▼ 0.50% · 3.625%
HK$16,019
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$16,518
−HK$506/mo
Today · 4.125%
HK$17,024
baseline
▲ 0.50% · 4.625%
HK$18,060
+HK$1,036/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$34,048/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,822
−HK$962/mo
▼ 0.25% · 3.875%
HK$18,299
−HK$485/mo
Today · 4.125%
HK$18,784
baseline
▲ 0.50% · 4.625%
HK$19,774
+HK$990/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$37,568/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,621
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$18,170
−HK$556/mo
Today · 4.125%
HK$18,726
baseline
▲ 0.50% · 4.625%
HK$19,866
+HK$1,140/mo
Deposit HK$3.16M · loan HK$3.86M · min. income ≈ HK$37,452/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$210,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,604
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,129
−HK$534/mo
Today · 4.125%
HK$20,663
baseline
▲ 0.50% · 4.625%
HK$21,752
+HK$1,089/mo
Deposit HK$3.16M · loan HK$3.86M · min. income ≈ HK$41,326/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$210,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,223
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,821
−HK$608/mo
Today · 4.125%
HK$20,429
baseline
▲ 0.50% · 4.625%
HK$21,672
+HK$1,243/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$40,858/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,386
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,959
−HK$582/mo
Today · 4.125%
HK$22,541
baseline
▲ 0.50% · 4.625%
HK$23,729
+HK$1,188/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$45,082/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,825
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,473
−HK$658/mo
Today · 4.125%
HK$22,131
baseline
▲ 0.50% · 4.625%
HK$23,478
+HK$1,347/mo
Deposit HK$2.46M · loan HK$4.57M · min. income ≈ HK$44,262/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$210,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,168
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,789
−HK$631/mo
Today · 4.125%
HK$24,420
baseline
▲ 0.50% · 4.625%
HK$25,707
+HK$1,287/mo
Deposit HK$2.46M · loan HK$4.57M · min. income ≈ HK$48,840/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$210,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,427
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,125
−HK$709/mo
Today · 4.125%
HK$23,834
baseline
▲ 0.50% · 4.625%
HK$25,284
+HK$1,450/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$47,668/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,950
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,619
−HK$679/mo
Today · 4.125%
HK$26,298
baseline
▲ 0.50% · 4.625%
HK$27,684
+HK$1,386/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$52,596/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,029
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,777
−HK$759/mo
Today · 4.125%
HK$25,536
baseline
▲ 0.50% · 4.625%
HK$27,090
+HK$1,554/mo
Deposit HK$1.76M · loan HK$5.27M · min. income ≈ HK$51,072/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$210,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,732
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,449
−HK$728/mo
Today · 4.125%
HK$28,177
baseline
▲ 0.50% · 4.625%
HK$29,662
+HK$1,485/mo
Deposit HK$1.76M · loan HK$5.27M · min. income ≈ HK$56,354/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$210,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,631
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,428
−HK$810/mo
Today · 4.125%
HK$27,238
baseline
▲ 0.50% · 4.625%
HK$28,896
+HK$1,658/mo
Deposit HK$1.41M · loan HK$5.62M · min. income ≈ HK$54,476/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$210,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,514
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,279
−HK$776/mo
Today · 4.125%
HK$30,055
baseline
▲ 0.50% · 4.625%
HK$31,639
+HK$1,584/mo
Deposit HK$1.41M · loan HK$5.62M · min. income ≈ HK$60,110/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$210,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,233
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,080
−HK$861/mo
Today · 4.125%
HK$28,941
baseline
▲ 0.50% · 4.625%
HK$30,702
+HK$1,761/mo
Deposit HK$1.05M · loan HK$5.97M · min. income ≈ HK$57,882/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,297
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,109
−HK$824/mo
Today · 4.125%
HK$31,933
baseline
▲ 0.50% · 4.625%
HK$33,617
+HK$1,684/mo
Deposit HK$1.05M · loan HK$5.97M · min. income ≈ HK$63,866/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,835
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,732
−HK$911/mo
Today · 4.125%
HK$30,643
baseline
▲ 0.50% · 4.625%
HK$32,508
+HK$1,865/mo
Deposit HK$703K · loan HK$6.32M · min. income ≈ HK$61,286/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$210,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,079
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,939
−HK$873/mo
Today · 4.125%
HK$33,812
baseline
▲ 0.50% · 4.625%
HK$35,594
+HK$1,782/mo
Deposit HK$703K · loan HK$6.32M · min. income ≈ HK$67,624/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$210,759 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).