▼ 0.50% · 3.625%
HK$15,624
−HK$980/mo
▼ 0.25% · 3.875%
HK$16,110
−HK$494/mo
Today · 4.125%
HK$16,604
baseline
▲ 0.50% · 4.625%
HK$17,614
+HK$1,010/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$33,208/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,382
−HK$939/mo
▼ 0.25% · 3.875%
HK$17,848
−HK$473/mo
Today · 4.125%
HK$18,321
baseline
▲ 0.50% · 4.625%
HK$19,287
+HK$966/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$36,642/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,187
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$17,721
−HK$543/mo
Today · 4.125%
HK$18,264
baseline
▲ 0.50% · 4.625%
HK$19,376
+HK$1,112/mo
Deposit HK$3.08M · loan HK$3.77M · min. income ≈ HK$36,528/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$205,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,120
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$19,633
−HK$520/mo
Today · 4.125%
HK$20,153
baseline
▲ 0.50% · 4.625%
HK$21,215
+HK$1,062/mo
Deposit HK$3.08M · loan HK$3.77M · min. income ≈ HK$40,306/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$205,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,749
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,332
−HK$593/mo
Today · 4.125%
HK$19,925
baseline
▲ 0.50% · 4.625%
HK$21,137
+HK$1,212/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$39,850/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,858
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,418
−HK$567/mo
Today · 4.125%
HK$21,985
baseline
▲ 0.50% · 4.625%
HK$23,144
+HK$1,159/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$43,970/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,311
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,943
−HK$642/mo
Today · 4.125%
HK$21,585
baseline
▲ 0.50% · 4.625%
HK$22,899
+HK$1,314/mo
Deposit HK$2.40M · loan HK$4.45M · min. income ≈ HK$43,170/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$205,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,596
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,202
−HK$615/mo
Today · 4.125%
HK$23,817
baseline
▲ 0.50% · 4.625%
HK$25,073
+HK$1,256/mo
Deposit HK$2.40M · loan HK$4.45M · min. income ≈ HK$47,634/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$205,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,874
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,554
−HK$692/mo
Today · 4.125%
HK$23,246
baseline
▲ 0.50% · 4.625%
HK$24,660
+HK$1,414/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$46,492/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,334
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,987
−HK$662/mo
Today · 4.125%
HK$25,649
baseline
▲ 0.50% · 4.625%
HK$27,001
+HK$1,352/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$51,298/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,436
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,165
−HK$741/mo
Today · 4.125%
HK$24,906
baseline
▲ 0.50% · 4.625%
HK$26,421
+HK$1,515/mo
Deposit HK$1.71M · loan HK$5.14M · min. income ≈ HK$49,812/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,073
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,772
−HK$709/mo
Today · 4.125%
HK$27,481
baseline
▲ 0.50% · 4.625%
HK$28,930
+HK$1,449/mo
Deposit HK$1.71M · loan HK$5.14M · min. income ≈ HK$54,962/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,999
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,776
−HK$790/mo
Today · 4.125%
HK$26,566
baseline
▲ 0.50% · 4.625%
HK$28,183
+HK$1,617/mo
Deposit HK$1.37M · loan HK$5.48M · min. income ≈ HK$53,132/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$205,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,811
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,557
−HK$756/mo
Today · 4.125%
HK$29,313
baseline
▲ 0.50% · 4.625%
HK$30,858
+HK$1,545/mo
Deposit HK$1.37M · loan HK$5.48M · min. income ≈ HK$58,626/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$205,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,561
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,387
−HK$840/mo
Today · 4.125%
HK$28,227
baseline
▲ 0.50% · 4.625%
HK$29,944
+HK$1,717/mo
Deposit HK$1.03M · loan HK$5.82M · min. income ≈ HK$56,454/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$205,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,549
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,341
−HK$804/mo
Today · 4.125%
HK$31,145
baseline
▲ 0.50% · 4.625%
HK$32,787
+HK$1,642/mo
Deposit HK$1.03M · loan HK$5.82M · min. income ≈ HK$62,290/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$205,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,124
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,998
−HK$889/mo
Today · 4.125%
HK$29,887
baseline
▲ 0.50% · 4.625%
HK$31,706
+HK$1,819/mo
Deposit HK$685K · loan HK$6.17M · min. income ≈ HK$59,774/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$205,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,287
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,126
−HK$852/mo
Today · 4.125%
HK$32,978
baseline
▲ 0.50% · 4.625%
HK$34,716
+HK$1,738/mo
Deposit HK$685K · loan HK$6.17M · min. income ≈ HK$65,956/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$205,559 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).