▼ 0.50% · 3.625%
HK$4,235
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,366
−HK$134/mo
Today · 4.125%
HK$4,500
baseline
▲ 0.50% · 4.625%
HK$4,774
+HK$274/mo
Deposit HK$929K · loan HK$929K · min. income ≈ HK$9,000/mo (50% DSR)
Upfront cash ≈ HK$929K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,711
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,837
−HK$128/mo
Today · 4.125%
HK$4,965
baseline
▲ 0.50% · 4.625%
HK$5,227
+HK$262/mo
Deposit HK$929K · loan HK$929K · min. income ≈ HK$9,930/mo (50% DSR)
Upfront cash ≈ HK$929K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,658
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,803
−HK$147/mo
Today · 4.125%
HK$4,950
baseline
▲ 0.50% · 4.625%
HK$5,251
+HK$301/mo
Deposit HK$836K · loan HK$1.02M · min. income ≈ HK$9,900/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,182
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,321
−HK$141/mo
Today · 4.125%
HK$5,462
baseline
▲ 0.50% · 4.625%
HK$5,750
+HK$288/mo
Deposit HK$836K · loan HK$1.02M · min. income ≈ HK$10,924/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,081
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,240
−HK$160/mo
Today · 4.125%
HK$5,400
baseline
▲ 0.50% · 4.625%
HK$5,729
+HK$329/mo
Deposit HK$743K · loan HK$1.11M · min. income ≈ HK$10,800/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,653
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,805
−HK$153/mo
Today · 4.125%
HK$5,958
baseline
▲ 0.50% · 4.625%
HK$6,273
+HK$315/mo
Deposit HK$743K · loan HK$1.11M · min. income ≈ HK$11,916/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,505
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,676
−HK$174/mo
Today · 4.125%
HK$5,850
baseline
▲ 0.50% · 4.625%
HK$6,206
+HK$356/mo
Deposit HK$650K · loan HK$1.21M · min. income ≈ HK$11,700/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,124
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,288
−HK$167/mo
Today · 4.125%
HK$6,455
baseline
▲ 0.50% · 4.625%
HK$6,795
+HK$340/mo
Deposit HK$650K · loan HK$1.21M · min. income ≈ HK$12,910/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,928
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,113
−HK$187/mo
Today · 4.125%
HK$6,300
baseline
▲ 0.50% · 4.625%
HK$6,683
+HK$383/mo
Deposit HK$557K · loan HK$1.30M · min. income ≈ HK$12,600/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,595
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,772
−HK$180/mo
Today · 4.125%
HK$6,952
baseline
▲ 0.50% · 4.625%
HK$7,318
+HK$366/mo
Deposit HK$557K · loan HK$1.30M · min. income ≈ HK$13,904/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,352
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,549
−HK$201/mo
Today · 4.125%
HK$6,750
baseline
▲ 0.50% · 4.625%
HK$7,161
+HK$411/mo
Deposit HK$464K · loan HK$1.39M · min. income ≈ HK$13,500/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,066
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,256
−HK$192/mo
Today · 4.125%
HK$7,448
baseline
▲ 0.50% · 4.625%
HK$7,841
+HK$393/mo
Deposit HK$464K · loan HK$1.39M · min. income ≈ HK$14,896/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,775
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,986
−HK$214/mo
Today · 4.125%
HK$7,200
baseline
▲ 0.50% · 4.625%
HK$7,638
+HK$438/mo
Deposit HK$371K · loan HK$1.49M · min. income ≈ HK$14,400/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,537
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,740
−HK$205/mo
Today · 4.125%
HK$7,945
baseline
▲ 0.50% · 4.625%
HK$8,363
+HK$418/mo
Deposit HK$371K · loan HK$1.49M · min. income ≈ HK$15,890/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,199
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,423
−HK$227/mo
Today · 4.125%
HK$7,650
baseline
▲ 0.50% · 4.625%
HK$8,116
+HK$466/mo
Deposit HK$279K · loan HK$1.58M · min. income ≈ HK$15,300/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,009
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,223
−HK$218/mo
Today · 4.125%
HK$8,441
baseline
▲ 0.50% · 4.625%
HK$8,886
+HK$445/mo
Deposit HK$279K · loan HK$1.58M · min. income ≈ HK$16,882/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,622
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,859
−HK$241/mo
Today · 4.125%
HK$8,100
baseline
▲ 0.50% · 4.625%
HK$8,593
+HK$493/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$16,200/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,480
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,707
−HK$231/mo
Today · 4.125%
HK$8,938
baseline
▲ 0.50% · 4.625%
HK$9,409
+HK$471/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$17,876/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).