▼ 0.50% · 3.625%
HK$15,636
−HK$981/mo
▼ 0.25% · 3.875%
HK$16,123
−HK$494/mo
Today · 4.125%
HK$16,617
baseline
▲ 0.50% · 4.625%
HK$17,628
+HK$1,011/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$33,234/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,395
−HK$940/mo
▼ 0.25% · 3.875%
HK$17,862
−HK$473/mo
Today · 4.125%
HK$18,335
baseline
▲ 0.50% · 4.625%
HK$19,301
+HK$966/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$36,670/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,200
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$17,735
−HK$543/mo
Today · 4.125%
HK$18,278
baseline
▲ 0.50% · 4.625%
HK$19,391
+HK$1,113/mo
Deposit HK$3.09M · loan HK$3.77M · min. income ≈ HK$36,556/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$205,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,135
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$19,648
−HK$520/mo
Today · 4.125%
HK$20,168
baseline
▲ 0.50% · 4.625%
HK$21,231
+HK$1,063/mo
Deposit HK$3.09M · loan HK$3.77M · min. income ≈ HK$40,336/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$205,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,763
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,347
−HK$593/mo
Today · 4.125%
HK$19,940
baseline
▲ 0.50% · 4.625%
HK$21,153
+HK$1,213/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$39,880/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,874
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,434
−HK$568/mo
Today · 4.125%
HK$22,002
baseline
▲ 0.50% · 4.625%
HK$23,162
+HK$1,160/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$44,004/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,327
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,959
−HK$643/mo
Today · 4.125%
HK$21,602
baseline
▲ 0.50% · 4.625%
HK$22,916
+HK$1,314/mo
Deposit HK$2.40M · loan HK$4.46M · min. income ≈ HK$43,204/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$205,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,614
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,220
−HK$615/mo
Today · 4.125%
HK$23,835
baseline
▲ 0.50% · 4.625%
HK$25,092
+HK$1,257/mo
Deposit HK$2.40M · loan HK$4.46M · min. income ≈ HK$47,670/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$205,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,891
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,572
−HK$691/mo
Today · 4.125%
HK$23,263
baseline
▲ 0.50% · 4.625%
HK$24,679
+HK$1,416/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$46,526/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,353
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,006
−HK$663/mo
Today · 4.125%
HK$25,669
baseline
▲ 0.50% · 4.625%
HK$27,022
+HK$1,353/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$51,338/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,454
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,184
−HK$741/mo
Today · 4.125%
HK$24,925
baseline
▲ 0.50% · 4.625%
HK$26,442
+HK$1,517/mo
Deposit HK$1.71M · loan HK$5.14M · min. income ≈ HK$49,850/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,093
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,792
−HK$710/mo
Today · 4.125%
HK$27,502
baseline
▲ 0.50% · 4.625%
HK$28,952
+HK$1,450/mo
Deposit HK$1.71M · loan HK$5.14M · min. income ≈ HK$55,004/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,018
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,796
−HK$791/mo
Today · 4.125%
HK$26,587
baseline
▲ 0.50% · 4.625%
HK$28,204
+HK$1,617/mo
Deposit HK$1.37M · loan HK$5.49M · min. income ≈ HK$53,174/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$205,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,832
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,579
−HK$757/mo
Today · 4.125%
HK$29,336
baseline
▲ 0.50% · 4.625%
HK$30,882
+HK$1,546/mo
Deposit HK$1.37M · loan HK$5.49M · min. income ≈ HK$58,672/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$205,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,582
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,408
−HK$840/mo
Today · 4.125%
HK$28,248
baseline
▲ 0.50% · 4.625%
HK$29,967
+HK$1,719/mo
Deposit HK$1.03M · loan HK$5.83M · min. income ≈ HK$56,496/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$205,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,572
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,365
−HK$804/mo
Today · 4.125%
HK$31,169
baseline
▲ 0.50% · 4.625%
HK$32,812
+HK$1,643/mo
Deposit HK$1.03M · loan HK$5.83M · min. income ≈ HK$62,338/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$205,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,145
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,021
−HK$889/mo
Today · 4.125%
HK$29,910
baseline
▲ 0.50% · 4.625%
HK$31,730
+HK$1,820/mo
Deposit HK$686K · loan HK$6.17M · min. income ≈ HK$59,820/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$205,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,311
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,151
−HK$852/mo
Today · 4.125%
HK$33,003
baseline
▲ 0.50% · 4.625%
HK$34,742
+HK$1,739/mo
Deposit HK$686K · loan HK$6.17M · min. income ≈ HK$66,006/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$205,717 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).