▼ 0.50% · 3.625%
HK$2,101
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,166
−HK$67/mo
Today · 4.125%
HK$2,233
baseline
▲ 0.50% · 4.625%
HK$2,369
+HK$136/mo
Deposit HK$461K · loan HK$461K · min. income ≈ HK$4,466/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,337
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,400
−HK$64/mo
Today · 4.125%
HK$2,464
baseline
▲ 0.50% · 4.625%
HK$2,594
+HK$130/mo
Deposit HK$461K · loan HK$461K · min. income ≈ HK$4,928/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,311
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,383
−HK$73/mo
Today · 4.125%
HK$2,456
baseline
▲ 0.50% · 4.625%
HK$2,606
+HK$150/mo
Deposit HK$415K · loan HK$507K · min. income ≈ HK$4,912/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,571
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,640
−HK$70/mo
Today · 4.125%
HK$2,710
baseline
▲ 0.50% · 4.625%
HK$2,853
+HK$143/mo
Deposit HK$415K · loan HK$507K · min. income ≈ HK$5,420/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,521
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,600
−HK$79/mo
Today · 4.125%
HK$2,679
baseline
▲ 0.50% · 4.625%
HK$2,842
+HK$163/mo
Deposit HK$369K · loan HK$553K · min. income ≈ HK$5,358/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,805
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,880
−HK$76/mo
Today · 4.125%
HK$2,956
baseline
▲ 0.50% · 4.625%
HK$3,112
+HK$156/mo
Deposit HK$369K · loan HK$553K · min. income ≈ HK$5,912/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,731
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,816
−HK$87/mo
Today · 4.125%
HK$2,903
baseline
▲ 0.50% · 4.625%
HK$3,079
+HK$176/mo
Deposit HK$322K · loan HK$599K · min. income ≈ HK$5,806/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,039
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,120
−HK$83/mo
Today · 4.125%
HK$3,203
baseline
▲ 0.50% · 4.625%
HK$3,372
+HK$169/mo
Deposit HK$322K · loan HK$599K · min. income ≈ HK$6,406/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,941
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,033
−HK$93/mo
Today · 4.125%
HK$3,126
baseline
▲ 0.50% · 4.625%
HK$3,316
+HK$190/mo
Deposit HK$276K · loan HK$645K · min. income ≈ HK$6,252/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,272
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,360
−HK$89/mo
Today · 4.125%
HK$3,449
baseline
▲ 0.50% · 4.625%
HK$3,631
+HK$182/mo
Deposit HK$276K · loan HK$645K · min. income ≈ HK$6,898/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,152
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,250
−HK$99/mo
Today · 4.125%
HK$3,349
baseline
▲ 0.50% · 4.625%
HK$3,553
+HK$204/mo
Deposit HK$230K · loan HK$691K · min. income ≈ HK$6,698/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,506
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,600
−HK$96/mo
Today · 4.125%
HK$3,696
baseline
▲ 0.50% · 4.625%
HK$3,890
+HK$194/mo
Deposit HK$230K · loan HK$691K · min. income ≈ HK$7,392/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,362
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,466
−HK$106/mo
Today · 4.125%
HK$3,572
baseline
▲ 0.50% · 4.625%
HK$3,790
+HK$218/mo
Deposit HK$184K · loan HK$737K · min. income ≈ HK$7,144/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,740
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,840
−HK$102/mo
Today · 4.125%
HK$3,942
baseline
▲ 0.50% · 4.625%
HK$4,150
+HK$208/mo
Deposit HK$184K · loan HK$737K · min. income ≈ HK$7,884/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,572
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,683
−HK$113/mo
Today · 4.125%
HK$3,796
baseline
▲ 0.50% · 4.625%
HK$4,027
+HK$231/mo
Deposit HK$138K · loan HK$783K · min. income ≈ HK$7,592/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,974
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,080
−HK$108/mo
Today · 4.125%
HK$4,188
baseline
▲ 0.50% · 4.625%
HK$4,409
+HK$221/mo
Deposit HK$138K · loan HK$783K · min. income ≈ HK$8,376/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,782
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,900
−HK$119/mo
Today · 4.125%
HK$4,019
baseline
▲ 0.50% · 4.625%
HK$4,264
+HK$245/mo
Deposit HK$92K · loan HK$829K · min. income ≈ HK$8,038/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,207
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,320
−HK$115/mo
Today · 4.125%
HK$4,435
baseline
▲ 0.50% · 4.625%
HK$4,668
+HK$233/mo
Deposit HK$92K · loan HK$829K · min. income ≈ HK$8,870/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).