▼ 0.50% · 3.625%
HK$4,212
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,343
−HK$133/mo
Today · 4.125%
HK$4,476
baseline
▲ 0.50% · 4.625%
HK$4,748
+HK$272/mo
Deposit HK$924K · loan HK$924K · min. income ≈ HK$8,952/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,685
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,811
−HK$128/mo
Today · 4.125%
HK$4,939
baseline
▲ 0.50% · 4.625%
HK$5,199
+HK$260/mo
Deposit HK$924K · loan HK$924K · min. income ≈ HK$9,878/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,633
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,777
−HK$146/mo
Today · 4.125%
HK$4,923
baseline
▲ 0.50% · 4.625%
HK$5,223
+HK$300/mo
Deposit HK$831K · loan HK$1.02M · min. income ≈ HK$9,846/mo (50% DSR)
Upfront cash ≈ HK$831K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,154
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,292
−HK$140/mo
Today · 4.125%
HK$5,432
baseline
▲ 0.50% · 4.625%
HK$5,719
+HK$287/mo
Deposit HK$831K · loan HK$1.02M · min. income ≈ HK$10,864/mo (50% DSR)
Upfront cash ≈ HK$831K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,054
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,211
−HK$160/mo
Today · 4.125%
HK$5,371
baseline
▲ 0.50% · 4.625%
HK$5,698
+HK$327/mo
Deposit HK$739K · loan HK$1.11M · min. income ≈ HK$10,742/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,623
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,773
−HK$153/mo
Today · 4.125%
HK$5,926
baseline
▲ 0.50% · 4.625%
HK$6,239
+HK$313/mo
Deposit HK$739K · loan HK$1.11M · min. income ≈ HK$11,852/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,475
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,646
−HK$173/mo
Today · 4.125%
HK$5,819
baseline
▲ 0.50% · 4.625%
HK$6,173
+HK$354/mo
Deposit HK$646K · loan HK$1.20M · min. income ≈ HK$11,638/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,091
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,254
−HK$166/mo
Today · 4.125%
HK$6,420
baseline
▲ 0.50% · 4.625%
HK$6,759
+HK$339/mo
Deposit HK$646K · loan HK$1.20M · min. income ≈ HK$12,840/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,896
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,080
−HK$186/mo
Today · 4.125%
HK$6,266
baseline
▲ 0.50% · 4.625%
HK$6,647
+HK$381/mo
Deposit HK$554K · loan HK$1.29M · min. income ≈ HK$12,532/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,560
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,736
−HK$178/mo
Today · 4.125%
HK$6,914
baseline
▲ 0.50% · 4.625%
HK$7,279
+HK$365/mo
Deposit HK$554K · loan HK$1.29M · min. income ≈ HK$13,828/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,318
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,514
−HK$200/mo
Today · 4.125%
HK$6,714
baseline
▲ 0.50% · 4.625%
HK$7,122
+HK$408/mo
Deposit HK$462K · loan HK$1.39M · min. income ≈ HK$13,428/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,028
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,217
−HK$191/mo
Today · 4.125%
HK$7,408
baseline
▲ 0.50% · 4.625%
HK$7,798
+HK$390/mo
Deposit HK$462K · loan HK$1.39M · min. income ≈ HK$14,816/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,739
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,948
−HK$213/mo
Today · 4.125%
HK$7,161
baseline
▲ 0.50% · 4.625%
HK$7,597
+HK$436/mo
Deposit HK$369K · loan HK$1.48M · min. income ≈ HK$14,322/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,497
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,698
−HK$204/mo
Today · 4.125%
HK$7,902
baseline
▲ 0.50% · 4.625%
HK$8,318
+HK$416/mo
Deposit HK$369K · loan HK$1.48M · min. income ≈ HK$15,804/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,160
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,383
−HK$226/mo
Today · 4.125%
HK$7,609
baseline
▲ 0.50% · 4.625%
HK$8,072
+HK$463/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$15,218/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,965
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,179
−HK$217/mo
Today · 4.125%
HK$8,396
baseline
▲ 0.50% · 4.625%
HK$8,838
+HK$442/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$16,792/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,581
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,817
−HK$239/mo
Today · 4.125%
HK$8,056
baseline
▲ 0.50% · 4.625%
HK$8,547
+HK$491/mo
Deposit HK$185K · loan HK$1.66M · min. income ≈ HK$16,112/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,434
−HK$456/mo
▼ 0.25% · 3.875%
HK$8,660
−HK$230/mo
Today · 4.125%
HK$8,890
baseline
▲ 0.50% · 4.625%
HK$9,358
+HK$468/mo
Deposit HK$185K · loan HK$1.66M · min. income ≈ HK$17,780/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).