▼ 0.50% · 3.625%
HK$3,930
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,052
−HK$124/mo
Today · 4.125%
HK$4,176
baseline
▲ 0.50% · 4.625%
HK$4,430
+HK$254/mo
Deposit HK$862K · loan HK$862K · min. income ≈ HK$8,352/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,372
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,489
−HK$119/mo
Today · 4.125%
HK$4,608
baseline
▲ 0.50% · 4.625%
HK$4,851
+HK$243/mo
Deposit HK$862K · loan HK$862K · min. income ≈ HK$9,216/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,323
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,457
−HK$137/mo
Today · 4.125%
HK$4,594
baseline
▲ 0.50% · 4.625%
HK$4,873
+HK$279/mo
Deposit HK$776K · loan HK$948K · min. income ≈ HK$9,188/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,809
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,938
−HK$131/mo
Today · 4.125%
HK$5,069
baseline
▲ 0.50% · 4.625%
HK$5,336
+HK$267/mo
Deposit HK$776K · loan HK$948K · min. income ≈ HK$10,138/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,716
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,862
−HK$149/mo
Today · 4.125%
HK$5,011
baseline
▲ 0.50% · 4.625%
HK$5,316
+HK$305/mo
Deposit HK$689K · loan HK$1.03M · min. income ≈ HK$10,022/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,246
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,387
−HK$143/mo
Today · 4.125%
HK$5,530
baseline
▲ 0.50% · 4.625%
HK$5,821
+HK$291/mo
Deposit HK$689K · loan HK$1.03M · min. income ≈ HK$11,060/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,109
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,268
−HK$161/mo
Today · 4.125%
HK$5,429
baseline
▲ 0.50% · 4.625%
HK$5,759
+HK$330/mo
Deposit HK$603K · loan HK$1.12M · min. income ≈ HK$10,858/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,683
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,836
−HK$154/mo
Today · 4.125%
HK$5,990
baseline
▲ 0.50% · 4.625%
HK$6,306
+HK$316/mo
Deposit HK$603K · loan HK$1.12M · min. income ≈ HK$11,980/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,502
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,673
−HK$174/mo
Today · 4.125%
HK$5,847
baseline
▲ 0.50% · 4.625%
HK$6,202
+HK$355/mo
Deposit HK$517K · loan HK$1.21M · min. income ≈ HK$11,694/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,121
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,285
−HK$166/mo
Today · 4.125%
HK$6,451
baseline
▲ 0.50% · 4.625%
HK$6,791
+HK$340/mo
Deposit HK$517K · loan HK$1.21M · min. income ≈ HK$12,902/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,895
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,078
−HK$186/mo
Today · 4.125%
HK$6,264
baseline
▲ 0.50% · 4.625%
HK$6,645
+HK$381/mo
Deposit HK$431K · loan HK$1.29M · min. income ≈ HK$12,528/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,558
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,734
−HK$178/mo
Today · 4.125%
HK$6,912
baseline
▲ 0.50% · 4.625%
HK$7,276
+HK$364/mo
Deposit HK$431K · loan HK$1.29M · min. income ≈ HK$13,824/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,288
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,483
−HK$199/mo
Today · 4.125%
HK$6,682
baseline
▲ 0.50% · 4.625%
HK$7,089
+HK$407/mo
Deposit HK$345K · loan HK$1.38M · min. income ≈ HK$13,364/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,995
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,183
−HK$190/mo
Today · 4.125%
HK$7,373
baseline
▲ 0.50% · 4.625%
HK$7,762
+HK$389/mo
Deposit HK$345K · loan HK$1.38M · min. income ≈ HK$14,746/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,681
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,888
−HK$212/mo
Today · 4.125%
HK$7,100
baseline
▲ 0.50% · 4.625%
HK$7,532
+HK$432/mo
Deposit HK$259K · loan HK$1.46M · min. income ≈ HK$14,200/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,432
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,631
−HK$203/mo
Today · 4.125%
HK$7,834
baseline
▲ 0.50% · 4.625%
HK$8,247
+HK$413/mo
Deposit HK$259K · loan HK$1.46M · min. income ≈ HK$15,668/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,074
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,294
−HK$223/mo
Today · 4.125%
HK$7,517
baseline
▲ 0.50% · 4.625%
HK$7,975
+HK$458/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$15,034/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,869
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,080
−HK$214/mo
Today · 4.125%
HK$8,294
baseline
▲ 0.50% · 4.625%
HK$8,732
+HK$438/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$16,588/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).