▼ 0.50% · 3.625%
HK$3,776
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,894
−HK$119/mo
Today · 4.125%
HK$4,013
baseline
▲ 0.50% · 4.625%
HK$4,258
+HK$245/mo
Deposit HK$828K · loan HK$828K · min. income ≈ HK$8,026/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,201
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,314
−HK$114/mo
Today · 4.125%
HK$4,428
baseline
▲ 0.50% · 4.625%
HK$4,662
+HK$234/mo
Deposit HK$828K · loan HK$828K · min. income ≈ HK$8,856/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,154
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,283
−HK$132/mo
Today · 4.125%
HK$4,415
baseline
▲ 0.50% · 4.625%
HK$4,683
+HK$268/mo
Deposit HK$745K · loan HK$911K · min. income ≈ HK$8,830/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,621
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,745
−HK$126/mo
Today · 4.125%
HK$4,871
baseline
▲ 0.50% · 4.625%
HK$5,128
+HK$257/mo
Deposit HK$745K · loan HK$911K · min. income ≈ HK$9,742/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,532
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,673
−HK$143/mo
Today · 4.125%
HK$4,816
baseline
▲ 0.50% · 4.625%
HK$5,109
+HK$293/mo
Deposit HK$662K · loan HK$994K · min. income ≈ HK$9,632/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,042
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,177
−HK$137/mo
Today · 4.125%
HK$5,314
baseline
▲ 0.50% · 4.625%
HK$5,594
+HK$280/mo
Deposit HK$662K · loan HK$994K · min. income ≈ HK$10,628/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,909
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,062
−HK$155/mo
Today · 4.125%
HK$5,217
baseline
▲ 0.50% · 4.625%
HK$5,535
+HK$318/mo
Deposit HK$580K · loan HK$1.08M · min. income ≈ HK$10,434/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,462
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,608
−HK$149/mo
Today · 4.125%
HK$5,757
baseline
▲ 0.50% · 4.625%
HK$6,060
+HK$303/mo
Deposit HK$580K · loan HK$1.08M · min. income ≈ HK$11,514/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,287
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,452
−HK$167/mo
Today · 4.125%
HK$5,619
baseline
▲ 0.50% · 4.625%
HK$5,961
+HK$342/mo
Deposit HK$497K · loan HK$1.16M · min. income ≈ HK$11,238/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,882
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,040
−HK$160/mo
Today · 4.125%
HK$6,200
baseline
▲ 0.50% · 4.625%
HK$6,526
+HK$326/mo
Deposit HK$497K · loan HK$1.16M · min. income ≈ HK$12,400/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,665
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,841
−HK$179/mo
Today · 4.125%
HK$6,020
baseline
▲ 0.50% · 4.625%
HK$6,386
+HK$366/mo
Deposit HK$414K · loan HK$1.24M · min. income ≈ HK$12,040/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,302
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,471
−HK$171/mo
Today · 4.125%
HK$6,642
baseline
▲ 0.50% · 4.625%
HK$6,993
+HK$351/mo
Deposit HK$414K · loan HK$1.24M · min. income ≈ HK$13,284/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,042
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,230
−HK$191/mo
Today · 4.125%
HK$6,421
baseline
▲ 0.50% · 4.625%
HK$6,812
+HK$391/mo
Deposit HK$331K · loan HK$1.32M · min. income ≈ HK$12,842/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,722
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,902
−HK$183/mo
Today · 4.125%
HK$7,085
baseline
▲ 0.50% · 4.625%
HK$7,459
+HK$374/mo
Deposit HK$331K · loan HK$1.32M · min. income ≈ HK$14,170/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,420
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,620
−HK$203/mo
Today · 4.125%
HK$6,823
baseline
▲ 0.50% · 4.625%
HK$7,238
+HK$415/mo
Deposit HK$248K · loan HK$1.41M · min. income ≈ HK$13,646/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,142
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,334
−HK$194/mo
Today · 4.125%
HK$7,528
baseline
▲ 0.50% · 4.625%
HK$7,925
+HK$397/mo
Deposit HK$248K · loan HK$1.41M · min. income ≈ HK$15,056/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,798
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,009
−HK$215/mo
Today · 4.125%
HK$7,224
baseline
▲ 0.50% · 4.625%
HK$7,664
+HK$440/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$14,448/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,562
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,765
−HK$206/mo
Today · 4.125%
HK$7,971
baseline
▲ 0.50% · 4.625%
HK$8,391
+HK$420/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$15,942/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).