881
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,971
−HK$91/mo
Today · 4.125%
HK$3,062
baseline
▲ 0.50% · 4.625%
HK$3,249
+HK$187/mo
Deposit HK$421K · loan HK$632K · min. income ≈ HK$6,124/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,206
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,292
−HK$87/mo
Today · 4.125%
HK$3,379
baseline
▲ 0.50% · 4.625%
HK$3,557
+HK$178/mo
Deposit HK$421K · loan HK$632K · min. income ≈ HK$6,758/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,122
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,219
−HK$98/mo
Today · 4.125%
HK$3,317
baseline
▲ 0.50% · 4.625%
HK$3,519
+HK$202/mo
Deposit HK$369K · loan HK$684K · min. income ≈ HK$6,634/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,473
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,566
−HK$94/mo
Today · 4.125%
HK$3,660
baseline
▲ 0.50% · 4.625%
HK$3,853
+HK$193/mo
Deposit HK$369K · loan HK$684K · min. income ≈ HK$7,320/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,362
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,466
−HK$107/mo
Today · 4.125%
HK$3,573
baseline
▲ 0.50% · 4.625%
HK$3,790
+HK$217/mo
Deposit HK$316K · loan HK$737K · min. income ≈ HK$7,146/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,740
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,840
−HK$102/mo
Today · 4.125%
HK$3,942
baseline
▲ 0.50% · 4.625%
HK$4,150
+HK$208/mo
Deposit HK$316K · loan HK$737K · min. income ≈ HK$7,884/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,602
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,714
−HK$114/mo
Today · 4.125%
HK$3,828
baseline
▲ 0.50% · 4.625%
HK$4,061
+HK$233/mo
Deposit HK$263K · loan HK$790K · min. income ≈ HK$7,656/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,007
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,115
−HK$109/mo
Today · 4.125%
HK$4,224
baseline
▲ 0.50% · 4.625%
HK$4,446
+HK$222/mo
Deposit HK$263K · loan HK$790K · min. income ≈ HK$8,448/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,842
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,962
−HK$121/mo
Today · 4.125%
HK$4,083
baseline
▲ 0.50% · 4.625%
HK$4,331
+HK$248/mo
Deposit HK$211K · loan HK$842K · min. income ≈ HK$8,166/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,274
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,389
−HK$116/mo
Today · 4.125%
HK$4,505
baseline
▲ 0.50% · 4.625%
HK$4,743
+HK$238/mo
Deposit HK$211K · loan HK$842K · min. income ≈ HK$9,010/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,082
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,209
−HK$129/mo
Today · 4.125%
HK$4,338
baseline
▲ 0.50% · 4.625%
HK$4,602
+HK$264/mo
Deposit HK$158K · loan HK$895K · min. income ≈ HK$8,676/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,541
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,663
−HK$124/mo
Today · 4.125%
HK$4,787
baseline
▲ 0.50% · 4.625%
HK$5,039
+HK$252/mo
Deposit HK$158K · loan HK$895K · min. income ≈ HK$9,574/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,322
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,457
−HK$136/mo
Today · 4.125%
HK$4,593
baseline
▲ 0.50% · 4.625%
HK$4,873
+HK$280/mo
Deposit HK$105K · loan HK$948K · min. income ≈ HK$9,186/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,808
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,937
−HK$131/mo
Today · 4.125%
HK$5,068
baseline
▲ 0.50% · 4.625%
HK$5,335
+HK$267/mo
Deposit HK$105K · loan HK$948K · min. income ≈ HK$10,136/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).