▼ 0.50% · 3.625%
HK$16,365
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$16,874
−HK$517/mo
Today · 4.125%
HK$17,391
baseline
▲ 0.50% · 4.625%
HK$18,450
+HK$1,059/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,782/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,206
−HK$984/mo
▼ 0.25% · 3.875%
HK$18,694
−HK$496/mo
Today · 4.125%
HK$19,190
baseline
▲ 0.50% · 4.625%
HK$20,201
+HK$1,011/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,380/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,002
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,562
−HK$569/mo
Today · 4.125%
HK$19,131
baseline
▲ 0.50% · 4.625%
HK$20,295
+HK$1,164/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$38,262/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$215,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,027
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,564
−HK$545/mo
Today · 4.125%
HK$21,109
baseline
▲ 0.50% · 4.625%
HK$22,221
+HK$1,112/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$42,218/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$215,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,638
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,249
−HK$621/mo
Today · 4.125%
HK$20,870
baseline
▲ 0.50% · 4.625%
HK$22,140
+HK$1,270/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$41,740/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,847
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,433
−HK$595/mo
Today · 4.125%
HK$23,028
baseline
▲ 0.50% · 4.625%
HK$24,242
+HK$1,214/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$46,056/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,275
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,937
−HK$672/mo
Today · 4.125%
HK$22,609
baseline
▲ 0.50% · 4.625%
HK$23,985
+HK$1,376/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$45,218/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,668
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,303
−HK$644/mo
Today · 4.125%
HK$24,947
baseline
▲ 0.50% · 4.625%
HK$26,262
+HK$1,315/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$49,894/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,911
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,624
−HK$724/mo
Today · 4.125%
HK$24,348
baseline
▲ 0.50% · 4.625%
HK$25,830
+HK$1,482/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$48,696/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,489
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,172
−HK$694/mo
Today · 4.125%
HK$26,866
baseline
▲ 0.50% · 4.625%
HK$28,282
+HK$1,416/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$53,732/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,548
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,311
−HK$776/mo
Today · 4.125%
HK$26,087
baseline
▲ 0.50% · 4.625%
HK$27,675
+HK$1,588/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$52,174/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,309
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,042
−HK$743/mo
Today · 4.125%
HK$28,785
baseline
▲ 0.50% · 4.625%
HK$30,302
+HK$1,517/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$57,570/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,184
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,999
−HK$827/mo
Today · 4.125%
HK$27,826
baseline
▲ 0.50% · 4.625%
HK$29,519
+HK$1,693/mo
Deposit HK$1.44M · loan HK$5.74M · min. income ≈ HK$55,652/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,130
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,911
−HK$793/mo
Today · 4.125%
HK$30,704
baseline
▲ 0.50% · 4.625%
HK$32,322
+HK$1,618/mo
Deposit HK$1.44M · loan HK$5.74M · min. income ≈ HK$61,408/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,821
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,686
−HK$879/mo
Today · 4.125%
HK$29,565
baseline
▲ 0.50% · 4.625%
HK$31,364
+HK$1,799/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$59,130/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,950
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,780
−HK$843/mo
Today · 4.125%
HK$32,623
baseline
▲ 0.50% · 4.625%
HK$34,342
+HK$1,719/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$65,246/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,457
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,374
−HK$931/mo
Today · 4.125%
HK$31,305
baseline
▲ 0.50% · 4.625%
HK$33,209
+HK$1,904/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$62,610/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,771
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,650
−HK$892/mo
Today · 4.125%
HK$34,542
baseline
▲ 0.50% · 4.625%
HK$36,362
+HK$1,820/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$69,084/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,308 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).