▼ 0.50% · 3.625%
HK$16,309
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$16,816
−HK$515/mo
Today · 4.125%
HK$17,331
baseline
▲ 0.50% · 4.625%
HK$18,386
+HK$1,055/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$34,662/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,143
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,630
−HK$493/mo
Today · 4.125%
HK$19,123
baseline
▲ 0.50% · 4.625%
HK$20,131
+HK$1,008/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$38,246/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,940
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$18,498
−HK$566/mo
Today · 4.125%
HK$19,064
baseline
▲ 0.50% · 4.625%
HK$20,225
+HK$1,161/mo
Deposit HK$3.22M · loan HK$3.93M · min. income ≈ HK$38,128/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$214,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,958
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$20,493
−HK$543/mo
Today · 4.125%
HK$21,036
baseline
▲ 0.50% · 4.625%
HK$22,145
+HK$1,109/mo
Deposit HK$3.22M · loan HK$3.93M · min. income ≈ HK$42,072/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$214,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,570
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,179
−HK$619/mo
Today · 4.125%
HK$20,798
baseline
▲ 0.50% · 4.625%
HK$22,063
+HK$1,265/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$41,596/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,772
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,356
−HK$592/mo
Today · 4.125%
HK$22,948
baseline
▲ 0.50% · 4.625%
HK$24,158
+HK$1,210/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$45,896/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,201
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,861
−HK$670/mo
Today · 4.125%
HK$22,531
baseline
▲ 0.50% · 4.625%
HK$23,902
+HK$1,371/mo
Deposit HK$2.50M · loan HK$4.65M · min. income ≈ HK$45,062/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,586
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,219
−HK$641/mo
Today · 4.125%
HK$24,860
baseline
▲ 0.50% · 4.625%
HK$26,171
+HK$1,311/mo
Deposit HK$2.50M · loan HK$4.65M · min. income ≈ HK$49,720/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,832
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,542
−HK$722/mo
Today · 4.125%
HK$24,264
baseline
▲ 0.50% · 4.625%
HK$25,740
+HK$1,476/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$48,528/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,400
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,082
−HK$691/mo
Today · 4.125%
HK$26,773
baseline
▲ 0.50% · 4.625%
HK$28,184
+HK$1,411/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$53,546/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,463
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,224
−HK$773/mo
Today · 4.125%
HK$25,997
baseline
▲ 0.50% · 4.625%
HK$27,579
+HK$1,582/mo
Deposit HK$1.79M · loan HK$5.36M · min. income ≈ HK$51,994/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,215
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,945
−HK$740/mo
Today · 4.125%
HK$28,685
baseline
▲ 0.50% · 4.625%
HK$30,197
+HK$1,512/mo
Deposit HK$1.79M · loan HK$5.36M · min. income ≈ HK$57,370/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,094
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,906
−HK$824/mo
Today · 4.125%
HK$27,730
baseline
▲ 0.50% · 4.625%
HK$29,417
+HK$1,687/mo
Deposit HK$1.43M · loan HK$5.72M · min. income ≈ HK$55,460/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,029
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,808
−HK$789/mo
Today · 4.125%
HK$30,597
baseline
▲ 0.50% · 4.625%
HK$32,210
+HK$1,613/mo
Deposit HK$1.43M · loan HK$5.72M · min. income ≈ HK$61,194/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,725
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,587
−HK$876/mo
Today · 4.125%
HK$29,463
baseline
▲ 0.50% · 4.625%
HK$31,256
+HK$1,793/mo
Deposit HK$1.07M · loan HK$6.08M · min. income ≈ HK$58,926/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,843
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,671
−HK$839/mo
Today · 4.125%
HK$32,510
baseline
▲ 0.50% · 4.625%
HK$34,223
+HK$1,713/mo
Deposit HK$1.07M · loan HK$6.08M · min. income ≈ HK$65,020/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,356
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,269
−HK$927/mo
Today · 4.125%
HK$31,196
baseline
▲ 0.50% · 4.625%
HK$33,095
+HK$1,899/mo
Deposit HK$715K · loan HK$6.44M · min. income ≈ HK$62,392/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$214,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,658
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,534
−HK$888/mo
Today · 4.125%
HK$34,422
baseline
▲ 0.50% · 4.625%
HK$36,237
+HK$1,815/mo
Deposit HK$715K · loan HK$6.44M · min. income ≈ HK$68,844/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$214,564 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).