▼ 0.50% · 3.625%
HK$19,792
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,407
−HK$626/mo
Today · 4.125%
HK$21,033
baseline
▲ 0.50% · 4.625%
HK$22,313
+HK$1,280/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,066/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,018
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,609
−HK$599/mo
Today · 4.125%
HK$23,208
baseline
▲ 0.50% · 4.625%
HK$24,431
+HK$1,223/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,416/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,771
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,448
−HK$688/mo
Today · 4.125%
HK$23,136
baseline
▲ 0.50% · 4.625%
HK$24,544
+HK$1,408/mo
Deposit HK$3.91M · loan HK$4.77M · min. income ≈ HK$46,272/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,220
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,869
−HK$659/mo
Today · 4.125%
HK$25,528
baseline
▲ 0.50% · 4.625%
HK$26,874
+HK$1,346/mo
Deposit HK$3.91M · loan HK$4.77M · min. income ≈ HK$51,056/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,750
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,489
−HK$750/mo
Today · 4.125%
HK$25,239
baseline
▲ 0.50% · 4.625%
HK$26,775
+HK$1,536/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$50,478/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,422
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,130
−HK$719/mo
Today · 4.125%
HK$27,849
baseline
▲ 0.50% · 4.625%
HK$29,317
+HK$1,468/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$55,698/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,729
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,530
−HK$813/mo
Today · 4.125%
HK$27,343
baseline
▲ 0.50% · 4.625%
HK$29,006
+HK$1,663/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$54,686/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,624
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,391
−HK$779/mo
Today · 4.125%
HK$30,170
baseline
▲ 0.50% · 4.625%
HK$31,760
+HK$1,590/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$60,340/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,708
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,570
−HK$876/mo
Today · 4.125%
HK$29,446
baseline
▲ 0.50% · 4.625%
HK$31,238
+HK$1,792/mo
Deposit HK$2.60M · loan HK$6.08M · min. income ≈ HK$58,892/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,825
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,652
−HK$839/mo
Today · 4.125%
HK$32,491
baseline
▲ 0.50% · 4.625%
HK$34,203
+HK$1,712/mo
Deposit HK$2.60M · loan HK$6.08M · min. income ≈ HK$64,982/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,688
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,611
−HK$938/mo
Today · 4.125%
HK$31,549
baseline
▲ 0.50% · 4.625%
HK$33,469
+HK$1,920/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$63,098/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,027
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,913
−HK$899/mo
Today · 4.125%
HK$34,812
baseline
▲ 0.50% · 4.625%
HK$36,646
+HK$1,834/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$69,624/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,667
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,652
−HK$1,001/mo
Today · 4.125%
HK$33,653
baseline
▲ 0.50% · 4.625%
HK$35,700
+HK$2,047/mo
Deposit HK$1.74M · loan HK$6.94M · min. income ≈ HK$67,306/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,229
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,174
−HK$958/mo
Today · 4.125%
HK$37,132
baseline
▲ 0.50% · 4.625%
HK$39,090
+HK$1,958/mo
Deposit HK$1.74M · loan HK$6.94M · min. income ≈ HK$74,264/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,646
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,693
−HK$1,063/mo
Today · 4.125%
HK$35,756
baseline
▲ 0.50% · 4.625%
HK$37,931
+HK$2,175/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$71,512/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,431
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,435
−HK$1,018/mo
Today · 4.125%
HK$39,453
baseline
▲ 0.50% · 4.625%
HK$41,533
+HK$2,080/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$78,906/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,625
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,733
−HK$1,126/mo
Today · 4.125%
HK$37,859
baseline
▲ 0.50% · 4.625%
HK$40,163
+HK$2,304/mo
Deposit HK$868K · loan HK$7.81M · min. income ≈ HK$75,718/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,633
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,696
−HK$1,078/mo
Today · 4.125%
HK$41,774
baseline
▲ 0.50% · 4.625%
HK$43,976
+HK$2,202/mo
Deposit HK$868K · loan HK$7.81M · min. income ≈ HK$83,548/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,389 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).