▼ 0.50% · 3.625%
HK$4,117
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,245
−HK$130/mo
Today · 4.125%
HK$4,375
baseline
▲ 0.50% · 4.625%
HK$4,641
+HK$266/mo
Deposit HK$903K · loan HK$903K · min. income ≈ HK$8,750/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,580
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,702
−HK$125/mo
Today · 4.125%
HK$4,827
baseline
▲ 0.50% · 4.625%
HK$5,081
+HK$254/mo
Deposit HK$903K · loan HK$903K · min. income ≈ HK$9,654/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,528
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,669
−HK$143/mo
Today · 4.125%
HK$4,812
baseline
▲ 0.50% · 4.625%
HK$5,105
+HK$293/mo
Deposit HK$812K · loan HK$993K · min. income ≈ HK$9,624/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,038
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,173
−HK$137/mo
Today · 4.125%
HK$5,310
baseline
▲ 0.50% · 4.625%
HK$5,590
+HK$280/mo
Deposit HK$812K · loan HK$993K · min. income ≈ HK$10,620/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,940
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,093
−HK$157/mo
Today · 4.125%
HK$5,250
baseline
▲ 0.50% · 4.625%
HK$5,569
+HK$319/mo
Deposit HK$722K · loan HK$1.08M · min. income ≈ HK$10,500/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,496
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,643
−HK$149/mo
Today · 4.125%
HK$5,792
baseline
▲ 0.50% · 4.625%
HK$6,098
+HK$306/mo
Deposit HK$722K · loan HK$1.08M · min. income ≈ HK$11,584/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,351
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,518
−HK$169/mo
Today · 4.125%
HK$5,687
baseline
▲ 0.50% · 4.625%
HK$6,033
+HK$346/mo
Deposit HK$632K · loan HK$1.17M · min. income ≈ HK$11,374/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,953
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,113
−HK$162/mo
Today · 4.125%
HK$6,275
baseline
▲ 0.50% · 4.625%
HK$6,606
+HK$331/mo
Deposit HK$632K · loan HK$1.17M · min. income ≈ HK$12,550/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,763
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,942
−HK$183/mo
Today · 4.125%
HK$6,125
baseline
▲ 0.50% · 4.625%
HK$6,497
+HK$372/mo
Deposit HK$542K · loan HK$1.26M · min. income ≈ HK$12,250/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,411
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,583
−HK$175/mo
Today · 4.125%
HK$6,758
baseline
▲ 0.50% · 4.625%
HK$7,114
+HK$356/mo
Deposit HK$542K · loan HK$1.26M · min. income ≈ HK$13,516/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,175
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,367
−HK$195/mo
Today · 4.125%
HK$6,562
baseline
▲ 0.50% · 4.625%
HK$6,961
+HK$399/mo
Deposit HK$451K · loan HK$1.35M · min. income ≈ HK$13,124/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,869
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,054
−HK$187/mo
Today · 4.125%
HK$7,241
baseline
▲ 0.50% · 4.625%
HK$7,622
+HK$381/mo
Deposit HK$451K · loan HK$1.35M · min. income ≈ HK$14,482/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,586
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,791
−HK$208/mo
Today · 4.125%
HK$6,999
baseline
▲ 0.50% · 4.625%
HK$7,425
+HK$426/mo
Deposit HK$361K · loan HK$1.44M · min. income ≈ HK$13,998/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,327
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,524
−HK$199/mo
Today · 4.125%
HK$7,723
baseline
▲ 0.50% · 4.625%
HK$8,130
+HK$407/mo
Deposit HK$361K · loan HK$1.44M · min. income ≈ HK$15,446/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,998
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,216
−HK$221/mo
Today · 4.125%
HK$7,437
baseline
▲ 0.50% · 4.625%
HK$7,889
+HK$452/mo
Deposit HK$271K · loan HK$1.53M · min. income ≈ HK$14,874/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,785
−HK$421/mo
▼ 0.25% · 3.875%
HK$7,994
−HK$212/mo
Today · 4.125%
HK$8,206
baseline
▲ 0.50% · 4.625%
HK$8,638
+HK$432/mo
Deposit HK$271K · loan HK$1.53M · min. income ≈ HK$16,412/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,410
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,640
−HK$234/mo
Today · 4.125%
HK$7,874
baseline
▲ 0.50% · 4.625%
HK$8,354
+HK$480/mo
Deposit HK$181K · loan HK$1.62M · min. income ≈ HK$15,748/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,243
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,464
−HK$225/mo
Today · 4.125%
HK$8,689
baseline
▲ 0.50% · 4.625%
HK$9,147
+HK$458/mo
Deposit HK$181K · loan HK$1.62M · min. income ≈ HK$17,378/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).