▼ 0.50% · 3.625%
HK$5,540
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,712
−HK$175/mo
Today · 4.125%
HK$5,887
baseline
▲ 0.50% · 4.625%
HK$6,246
+HK$359/mo
Deposit HK$1.21M · loan HK$1.21M · min. income ≈ HK$11,774/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,163
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,328
−HK$168/mo
Today · 4.125%
HK$6,496
baseline
▲ 0.50% · 4.625%
HK$6,838
+HK$342/mo
Deposit HK$1.21M · loan HK$1.21M · min. income ≈ HK$12,992/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,094
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,283
−HK$193/mo
Today · 4.125%
HK$6,476
baseline
▲ 0.50% · 4.625%
HK$6,870
+HK$394/mo
Deposit HK$1.09M · loan HK$1.34M · min. income ≈ HK$12,952/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,779
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,961
−HK$185/mo
Today · 4.125%
HK$7,146
baseline
▲ 0.50% · 4.625%
HK$7,522
+HK$376/mo
Deposit HK$1.09M · loan HK$1.34M · min. income ≈ HK$14,292/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,648
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,855
−HK$210/mo
Today · 4.125%
HK$7,065
baseline
▲ 0.50% · 4.625%
HK$7,495
+HK$430/mo
Deposit HK$972K · loan HK$1.46M · min. income ≈ HK$14,130/mo (50% DSR)
Upfront cash ≈ HK$972K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,396
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,594
−HK$201/mo
Today · 4.125%
HK$7,795
baseline
▲ 0.50% · 4.625%
HK$8,206
+HK$411/mo
Deposit HK$972K · loan HK$1.46M · min. income ≈ HK$15,590/mo (50% DSR)
Upfront cash ≈ HK$972K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,202
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,426
−HK$227/mo
Today · 4.125%
HK$7,653
baseline
▲ 0.50% · 4.625%
HK$8,119
+HK$466/mo
Deposit HK$850K · loan HK$1.58M · min. income ≈ HK$15,306/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,012
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,227
−HK$218/mo
Today · 4.125%
HK$8,445
baseline
▲ 0.50% · 4.625%
HK$8,890
+HK$445/mo
Deposit HK$850K · loan HK$1.58M · min. income ≈ HK$16,890/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,756
−HK$486/mo
▼ 0.25% · 3.875%
HK$7,997
−HK$245/mo
Today · 4.125%
HK$8,242
baseline
▲ 0.50% · 4.625%
HK$8,744
+HK$502/mo
Deposit HK$729K · loan HK$1.70M · min. income ≈ HK$16,484/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,628
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,860
−HK$234/mo
Today · 4.125%
HK$9,094
baseline
▲ 0.50% · 4.625%
HK$9,574
+HK$480/mo
Deposit HK$729K · loan HK$1.70M · min. income ≈ HK$18,188/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,310
−HK$521/mo
▼ 0.25% · 3.875%
HK$8,568
−HK$263/mo
Today · 4.125%
HK$8,831
baseline
▲ 0.50% · 4.625%
HK$9,368
+HK$537/mo
Deposit HK$607K · loan HK$1.82M · min. income ≈ HK$17,662/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,245
−HK$499/mo
▼ 0.25% · 3.875%
HK$9,493
−HK$251/mo
Today · 4.125%
HK$9,744
baseline
▲ 0.50% · 4.625%
HK$10,258
+HK$514/mo
Deposit HK$607K · loan HK$1.82M · min. income ≈ HK$19,488/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,864
−HK$556/mo
▼ 0.25% · 3.875%
HK$9,140
−HK$280/mo
Today · 4.125%
HK$9,420
baseline
▲ 0.50% · 4.625%
HK$9,993
+HK$573/mo
Deposit HK$486K · loan HK$1.94M · min. income ≈ HK$18,840/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,861
−HK$533/mo
▼ 0.25% · 3.875%
HK$10,125
−HK$269/mo
Today · 4.125%
HK$10,394
baseline
▲ 0.50% · 4.625%
HK$10,942
+HK$548/mo
Deposit HK$486K · loan HK$1.94M · min. income ≈ HK$20,788/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,418
−HK$590/mo
▼ 0.25% · 3.875%
HK$9,711
−HK$297/mo
Today · 4.125%
HK$10,008
baseline
▲ 0.50% · 4.625%
HK$10,617
+HK$609/mo
Deposit HK$364K · loan HK$2.07M · min. income ≈ HK$20,016/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,477
−HK$566/mo
▼ 0.25% · 3.875%
HK$10,758
−HK$285/mo
Today · 4.125%
HK$11,043
baseline
▲ 0.50% · 4.625%
HK$11,625
+HK$582/mo
Deposit HK$364K · loan HK$2.07M · min. income ≈ HK$22,086/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,972
−HK$625/mo
▼ 0.25% · 3.875%
HK$10,282
−HK$315/mo
Today · 4.125%
HK$10,597
baseline
▲ 0.50% · 4.625%
HK$11,242
+HK$645/mo
Deposit HK$243K · loan HK$2.19M · min. income ≈ HK$21,194/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,094
−HK$599/mo
▼ 0.25% · 3.875%
HK$11,391
−HK$302/mo
Today · 4.125%
HK$11,693
baseline
▲ 0.50% · 4.625%
HK$12,309
+HK$616/mo
Deposit HK$243K · loan HK$2.19M · min. income ≈ HK$23,386/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).