▼ 0.50% · 3.625%
HK$19,007
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,598
−HK$600/mo
Today · 4.125%
HK$20,198
baseline
▲ 0.50% · 4.625%
HK$21,427
+HK$1,229/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,396/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,145
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,712
−HK$575/mo
Today · 4.125%
HK$22,287
baseline
▲ 0.50% · 4.625%
HK$23,462
+HK$1,175/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,574/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,907
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,558
−HK$660/mo
Today · 4.125%
HK$22,218
baseline
▲ 0.50% · 4.625%
HK$23,570
+HK$1,352/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$44,436/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,259
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,883
−HK$633/mo
Today · 4.125%
HK$24,516
baseline
▲ 0.50% · 4.625%
HK$25,808
+HK$1,292/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$49,032/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,808
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,517
−HK$721/mo
Today · 4.125%
HK$24,238
baseline
▲ 0.50% · 4.625%
HK$25,713
+HK$1,475/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$48,476/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$250,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,374
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,054
−HK$690/mo
Today · 4.125%
HK$26,744
baseline
▲ 0.50% · 4.625%
HK$28,154
+HK$1,410/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$53,488/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$250,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,709
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,477
−HK$781/mo
Today · 4.125%
HK$26,258
baseline
▲ 0.50% · 4.625%
HK$27,856
+HK$1,598/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$52,516/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,488
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,225
−HK$748/mo
Today · 4.125%
HK$28,973
baseline
▲ 0.50% · 4.625%
HK$30,500
+HK$1,527/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$57,946/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,609
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,437
−HK$841/mo
Today · 4.125%
HK$28,278
baseline
▲ 0.50% · 4.625%
HK$29,998
+HK$1,720/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$56,556/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,602
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,396
−HK$806/mo
Today · 4.125%
HK$31,202
baseline
▲ 0.50% · 4.625%
HK$32,846
+HK$1,644/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$62,404/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,510
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,397
−HK$901/mo
Today · 4.125%
HK$30,298
baseline
▲ 0.50% · 4.625%
HK$32,141
+HK$1,843/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$60,596/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$250,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,717
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,568
−HK$863/mo
Today · 4.125%
HK$33,431
baseline
▲ 0.50% · 4.625%
HK$35,193
+HK$1,762/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$66,862/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$250,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,411
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,356
−HK$962/mo
Today · 4.125%
HK$32,318
baseline
▲ 0.50% · 4.625%
HK$34,284
+HK$1,966/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$64,636/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,831
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,739
−HK$920/mo
Today · 4.125%
HK$35,659
baseline
▲ 0.50% · 4.625%
HK$37,539
+HK$1,880/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$71,318/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,311
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,316
−HK$1,021/mo
Today · 4.125%
HK$34,337
baseline
▲ 0.50% · 4.625%
HK$36,427
+HK$2,090/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$68,674/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,946
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,910
−HK$978/mo
Today · 4.125%
HK$37,888
baseline
▲ 0.50% · 4.625%
HK$39,885
+HK$1,997/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$75,776/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,212
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,276
−HK$1,081/mo
Today · 4.125%
HK$36,357
baseline
▲ 0.50% · 4.625%
HK$38,569
+HK$2,212/mo
Deposit HK$834K · loan HK$7.50M · min. income ≈ HK$72,714/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,060
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,081
−HK$1,036/mo
Today · 4.125%
HK$40,117
baseline
▲ 0.50% · 4.625%
HK$42,231
+HK$2,114/mo
Deposit HK$834K · loan HK$7.50M · min. income ≈ HK$80,234/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,059 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).