▼ 0.50% · 3.625%
HK$3,994
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,118
−HK$126/mo
Today · 4.125%
HK$4,244
baseline
▲ 0.50% · 4.625%
HK$4,503
+HK$259/mo
Deposit HK$876K · loan HK$876K · min. income ≈ HK$8,488/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,443
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,562
−HK$121/mo
Today · 4.125%
HK$4,683
baseline
▲ 0.50% · 4.625%
HK$4,930
+HK$247/mo
Deposit HK$876K · loan HK$876K · min. income ≈ HK$9,366/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,393
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,530
−HK$139/mo
Today · 4.125%
HK$4,669
baseline
▲ 0.50% · 4.625%
HK$4,953
+HK$284/mo
Deposit HK$788K · loan HK$963K · min. income ≈ HK$9,338/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,887
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,019
−HK$133/mo
Today · 4.125%
HK$5,152
baseline
▲ 0.50% · 4.625%
HK$5,423
+HK$271/mo
Deposit HK$788K · loan HK$963K · min. income ≈ HK$10,304/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,793
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,942
−HK$151/mo
Today · 4.125%
HK$5,093
baseline
▲ 0.50% · 4.625%
HK$5,403
+HK$310/mo
Deposit HK$701K · loan HK$1.05M · min. income ≈ HK$10,186/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,332
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,475
−HK$145/mo
Today · 4.125%
HK$5,620
baseline
▲ 0.50% · 4.625%
HK$5,916
+HK$296/mo
Deposit HK$701K · loan HK$1.05M · min. income ≈ HK$11,240/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,192
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,354
−HK$164/mo
Today · 4.125%
HK$5,518
baseline
▲ 0.50% · 4.625%
HK$5,853
+HK$335/mo
Deposit HK$613K · loan HK$1.14M · min. income ≈ HK$11,036/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,776
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,931
−HK$157/mo
Today · 4.125%
HK$6,088
baseline
▲ 0.50% · 4.625%
HK$6,409
+HK$321/mo
Deposit HK$613K · loan HK$1.14M · min. income ≈ HK$12,176/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,591
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,765
−HK$177/mo
Today · 4.125%
HK$5,942
baseline
▲ 0.50% · 4.625%
HK$6,304
+HK$362/mo
Deposit HK$525K · loan HK$1.23M · min. income ≈ HK$11,884/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,220
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,387
−HK$169/mo
Today · 4.125%
HK$6,556
baseline
▲ 0.50% · 4.625%
HK$6,902
+HK$346/mo
Deposit HK$525K · loan HK$1.23M · min. income ≈ HK$13,112/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,991
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,177
−HK$189/mo
Today · 4.125%
HK$6,366
baseline
▲ 0.50% · 4.625%
HK$6,754
+HK$388/mo
Deposit HK$438K · loan HK$1.31M · min. income ≈ HK$12,732/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,665
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,843
−HK$182/mo
Today · 4.125%
HK$7,025
baseline
▲ 0.50% · 4.625%
HK$7,395
+HK$370/mo
Deposit HK$438K · loan HK$1.31M · min. income ≈ HK$14,050/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,390
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,589
−HK$202/mo
Today · 4.125%
HK$6,791
baseline
▲ 0.50% · 4.625%
HK$7,204
+HK$413/mo
Deposit HK$350K · loan HK$1.40M · min. income ≈ HK$13,582/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,109
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,300
−HK$193/mo
Today · 4.125%
HK$7,493
baseline
▲ 0.50% · 4.625%
HK$7,888
+HK$395/mo
Deposit HK$350K · loan HK$1.40M · min. income ≈ HK$14,986/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,790
−HK$425/mo
▼ 0.25% · 3.875%
HK$7,001
−HK$214/mo
Today · 4.125%
HK$7,215
baseline
▲ 0.50% · 4.625%
HK$7,654
+HK$439/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$14,430/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,553
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,756
−HK$205/mo
Today · 4.125%
HK$7,961
baseline
▲ 0.50% · 4.625%
HK$8,381
+HK$420/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$15,922/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,189
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,413
−HK$227/mo
Today · 4.125%
HK$7,640
baseline
▲ 0.50% · 4.625%
HK$8,105
+HK$465/mo
Deposit HK$175K · loan HK$1.58M · min. income ≈ HK$15,280/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,998
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,212
−HK$218/mo
Today · 4.125%
HK$8,430
baseline
▲ 0.50% · 4.625%
HK$8,874
+HK$444/mo
Deposit HK$175K · loan HK$1.58M · min. income ≈ HK$16,860/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).