▼ 0.50% · 3.625%
HK$22,734
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,442
−HK$718/mo
Today · 4.125%
HK$24,160
baseline
▲ 0.50% · 4.625%
HK$25,630
+HK$1,470/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,320/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,292
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,970
−HK$688/mo
Today · 4.125%
HK$26,658
baseline
▲ 0.50% · 4.625%
HK$28,063
+HK$1,405/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,316/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,008
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,786
−HK$790/mo
Today · 4.125%
HK$26,576
baseline
▲ 0.50% · 4.625%
HK$28,193
+HK$1,617/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$53,152/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$367,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,821
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,567
−HK$757/mo
Today · 4.125%
HK$29,324
baseline
▲ 0.50% · 4.625%
HK$30,870
+HK$1,546/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$58,648/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$367,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,281
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,130
−HK$862/mo
Today · 4.125%
HK$28,992
baseline
▲ 0.50% · 4.625%
HK$30,756
+HK$1,764/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$57,984/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,350
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,164
−HK$826/mo
Today · 4.125%
HK$31,990
baseline
▲ 0.50% · 4.625%
HK$33,676
+HK$1,686/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$63,980/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,555
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,474
−HK$934/mo
Today · 4.125%
HK$31,408
baseline
▲ 0.50% · 4.625%
HK$33,319
+HK$1,911/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,816/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$367,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,879
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,761
−HK$895/mo
Today · 4.125%
HK$34,656
baseline
▲ 0.50% · 4.625%
HK$36,482
+HK$1,826/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,312/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$367,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,828
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,818
−HK$1,006/mo
Today · 4.125%
HK$33,824
baseline
▲ 0.50% · 4.625%
HK$35,882
+HK$2,058/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,648/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,409
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,358
−HK$964/mo
Today · 4.125%
HK$37,322
baseline
▲ 0.50% · 4.625%
HK$39,289
+HK$1,967/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,644/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,102
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,162
−HK$1,078/mo
Today · 4.125%
HK$36,240
baseline
▲ 0.50% · 4.625%
HK$38,445
+HK$2,205/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$72,480/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$367,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,938
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,955
−HK$1,032/mo
Today · 4.125%
HK$39,987
baseline
▲ 0.50% · 4.625%
HK$42,095
+HK$2,108/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$79,974/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$367,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,375
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,507
−HK$1,149/mo
Today · 4.125%
HK$38,656
baseline
▲ 0.50% · 4.625%
HK$41,008
+HK$2,352/mo
Deposit HK$1.99M · loan HK$7.98M · min. income ≈ HK$77,312/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$367,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,467
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,552
−HK$1,101/mo
Today · 4.125%
HK$42,653
baseline
▲ 0.50% · 4.625%
HK$44,902
+HK$2,249/mo
Deposit HK$1.99M · loan HK$7.98M · min. income ≈ HK$85,306/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$367,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,649
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,851
−HK$1,221/mo
Today · 4.125%
HK$41,072
baseline
▲ 0.50% · 4.625%
HK$43,571
+HK$2,499/mo
Deposit HK$1.50M · loan HK$8.47M · min. income ≈ HK$82,144/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$367,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,996
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,149
−HK$1,170/mo
Today · 4.125%
HK$45,319
baseline
▲ 0.50% · 4.625%
HK$47,708
+HK$2,389/mo
Deposit HK$1.50M · loan HK$8.47M · min. income ≈ HK$90,638/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$367,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,922
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,195
−HK$1,293/mo
Today · 4.125%
HK$43,488
baseline
▲ 0.50% · 4.625%
HK$46,134
+HK$2,646/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$86,976/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,525
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,746
−HK$1,239/mo
Today · 4.125%
HK$47,985
baseline
▲ 0.50% · 4.625%
HK$50,514
+HK$2,529/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$95,970/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,012 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).