▼ 0.50% · 3.625%
HK$4,077
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,203
−HK$129/mo
Today · 4.125%
HK$4,332
baseline
▲ 0.50% · 4.625%
HK$4,596
+HK$264/mo
Deposit HK$894K · loan HK$894K · min. income ≈ HK$8,664/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,535
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,657
−HK$123/mo
Today · 4.125%
HK$4,780
baseline
▲ 0.50% · 4.625%
HK$5,032
+HK$252/mo
Deposit HK$894K · loan HK$894K · min. income ≈ HK$9,560/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,484
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,624
−HK$141/mo
Today · 4.125%
HK$4,765
baseline
▲ 0.50% · 4.625%
HK$5,055
+HK$290/mo
Deposit HK$804K · loan HK$983K · min. income ≈ HK$9,530/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,989
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,122
−HK$136/mo
Today · 4.125%
HK$5,258
baseline
▲ 0.50% · 4.625%
HK$5,535
+HK$277/mo
Deposit HK$804K · loan HK$983K · min. income ≈ HK$10,516/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,892
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,044
−HK$155/mo
Today · 4.125%
HK$5,199
baseline
▲ 0.50% · 4.625%
HK$5,515
+HK$316/mo
Deposit HK$715K · loan HK$1.07M · min. income ≈ HK$10,398/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,442
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,588
−HK$148/mo
Today · 4.125%
HK$5,736
baseline
▲ 0.50% · 4.625%
HK$6,039
+HK$303/mo
Deposit HK$715K · loan HK$1.07M · min. income ≈ HK$11,472/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,300
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,464
−HK$168/mo
Today · 4.125%
HK$5,632
baseline
▲ 0.50% · 4.625%
HK$5,975
+HK$343/mo
Deposit HK$626K · loan HK$1.16M · min. income ≈ HK$11,264/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,896
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,054
−HK$160/mo
Today · 4.125%
HK$6,214
baseline
▲ 0.50% · 4.625%
HK$6,542
+HK$328/mo
Deposit HK$626K · loan HK$1.16M · min. income ≈ HK$12,428/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,707
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,885
−HK$180/mo
Today · 4.125%
HK$6,065
baseline
▲ 0.50% · 4.625%
HK$6,434
+HK$369/mo
Deposit HK$536K · loan HK$1.25M · min. income ≈ HK$12,130/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,349
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,519
−HK$173/mo
Today · 4.125%
HK$6,692
baseline
▲ 0.50% · 4.625%
HK$7,045
+HK$353/mo
Deposit HK$536K · loan HK$1.25M · min. income ≈ HK$13,384/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,115
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,305
−HK$193/mo
Today · 4.125%
HK$6,498
baseline
▲ 0.50% · 4.625%
HK$6,894
+HK$396/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$12,996/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,803
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,985
−HK$185/mo
Today · 4.125%
HK$7,170
baseline
▲ 0.50% · 4.625%
HK$7,548
+HK$378/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$14,340/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,522
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,725
−HK$207/mo
Today · 4.125%
HK$6,932
baseline
▲ 0.50% · 4.625%
HK$7,353
+HK$421/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$13,864/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,256
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,451
−HK$197/mo
Today · 4.125%
HK$7,648
baseline
▲ 0.50% · 4.625%
HK$8,051
+HK$403/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$15,296/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,930
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,146
−HK$219/mo
Today · 4.125%
HK$7,365
baseline
▲ 0.50% · 4.625%
HK$7,813
+HK$448/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$14,730/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,710
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,916
−HK$210/mo
Today · 4.125%
HK$8,126
baseline
▲ 0.50% · 4.625%
HK$8,555
+HK$429/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$16,252/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,338
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,566
−HK$232/mo
Today · 4.125%
HK$7,798
baseline
▲ 0.50% · 4.625%
HK$8,272
+HK$474/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,596/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,163
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,382
−HK$222/mo
Today · 4.125%
HK$8,604
baseline
▲ 0.50% · 4.625%
HK$9,058
+HK$454/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,208/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).