▼ 0.50% · 3.625%
HK$22,601
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,304
−HK$714/mo
Today · 4.125%
HK$24,018
baseline
▲ 0.50% · 4.625%
HK$25,480
+HK$1,462/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,036/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,143
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,818
−HK$684/mo
Today · 4.125%
HK$26,502
baseline
▲ 0.50% · 4.625%
HK$27,899
+HK$1,397/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,004/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,861
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,634
−HK$786/mo
Today · 4.125%
HK$26,420
baseline
▲ 0.50% · 4.625%
HK$28,028
+HK$1,608/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$52,840/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$361,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,658
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,399
−HK$753/mo
Today · 4.125%
HK$29,152
baseline
▲ 0.50% · 4.625%
HK$30,689
+HK$1,537/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$58,304/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$361,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,121
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,965
−HK$857/mo
Today · 4.125%
HK$28,822
baseline
▲ 0.50% · 4.625%
HK$30,576
+HK$1,754/mo
Deposit HK$3.96M · loan HK$5.95M · min. income ≈ HK$57,644/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,172
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,981
−HK$821/mo
Today · 4.125%
HK$31,802
baseline
▲ 0.50% · 4.625%
HK$33,478
+HK$1,676/mo
Deposit HK$3.96M · loan HK$5.95M · min. income ≈ HK$63,604/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,381
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,295
−HK$929/mo
Today · 4.125%
HK$31,224
baseline
▲ 0.50% · 4.625%
HK$33,124
+HK$1,900/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$62,448/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$361,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,686
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,563
−HK$889/mo
Today · 4.125%
HK$34,452
baseline
▲ 0.50% · 4.625%
HK$36,268
+HK$1,816/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$68,904/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$361,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,641
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,626
−HK$1,000/mo
Today · 4.125%
HK$33,626
baseline
▲ 0.50% · 4.625%
HK$35,672
+HK$2,046/mo
Deposit HK$2.97M · loan HK$6.94M · min. income ≈ HK$67,252/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$361,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,201
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,145
−HK$957/mo
Today · 4.125%
HK$37,102
baseline
▲ 0.50% · 4.625%
HK$39,058
+HK$1,956/mo
Deposit HK$2.97M · loan HK$6.94M · min. income ≈ HK$74,204/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$361,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,901
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,956
−HK$1,071/mo
Today · 4.125%
HK$36,027
baseline
▲ 0.50% · 4.625%
HK$38,220
+HK$2,193/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$72,054/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$361,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,715
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,726
−HK$1,027/mo
Today · 4.125%
HK$39,753
baseline
▲ 0.50% · 4.625%
HK$41,848
+HK$2,095/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$79,506/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$361,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,162
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,286
−HK$1,143/mo
Today · 4.125%
HK$38,429
baseline
▲ 0.50% · 4.625%
HK$40,767
+HK$2,338/mo
Deposit HK$1.98M · loan HK$7.93M · min. income ≈ HK$76,858/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$361,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,229
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,308
−HK$1,095/mo
Today · 4.125%
HK$42,403
baseline
▲ 0.50% · 4.625%
HK$44,638
+HK$2,235/mo
Deposit HK$1.98M · loan HK$7.93M · min. income ≈ HK$84,806/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$361,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,422
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,617
−HK$1,214/mo
Today · 4.125%
HK$40,831
baseline
▲ 0.50% · 4.625%
HK$43,315
+HK$2,484/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$81,662/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$361,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,744
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,890
−HK$1,163/mo
Today · 4.125%
HK$45,053
baseline
▲ 0.50% · 4.625%
HK$47,428
+HK$2,375/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$90,106/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$361,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,682
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,947
−HK$1,286/mo
Today · 4.125%
HK$43,233
baseline
▲ 0.50% · 4.625%
HK$45,863
+HK$2,630/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$86,466/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,258
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,472
−HK$1,231/mo
Today · 4.125%
HK$47,703
baseline
▲ 0.50% · 4.625%
HK$50,218
+HK$2,515/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$95,406/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,159 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).