▼ 0.50% · 3.625%
HK$2,136
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,203
−HK$67/mo
Today · 4.125%
HK$2,270
baseline
▲ 0.50% · 4.625%
HK$2,408
+HK$138/mo
Deposit HK$468K · loan HK$468K · min. income ≈ HK$4,540/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,377
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,440
−HK$65/mo
Today · 4.125%
HK$2,505
baseline
▲ 0.50% · 4.625%
HK$2,637
+HK$132/mo
Deposit HK$468K · loan HK$468K · min. income ≈ HK$5,010/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,350
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,423
−HK$74/mo
Today · 4.125%
HK$2,497
baseline
▲ 0.50% · 4.625%
HK$2,649
+HK$152/mo
Deposit HK$422K · loan HK$515K · min. income ≈ HK$4,994/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,614
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,684
−HK$72/mo
Today · 4.125%
HK$2,756
baseline
▲ 0.50% · 4.625%
HK$2,901
+HK$145/mo
Deposit HK$422K · loan HK$515K · min. income ≈ HK$5,512/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,564
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,643
−HK$81/mo
Today · 4.125%
HK$2,724
baseline
▲ 0.50% · 4.625%
HK$2,890
+HK$166/mo
Deposit HK$375K · loan HK$562K · min. income ≈ HK$5,448/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,852
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,929
−HK$77/mo
Today · 4.125%
HK$3,006
baseline
▲ 0.50% · 4.625%
HK$3,165
+HK$159/mo
Deposit HK$375K · loan HK$562K · min. income ≈ HK$6,012/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,777
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,864
−HK$87/mo
Today · 4.125%
HK$2,951
baseline
▲ 0.50% · 4.625%
HK$3,131
+HK$180/mo
Deposit HK$328K · loan HK$609K · min. income ≈ HK$5,902/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,090
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,173
−HK$84/mo
Today · 4.125%
HK$3,257
baseline
▲ 0.50% · 4.625%
HK$3,428
+HK$171/mo
Deposit HK$328K · loan HK$609K · min. income ≈ HK$6,514/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,991
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,084
−HK$94/mo
Today · 4.125%
HK$3,178
baseline
▲ 0.50% · 4.625%
HK$3,372
+HK$194/mo
Deposit HK$281K · loan HK$656K · min. income ≈ HK$6,356/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,327
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,417
−HK$90/mo
Today · 4.125%
HK$3,507
baseline
▲ 0.50% · 4.625%
HK$3,692
+HK$185/mo
Deposit HK$281K · loan HK$656K · min. income ≈ HK$7,014/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,205
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,304
−HK$101/mo
Today · 4.125%
HK$3,405
baseline
▲ 0.50% · 4.625%
HK$3,613
+HK$208/mo
Deposit HK$234K · loan HK$703K · min. income ≈ HK$6,810/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,565
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,661
−HK$97/mo
Today · 4.125%
HK$3,758
baseline
▲ 0.50% · 4.625%
HK$3,956
+HK$198/mo
Deposit HK$234K · loan HK$703K · min. income ≈ HK$7,516/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,418
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,525
−HK$108/mo
Today · 4.125%
HK$3,633
baseline
▲ 0.50% · 4.625%
HK$3,854
+HK$221/mo
Deposit HK$187K · loan HK$750K · min. income ≈ HK$7,266/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,803
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,905
−HK$103/mo
Today · 4.125%
HK$4,008
baseline
▲ 0.50% · 4.625%
HK$4,219
+HK$211/mo
Deposit HK$187K · loan HK$750K · min. income ≈ HK$8,016/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,632
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,745
−HK$115/mo
Today · 4.125%
HK$3,860
baseline
▲ 0.50% · 4.625%
HK$4,094
+HK$234/mo
Deposit HK$141K · loan HK$796K · min. income ≈ HK$7,720/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,040
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,149
−HK$110/mo
Today · 4.125%
HK$4,259
baseline
▲ 0.50% · 4.625%
HK$4,483
+HK$224/mo
Deposit HK$141K · loan HK$796K · min. income ≈ HK$8,518/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,845
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,965
−HK$122/mo
Today · 4.125%
HK$4,087
baseline
▲ 0.50% · 4.625%
HK$4,335
+HK$248/mo
Deposit HK$94K · loan HK$843K · min. income ≈ HK$8,174/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,278
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,393
−HK$116/mo
Today · 4.125%
HK$4,509
baseline
▲ 0.50% · 4.625%
HK$4,747
+HK$238/mo
Deposit HK$94K · loan HK$843K · min. income ≈ HK$9,018/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).