▼ 0.50% · 3.625%
HK$2,210
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,279
−HK$69/mo
Today · 4.125%
HK$2,348
baseline
▲ 0.50% · 4.625%
HK$2,491
+HK$143/mo
Deposit HK$485K · loan HK$485K · min. income ≈ HK$4,696/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,458
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,524
−HK$67/mo
Today · 4.125%
HK$2,591
baseline
▲ 0.50% · 4.625%
HK$2,728
+HK$137/mo
Deposit HK$485K · loan HK$485K · min. income ≈ HK$5,182/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,431
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,506
−HK$77/mo
Today · 4.125%
HK$2,583
baseline
▲ 0.50% · 4.625%
HK$2,740
+HK$157/mo
Deposit HK$436K · loan HK$533K · min. income ≈ HK$5,166/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,704
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,777
−HK$73/mo
Today · 4.125%
HK$2,850
baseline
▲ 0.50% · 4.625%
HK$3,001
+HK$151/mo
Deposit HK$436K · loan HK$533K · min. income ≈ HK$5,700/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,652
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,734
−HK$84/mo
Today · 4.125%
HK$2,818
baseline
▲ 0.50% · 4.625%
HK$2,989
+HK$171/mo
Deposit HK$388K · loan HK$581K · min. income ≈ HK$5,636/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,950
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,029
−HK$80/mo
Today · 4.125%
HK$3,109
baseline
▲ 0.50% · 4.625%
HK$3,273
+HK$164/mo
Deposit HK$388K · loan HK$581K · min. income ≈ HK$6,218/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,873
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,962
−HK$91/mo
Today · 4.125%
HK$3,053
baseline
▲ 0.50% · 4.625%
HK$3,239
+HK$186/mo
Deposit HK$339K · loan HK$630K · min. income ≈ HK$6,106/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,196
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,282
−HK$87/mo
Today · 4.125%
HK$3,369
baseline
▲ 0.50% · 4.625%
HK$3,546
+HK$177/mo
Deposit HK$339K · loan HK$630K · min. income ≈ HK$6,738/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,094
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,190
−HK$98/mo
Today · 4.125%
HK$3,288
baseline
▲ 0.50% · 4.625%
HK$3,488
+HK$200/mo
Deposit HK$291K · loan HK$678K · min. income ≈ HK$6,576/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,442
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,534
−HK$94/mo
Today · 4.125%
HK$3,628
baseline
▲ 0.50% · 4.625%
HK$3,819
+HK$191/mo
Deposit HK$291K · loan HK$678K · min. income ≈ HK$7,256/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,315
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,418
−HK$105/mo
Today · 4.125%
HK$3,523
baseline
▲ 0.50% · 4.625%
HK$3,737
+HK$214/mo
Deposit HK$242K · loan HK$727K · min. income ≈ HK$7,046/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,688
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,786
−HK$101/mo
Today · 4.125%
HK$3,887
baseline
▲ 0.50% · 4.625%
HK$4,092
+HK$205/mo
Deposit HK$242K · loan HK$727K · min. income ≈ HK$7,774/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,536
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,646
−HK$111/mo
Today · 4.125%
HK$3,757
baseline
▲ 0.50% · 4.625%
HK$3,986
+HK$229/mo
Deposit HK$194K · loan HK$775K · min. income ≈ HK$7,514/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,933
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,039
−HK$107/mo
Today · 4.125%
HK$4,146
baseline
▲ 0.50% · 4.625%
HK$4,364
+HK$218/mo
Deposit HK$194K · loan HK$775K · min. income ≈ HK$8,292/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,757
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,873
−HK$119/mo
Today · 4.125%
HK$3,992
baseline
▲ 0.50% · 4.625%
HK$4,235
+HK$243/mo
Deposit HK$145K · loan HK$824K · min. income ≈ HK$7,984/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,179
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,291
−HK$114/mo
Today · 4.125%
HK$4,405
baseline
▲ 0.50% · 4.625%
HK$4,637
+HK$232/mo
Deposit HK$145K · loan HK$824K · min. income ≈ HK$8,810/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,978
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,101
−HK$126/mo
Today · 4.125%
HK$4,227
baseline
▲ 0.50% · 4.625%
HK$4,484
+HK$257/mo
Deposit HK$97K · loan HK$872K · min. income ≈ HK$8,454/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,425
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,544
−HK$120/mo
Today · 4.125%
HK$4,664
baseline
▲ 0.50% · 4.625%
HK$4,910
+HK$246/mo
Deposit HK$97K · loan HK$872K · min. income ≈ HK$9,328/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).