▼ 0.50% · 3.625%
HK$14,718
−HK$923/mo
▼ 0.25% · 3.875%
HK$15,176
−HK$465/mo
Today · 4.125%
HK$15,641
baseline
▲ 0.50% · 4.625%
HK$16,593
+HK$952/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,282/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,374
−HK$884/mo
▼ 0.25% · 3.875%
HK$16,813
−HK$445/mo
Today · 4.125%
HK$17,258
baseline
▲ 0.50% · 4.625%
HK$18,168
+HK$910/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,516/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,190
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$16,694
−HK$511/mo
Today · 4.125%
HK$17,205
baseline
▲ 0.50% · 4.625%
HK$18,252
+HK$1,047/mo
Deposit HK$2.90M · loan HK$3.55M · min. income ≈ HK$34,410/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,011
−HK$973/mo
▼ 0.25% · 3.875%
HK$18,494
−HK$490/mo
Today · 4.125%
HK$18,984
baseline
▲ 0.50% · 4.625%
HK$19,985
+HK$1,001/mo
Deposit HK$2.90M · loan HK$3.55M · min. income ≈ HK$37,968/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,662
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,211
−HK$558/mo
Today · 4.125%
HK$18,769
baseline
▲ 0.50% · 4.625%
HK$19,911
+HK$1,142/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$37,538/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,649
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$20,176
−HK$534/mo
Today · 4.125%
HK$20,710
baseline
▲ 0.50% · 4.625%
HK$21,802
+HK$1,092/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$41,420/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,134
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,729
−HK$605/mo
Today · 4.125%
HK$20,334
baseline
▲ 0.50% · 4.625%
HK$21,571
+HK$1,237/mo
Deposit HK$2.26M · loan HK$4.20M · min. income ≈ HK$40,668/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,286
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,857
−HK$579/mo
Today · 4.125%
HK$22,436
baseline
▲ 0.50% · 4.625%
HK$23,619
+HK$1,183/mo
Deposit HK$2.26M · loan HK$4.20M · min. income ≈ HK$44,872/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,605
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,246
−HK$652/mo
Today · 4.125%
HK$21,898
baseline
▲ 0.50% · 4.625%
HK$23,230
+HK$1,332/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$43,796/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,923
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,538
−HK$624/mo
Today · 4.125%
HK$24,162
baseline
▲ 0.50% · 4.625%
HK$25,435
+HK$1,273/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$48,324/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,077
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,764
−HK$698/mo
Today · 4.125%
HK$23,462
baseline
▲ 0.50% · 4.625%
HK$24,889
+HK$1,427/mo
Deposit HK$1.61M · loan HK$4.84M · min. income ≈ HK$46,924/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,561
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,219
−HK$669/mo
Today · 4.125%
HK$25,888
baseline
▲ 0.50% · 4.625%
HK$27,252
+HK$1,364/mo
Deposit HK$1.61M · loan HK$4.84M · min. income ≈ HK$51,776/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,549
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,282
−HK$744/mo
Today · 4.125%
HK$25,026
baseline
▲ 0.50% · 4.625%
HK$26,549
+HK$1,523/mo
Deposit HK$1.29M · loan HK$5.16M · min. income ≈ HK$50,052/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,198
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,901
−HK$713/mo
Today · 4.125%
HK$27,614
baseline
▲ 0.50% · 4.625%
HK$29,069
+HK$1,455/mo
Deposit HK$1.29M · loan HK$5.16M · min. income ≈ HK$55,228/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,021
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,799
−HK$791/mo
Today · 4.125%
HK$26,590
baseline
▲ 0.50% · 4.625%
HK$28,208
+HK$1,618/mo
Deposit HK$968K · loan HK$5.49M · min. income ≈ HK$53,180/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,836
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,582
−HK$757/mo
Today · 4.125%
HK$29,339
baseline
▲ 0.50% · 4.625%
HK$30,886
+HK$1,547/mo
Deposit HK$968K · loan HK$5.49M · min. income ≈ HK$58,678/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,493
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,317
−HK$837/mo
Today · 4.125%
HK$28,154
baseline
▲ 0.50% · 4.625%
HK$29,867
+HK$1,713/mo
Deposit HK$645K · loan HK$5.81M · min. income ≈ HK$56,308/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,473
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,263
−HK$802/mo
Today · 4.125%
HK$31,065
baseline
▲ 0.50% · 4.625%
HK$32,703
+HK$1,638/mo
Deposit HK$645K · loan HK$5.81M · min. income ≈ HK$62,130/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$180,463 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).