▼ 0.50% · 3.625%
HK$2,049
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,113
−HK$65/mo
Today · 4.125%
HK$2,178
baseline
▲ 0.50% · 4.625%
HK$2,310
+HK$132/mo
Deposit HK$449K · loan HK$449K · min. income ≈ HK$4,356/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,280
−HK$123/mo
▼ 0.25% · 3.875%
HK$2,341
−HK$62/mo
Today · 4.125%
HK$2,403
baseline
▲ 0.50% · 4.625%
HK$2,529
+HK$126/mo
Deposit HK$449K · loan HK$449K · min. income ≈ HK$4,806/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,254
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,324
−HK$71/mo
Today · 4.125%
HK$2,395
baseline
▲ 0.50% · 4.625%
HK$2,541
+HK$146/mo
Deposit HK$404K · loan HK$494K · min. income ≈ HK$4,790/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,508
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,575
−HK$68/mo
Today · 4.125%
HK$2,643
baseline
▲ 0.50% · 4.625%
HK$2,782
+HK$139/mo
Deposit HK$404K · loan HK$494K · min. income ≈ HK$5,286/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,459
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,535
−HK$78/mo
Today · 4.125%
HK$2,613
baseline
▲ 0.50% · 4.625%
HK$2,772
+HK$159/mo
Deposit HK$359K · loan HK$539K · min. income ≈ HK$5,226/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,736
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,809
−HK$74/mo
Today · 4.125%
HK$2,883
baseline
▲ 0.50% · 4.625%
HK$3,035
+HK$152/mo
Deposit HK$359K · loan HK$539K · min. income ≈ HK$5,766/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,664
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,747
−HK$84/mo
Today · 4.125%
HK$2,831
baseline
▲ 0.50% · 4.625%
HK$3,003
+HK$172/mo
Deposit HK$315K · loan HK$584K · min. income ≈ HK$5,662/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,964
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,043
−HK$81/mo
Today · 4.125%
HK$3,124
baseline
▲ 0.50% · 4.625%
HK$3,288
+HK$164/mo
Deposit HK$315K · loan HK$584K · min. income ≈ HK$6,248/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,869
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,958
−HK$91/mo
Today · 4.125%
HK$3,049
baseline
▲ 0.50% · 4.625%
HK$3,234
+HK$185/mo
Deposit HK$270K · loan HK$629K · min. income ≈ HK$6,098/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,191
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,277
−HK$87/mo
Today · 4.125%
HK$3,364
baseline
▲ 0.50% · 4.625%
HK$3,541
+HK$177/mo
Deposit HK$270K · loan HK$629K · min. income ≈ HK$6,728/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,074
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,169
−HK$97/mo
Today · 4.125%
HK$3,266
baseline
▲ 0.50% · 4.625%
HK$3,465
+HK$199/mo
Deposit HK$225K · loan HK$674K · min. income ≈ HK$6,532/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,419
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,511
−HK$93/mo
Today · 4.125%
HK$3,604
baseline
▲ 0.50% · 4.625%
HK$3,794
+HK$190/mo
Deposit HK$225K · loan HK$674K · min. income ≈ HK$7,208/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,279
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,381
−HK$103/mo
Today · 4.125%
HK$3,484
baseline
▲ 0.50% · 4.625%
HK$3,696
+HK$212/mo
Deposit HK$180K · loan HK$719K · min. income ≈ HK$6,968/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,647
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,745
−HK$99/mo
Today · 4.125%
HK$3,844
baseline
▲ 0.50% · 4.625%
HK$4,047
+HK$203/mo
Deposit HK$180K · loan HK$719K · min. income ≈ HK$7,688/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,484
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,592
−HK$110/mo
Today · 4.125%
HK$3,702
baseline
▲ 0.50% · 4.625%
HK$3,927
+HK$225/mo
Deposit HK$135K · loan HK$764K · min. income ≈ HK$7,404/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,875
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,979
−HK$106/mo
Today · 4.125%
HK$4,085
baseline
▲ 0.50% · 4.625%
HK$4,300
+HK$215/mo
Deposit HK$135K · loan HK$764K · min. income ≈ HK$8,170/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,688
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,803
−HK$117/mo
Today · 4.125%
HK$3,920
baseline
▲ 0.50% · 4.625%
HK$4,158
+HK$238/mo
Deposit HK$90K · loan HK$809K · min. income ≈ HK$7,840/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,103
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,213
−HK$112/mo
Today · 4.125%
HK$4,325
baseline
▲ 0.50% · 4.625%
HK$4,553
+HK$228/mo
Deposit HK$90K · loan HK$809K · min. income ≈ HK$8,650/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).