▼ 0.50% · 3.625%
HK$21,384
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,049
−HK$676/mo
Today · 4.125%
HK$22,725
baseline
▲ 0.50% · 4.625%
HK$24,108
+HK$1,383/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,450/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$307,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,790
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,428
−HK$647/mo
Today · 4.125%
HK$25,075
baseline
▲ 0.50% · 4.625%
HK$26,397
+HK$1,322/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,150/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$307,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,523
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,254
−HK$744/mo
Today · 4.125%
HK$24,998
baseline
▲ 0.50% · 4.625%
HK$26,519
+HK$1,521/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$49,996/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$307,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,169
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,870
−HK$712/mo
Today · 4.125%
HK$27,582
baseline
▲ 0.50% · 4.625%
HK$29,036
+HK$1,454/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$55,164/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$307,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,661
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,459
−HK$811/mo
Today · 4.125%
HK$27,270
baseline
▲ 0.50% · 4.625%
HK$28,930
+HK$1,660/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$54,540/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,548
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,313
−HK$777/mo
Today · 4.125%
HK$30,090
baseline
▲ 0.50% · 4.625%
HK$31,676
+HK$1,586/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$60,180/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,799
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,664
−HK$879/mo
Today · 4.125%
HK$29,543
baseline
▲ 0.50% · 4.625%
HK$31,340
+HK$1,797/mo
Deposit HK$3.28M · loan HK$6.10M · min. income ≈ HK$59,086/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$307,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,927
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,756
−HK$841/mo
Today · 4.125%
HK$32,597
baseline
▲ 0.50% · 4.625%
HK$34,316
+HK$1,719/mo
Deposit HK$3.28M · loan HK$6.10M · min. income ≈ HK$65,194/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$307,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,938
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,869
−HK$946/mo
Today · 4.125%
HK$31,815
baseline
▲ 0.50% · 4.625%
HK$33,751
+HK$1,936/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$63,630/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,306
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,199
−HK$906/mo
Today · 4.125%
HK$35,105
baseline
▲ 0.50% · 4.625%
HK$36,955
+HK$1,850/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$70,210/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,076
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,074
−HK$1,014/mo
Today · 4.125%
HK$34,088
baseline
▲ 0.50% · 4.625%
HK$36,162
+HK$2,074/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$68,176/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$307,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,685
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,642
−HK$970/mo
Today · 4.125%
HK$37,612
baseline
▲ 0.50% · 4.625%
HK$39,595
+HK$1,983/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$75,224/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$307,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,215
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,279
−HK$1,081/mo
Today · 4.125%
HK$36,360
baseline
▲ 0.50% · 4.625%
HK$38,573
+HK$2,213/mo
Deposit HK$1.88M · loan HK$7.50M · min. income ≈ HK$72,720/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$307,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,064
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,084
−HK$1,036/mo
Today · 4.125%
HK$40,120
baseline
▲ 0.50% · 4.625%
HK$42,235
+HK$2,115/mo
Deposit HK$1.88M · loan HK$7.50M · min. income ≈ HK$80,240/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$307,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,353
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,484
−HK$1,149/mo
Today · 4.125%
HK$38,633
baseline
▲ 0.50% · 4.625%
HK$40,983
+HK$2,350/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$77,266/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$307,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,442
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,527
−HK$1,100/mo
Today · 4.125%
HK$42,627
baseline
▲ 0.50% · 4.625%
HK$44,874
+HK$2,247/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$85,254/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$307,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,492
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,689
−HK$1,216/mo
Today · 4.125%
HK$40,905
baseline
▲ 0.50% · 4.625%
HK$43,394
+HK$2,489/mo
Deposit HK$938K · loan HK$8.44M · min. income ≈ HK$81,810/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$307,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,821
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,970
−HK$1,165/mo
Today · 4.125%
HK$45,135
baseline
▲ 0.50% · 4.625%
HK$47,514
+HK$2,379/mo
Deposit HK$938K · loan HK$8.44M · min. income ≈ HK$90,270/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$307,798 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).