▼ 0.50% · 3.625%
HK$5,587
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,760
−HK$177/mo
Today · 4.125%
HK$5,937
baseline
▲ 0.50% · 4.625%
HK$6,298
+HK$361/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$11,874/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,215
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,382
−HK$169/mo
Today · 4.125%
HK$6,551
baseline
▲ 0.50% · 4.625%
HK$6,896
+HK$345/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$13,102/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,145
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,336
−HK$195/mo
Today · 4.125%
HK$6,531
baseline
▲ 0.50% · 4.625%
HK$6,928
+HK$397/mo
Deposit HK$1.10M · loan HK$1.35M · min. income ≈ HK$13,062/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,836
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,020
−HK$186/mo
Today · 4.125%
HK$7,206
baseline
▲ 0.50% · 4.625%
HK$7,586
+HK$380/mo
Deposit HK$1.10M · loan HK$1.35M · min. income ≈ HK$14,412/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,704
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,912
−HK$212/mo
Today · 4.125%
HK$7,124
baseline
▲ 0.50% · 4.625%
HK$7,558
+HK$434/mo
Deposit HK$980K · loan HK$1.47M · min. income ≈ HK$14,248/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,458
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,658
−HK$203/mo
Today · 4.125%
HK$7,861
baseline
▲ 0.50% · 4.625%
HK$8,275
+HK$414/mo
Deposit HK$980K · loan HK$1.47M · min. income ≈ HK$15,722/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,263
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,488
−HK$230/mo
Today · 4.125%
HK$7,718
baseline
▲ 0.50% · 4.625%
HK$8,188
+HK$470/mo
Deposit HK$857K · loan HK$1.59M · min. income ≈ HK$15,436/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,079
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,296
−HK$220/mo
Today · 4.125%
HK$8,516
baseline
▲ 0.50% · 4.625%
HK$8,965
+HK$449/mo
Deposit HK$857K · loan HK$1.59M · min. income ≈ HK$17,032/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,821
−HK$491/mo
▼ 0.25% · 3.875%
HK$8,064
−HK$248/mo
Today · 4.125%
HK$8,312
baseline
▲ 0.50% · 4.625%
HK$8,817
+HK$505/mo
Deposit HK$735K · loan HK$1.71M · min. income ≈ HK$16,624/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,701
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,934
−HK$237/mo
Today · 4.125%
HK$9,171
baseline
▲ 0.50% · 4.625%
HK$9,654
+HK$483/mo
Deposit HK$735K · loan HK$1.71M · min. income ≈ HK$18,342/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,380
−HK$525/mo
▼ 0.25% · 3.875%
HK$8,640
−HK$265/mo
Today · 4.125%
HK$8,905
baseline
▲ 0.50% · 4.625%
HK$9,447
+HK$542/mo
Deposit HK$612K · loan HK$1.84M · min. income ≈ HK$17,810/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,322
−HK$504/mo
▼ 0.25% · 3.875%
HK$9,573
−HK$253/mo
Today · 4.125%
HK$9,826
baseline
▲ 0.50% · 4.625%
HK$10,344
+HK$518/mo
Deposit HK$612K · loan HK$1.84M · min. income ≈ HK$19,652/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,938
−HK$561/mo
▼ 0.25% · 3.875%
HK$9,217
−HK$282/mo
Today · 4.125%
HK$9,499
baseline
▲ 0.50% · 4.625%
HK$10,077
+HK$578/mo
Deposit HK$490K · loan HK$1.96M · min. income ≈ HK$18,998/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,944
−HK$537/mo
▼ 0.25% · 3.875%
HK$10,211
−HK$270/mo
Today · 4.125%
HK$10,481
baseline
▲ 0.50% · 4.625%
HK$11,034
+HK$553/mo
Deposit HK$490K · loan HK$1.96M · min. income ≈ HK$20,962/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,497
−HK$596/mo
▼ 0.25% · 3.875%
HK$9,793
−HK$300/mo
Today · 4.125%
HK$10,093
baseline
▲ 0.50% · 4.625%
HK$10,707
+HK$614/mo
Deposit HK$367K · loan HK$2.08M · min. income ≈ HK$20,186/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,565
−HK$571/mo
▼ 0.25% · 3.875%
HK$10,849
−HK$287/mo
Today · 4.125%
HK$11,136
baseline
▲ 0.50% · 4.625%
HK$11,723
+HK$587/mo
Deposit HK$367K · loan HK$2.08M · min. income ≈ HK$22,272/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,056
−HK$630/mo
▼ 0.25% · 3.875%
HK$10,369
−HK$317/mo
Today · 4.125%
HK$10,686
baseline
▲ 0.50% · 4.625%
HK$11,337
+HK$651/mo
Deposit HK$245K · loan HK$2.20M · min. income ≈ HK$21,372/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,187
−HK$604/mo
▼ 0.25% · 3.875%
HK$11,487
−HK$304/mo
Today · 4.125%
HK$11,791
baseline
▲ 0.50% · 4.625%
HK$12,413
+HK$622/mo
Deposit HK$245K · loan HK$2.20M · min. income ≈ HK$23,582/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).