▼ 0.50% · 3.625%
HK$4,259
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,392
−HK$134/mo
Today · 4.125%
HK$4,526
baseline
▲ 0.50% · 4.625%
HK$4,802
+HK$276/mo
Deposit HK$934K · loan HK$934K · min. income ≈ HK$9,052/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,738
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,865
−HK$129/mo
Today · 4.125%
HK$4,994
baseline
▲ 0.50% · 4.625%
HK$5,257
+HK$263/mo
Deposit HK$934K · loan HK$934K · min. income ≈ HK$9,988/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,685
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,831
−HK$148/mo
Today · 4.125%
HK$4,979
baseline
▲ 0.50% · 4.625%
HK$5,282
+HK$303/mo
Deposit HK$841K · loan HK$1.03M · min. income ≈ HK$9,958/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,212
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,352
−HK$142/mo
Today · 4.125%
HK$5,494
baseline
▲ 0.50% · 4.625%
HK$5,783
+HK$289/mo
Deposit HK$841K · loan HK$1.03M · min. income ≈ HK$10,988/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,111
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,270
−HK$161/mo
Today · 4.125%
HK$5,431
baseline
▲ 0.50% · 4.625%
HK$5,762
+HK$331/mo
Deposit HK$747K · loan HK$1.12M · min. income ≈ HK$10,862/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,686
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,838
−HK$155/mo
Today · 4.125%
HK$5,993
baseline
▲ 0.50% · 4.625%
HK$6,309
+HK$316/mo
Deposit HK$747K · loan HK$1.12M · min. income ≈ HK$11,986/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,537
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,709
−HK$175/mo
Today · 4.125%
HK$5,884
baseline
▲ 0.50% · 4.625%
HK$6,242
+HK$358/mo
Deposit HK$654K · loan HK$1.21M · min. income ≈ HK$11,768/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,160
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,325
−HK$168/mo
Today · 4.125%
HK$6,493
baseline
▲ 0.50% · 4.625%
HK$6,835
+HK$342/mo
Deposit HK$654K · loan HK$1.21M · min. income ≈ HK$12,986/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,963
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,148
−HK$189/mo
Today · 4.125%
HK$6,337
baseline
▲ 0.50% · 4.625%
HK$6,722
+HK$385/mo
Deposit HK$560K · loan HK$1.31M · min. income ≈ HK$12,674/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,634
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,811
−HK$181/mo
Today · 4.125%
HK$6,992
baseline
▲ 0.50% · 4.625%
HK$7,360
+HK$368/mo
Deposit HK$560K · loan HK$1.31M · min. income ≈ HK$13,984/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,389
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,587
−HK$202/mo
Today · 4.125%
HK$6,789
baseline
▲ 0.50% · 4.625%
HK$7,202
+HK$413/mo
Deposit HK$467K · loan HK$1.40M · min. income ≈ HK$13,578/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,107
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,298
−HK$193/mo
Today · 4.125%
HK$7,491
baseline
▲ 0.50% · 4.625%
HK$7,886
+HK$395/mo
Deposit HK$467K · loan HK$1.40M · min. income ≈ HK$14,982/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,815
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,027
−HK$215/mo
Today · 4.125%
HK$7,242
baseline
▲ 0.50% · 4.625%
HK$7,683
+HK$441/mo
Deposit HK$374K · loan HK$1.49M · min. income ≈ HK$14,484/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,581
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,785
−HK$206/mo
Today · 4.125%
HK$7,991
baseline
▲ 0.50% · 4.625%
HK$8,412
+HK$421/mo
Deposit HK$374K · loan HK$1.49M · min. income ≈ HK$15,982/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,241
−HK$454/mo
▼ 0.25% · 3.875%
HK$7,466
−HK$229/mo
Today · 4.125%
HK$7,695
baseline
▲ 0.50% · 4.625%
HK$8,163
+HK$468/mo
Deposit HK$280K · loan HK$1.59M · min. income ≈ HK$15,390/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,055
−HK$435/mo
▼ 0.25% · 3.875%
HK$8,271
−HK$219/mo
Today · 4.125%
HK$8,490
baseline
▲ 0.50% · 4.625%
HK$8,938
+HK$448/mo
Deposit HK$280K · loan HK$1.59M · min. income ≈ HK$16,980/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,666
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,905
−HK$242/mo
Today · 4.125%
HK$8,147
baseline
▲ 0.50% · 4.625%
HK$8,643
+HK$496/mo
Deposit HK$187K · loan HK$1.68M · min. income ≈ HK$16,294/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,529
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,758
−HK$232/mo
Today · 4.125%
HK$8,990
baseline
▲ 0.50% · 4.625%
HK$9,463
+HK$473/mo
Deposit HK$187K · loan HK$1.68M · min. income ≈ HK$17,980/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).