▼ 0.50% · 3.625%
HK$2,288
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,360
−HK$72/mo
Today · 4.125%
HK$2,432
baseline
▲ 0.50% · 4.625%
HK$2,580
+HK$148/mo
Deposit HK$502K · loan HK$502K · min. income ≈ HK$4,864/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,546
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,614
−HK$69/mo
Today · 4.125%
HK$2,683
baseline
▲ 0.50% · 4.625%
HK$2,825
+HK$142/mo
Deposit HK$502K · loan HK$502K · min. income ≈ HK$5,366/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,517
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,596
−HK$79/mo
Today · 4.125%
HK$2,675
baseline
▲ 0.50% · 4.625%
HK$2,838
+HK$163/mo
Deposit HK$452K · loan HK$552K · min. income ≈ HK$5,350/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,800
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,875
−HK$77/mo
Today · 4.125%
HK$2,952
baseline
▲ 0.50% · 4.625%
HK$3,107
+HK$155/mo
Deposit HK$452K · loan HK$552K · min. income ≈ HK$5,904/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,746
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,831
−HK$87/mo
Today · 4.125%
HK$2,918
baseline
▲ 0.50% · 4.625%
HK$3,096
+HK$178/mo
Deposit HK$401K · loan HK$602K · min. income ≈ HK$5,836/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,055
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,137
−HK$83/mo
Today · 4.125%
HK$3,220
baseline
▲ 0.50% · 4.625%
HK$3,390
+HK$170/mo
Deposit HK$401K · loan HK$602K · min. income ≈ HK$6,440/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,975
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,067
−HK$94/mo
Today · 4.125%
HK$3,161
baseline
▲ 0.50% · 4.625%
HK$3,354
+HK$193/mo
Deposit HK$351K · loan HK$652K · min. income ≈ HK$6,322/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,310
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,398
−HK$90/mo
Today · 4.125%
HK$3,488
baseline
▲ 0.50% · 4.625%
HK$3,672
+HK$184/mo
Deposit HK$351K · loan HK$652K · min. income ≈ HK$6,976/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,204
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,303
−HK$102/mo
Today · 4.125%
HK$3,405
baseline
▲ 0.50% · 4.625%
HK$3,612
+HK$207/mo
Deposit HK$301K · loan HK$702K · min. income ≈ HK$6,810/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,564
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,660
−HK$97/mo
Today · 4.125%
HK$3,757
baseline
▲ 0.50% · 4.625%
HK$3,955
+HK$198/mo
Deposit HK$301K · loan HK$702K · min. income ≈ HK$7,514/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,433
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,539
−HK$109/mo
Today · 4.125%
HK$3,648
baseline
▲ 0.50% · 4.625%
HK$3,870
+HK$222/mo
Deposit HK$251K · loan HK$753K · min. income ≈ HK$7,296/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,819
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,921
−HK$104/mo
Today · 4.125%
HK$4,025
baseline
▲ 0.50% · 4.625%
HK$4,237
+HK$212/mo
Deposit HK$251K · loan HK$753K · min. income ≈ HK$8,050/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,661
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,775
−HK$116/mo
Today · 4.125%
HK$3,891
baseline
▲ 0.50% · 4.625%
HK$4,128
+HK$237/mo
Deposit HK$201K · loan HK$803K · min. income ≈ HK$7,782/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,073
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,183
−HK$110/mo
Today · 4.125%
HK$4,293
baseline
▲ 0.50% · 4.625%
HK$4,520
+HK$227/mo
Deposit HK$201K · loan HK$803K · min. income ≈ HK$8,586/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,890
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,011
−HK$123/mo
Today · 4.125%
HK$4,134
baseline
▲ 0.50% · 4.625%
HK$4,386
+HK$252/mo
Deposit HK$151K · loan HK$853K · min. income ≈ HK$8,268/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,328
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,444
−HK$118/mo
Today · 4.125%
HK$4,562
baseline
▲ 0.50% · 4.625%
HK$4,802
+HK$240/mo
Deposit HK$151K · loan HK$853K · min. income ≈ HK$9,124/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,119
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,247
−HK$130/mo
Today · 4.125%
HK$4,377
baseline
▲ 0.50% · 4.625%
HK$4,644
+HK$267/mo
Deposit HK$100K · loan HK$903K · min. income ≈ HK$8,754/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,582
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,705
−HK$125/mo
Today · 4.125%
HK$4,830
baseline
▲ 0.50% · 4.625%
HK$5,085
+HK$255/mo
Deposit HK$100K · loan HK$903K · min. income ≈ HK$9,660/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).