▼ 0.50% · 3.625%
HK$3,884
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,005
−HK$123/mo
Today · 4.125%
HK$4,128
baseline
▲ 0.50% · 4.625%
HK$4,379
+HK$251/mo
Deposit HK$852K · loan HK$852K · min. income ≈ HK$8,256/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,321
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,437
−HK$117/mo
Today · 4.125%
HK$4,554
baseline
▲ 0.50% · 4.625%
HK$4,794
+HK$240/mo
Deposit HK$852K · loan HK$852K · min. income ≈ HK$9,108/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,272
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,405
−HK$135/mo
Today · 4.125%
HK$4,540
baseline
▲ 0.50% · 4.625%
HK$4,817
+HK$277/mo
Deposit HK$766K · loan HK$937K · min. income ≈ HK$9,080/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,753
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,880
−HK$130/mo
Today · 4.125%
HK$5,010
baseline
▲ 0.50% · 4.625%
HK$5,274
+HK$264/mo
Deposit HK$766K · loan HK$937K · min. income ≈ HK$10,020/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,661
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,806
−HK$147/mo
Today · 4.125%
HK$4,953
baseline
▲ 0.50% · 4.625%
HK$5,254
+HK$301/mo
Deposit HK$681K · loan HK$1.02M · min. income ≈ HK$9,906/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,185
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,324
−HK$141/mo
Today · 4.125%
HK$5,465
baseline
▲ 0.50% · 4.625%
HK$5,753
+HK$288/mo
Deposit HK$681K · loan HK$1.02M · min. income ≈ HK$10,930/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,049
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,206
−HK$160/mo
Today · 4.125%
HK$5,366
baseline
▲ 0.50% · 4.625%
HK$5,692
+HK$326/mo
Deposit HK$596K · loan HK$1.11M · min. income ≈ HK$10,732/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,617
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,768
−HK$153/mo
Today · 4.125%
HK$5,921
baseline
▲ 0.50% · 4.625%
HK$6,233
+HK$312/mo
Deposit HK$596K · loan HK$1.11M · min. income ≈ HK$11,842/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,438
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,607
−HK$172/mo
Today · 4.125%
HK$5,779
baseline
▲ 0.50% · 4.625%
HK$6,130
+HK$351/mo
Deposit HK$511K · loan HK$1.19M · min. income ≈ HK$11,558/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,049
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,211
−HK$165/mo
Today · 4.125%
HK$6,376
baseline
▲ 0.50% · 4.625%
HK$6,712
+HK$336/mo
Deposit HK$511K · loan HK$1.19M · min. income ≈ HK$12,752/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,826
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,007
−HK$184/mo
Today · 4.125%
HK$6,191
baseline
▲ 0.50% · 4.625%
HK$6,568
+HK$377/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$12,382/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,481
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,655
−HK$176/mo
Today · 4.125%
HK$6,831
baseline
▲ 0.50% · 4.625%
HK$7,192
+HK$361/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$13,662/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,214
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,408
−HK$196/mo
Today · 4.125%
HK$6,604
baseline
▲ 0.50% · 4.625%
HK$7,006
+HK$402/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$13,208/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,913
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,099
−HK$188/mo
Today · 4.125%
HK$7,287
baseline
▲ 0.50% · 4.625%
HK$7,671
+HK$384/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$14,574/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,603
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,808
−HK$209/mo
Today · 4.125%
HK$7,017
baseline
▲ 0.50% · 4.625%
HK$7,444
+HK$427/mo
Deposit HK$255K · loan HK$1.45M · min. income ≈ HK$14,034/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,345
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,542
−HK$200/mo
Today · 4.125%
HK$7,742
baseline
▲ 0.50% · 4.625%
HK$8,150
+HK$408/mo
Deposit HK$255K · loan HK$1.45M · min. income ≈ HK$15,484/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,991
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,209
−HK$221/mo
Today · 4.125%
HK$7,430
baseline
▲ 0.50% · 4.625%
HK$7,882
+HK$452/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,860/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,778
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,986
−HK$212/mo
Today · 4.125%
HK$8,198
baseline
▲ 0.50% · 4.625%
HK$8,630
+HK$432/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,396/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).