▼ 0.50% · 3.625%
HK$18,577
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,155
−HK$587/mo
Today · 4.125%
HK$19,742
baseline
▲ 0.50% · 4.625%
HK$20,944
+HK$1,202/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,484/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,667
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,221
−HK$563/mo
Today · 4.125%
HK$21,784
baseline
▲ 0.50% · 4.625%
HK$22,932
+HK$1,148/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,568/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,435
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,071
−HK$646/mo
Today · 4.125%
HK$21,717
baseline
▲ 0.50% · 4.625%
HK$23,038
+HK$1,321/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$43,434/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,734
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,344
−HK$618/mo
Today · 4.125%
HK$23,962
baseline
▲ 0.50% · 4.625%
HK$25,225
+HK$1,263/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$47,924/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,293
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,986
−HK$705/mo
Today · 4.125%
HK$23,691
baseline
▲ 0.50% · 4.625%
HK$25,132
+HK$1,441/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,382/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,801
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,466
−HK$675/mo
Today · 4.125%
HK$26,141
baseline
▲ 0.50% · 4.625%
HK$27,518
+HK$1,377/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,282/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,151
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,902
−HK$763/mo
Today · 4.125%
HK$25,665
baseline
▲ 0.50% · 4.625%
HK$27,227
+HK$1,562/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$51,330/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,867
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,588
−HK$731/mo
Today · 4.125%
HK$28,319
baseline
▲ 0.50% · 4.625%
HK$29,812
+HK$1,493/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$56,638/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,008
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,817
−HK$822/mo
Today · 4.125%
HK$27,639
baseline
▲ 0.50% · 4.625%
HK$29,321
+HK$1,682/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$55,278/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,934
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,710
−HK$787/mo
Today · 4.125%
HK$30,497
baseline
▲ 0.50% · 4.625%
HK$32,105
+HK$1,608/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$60,994/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,866
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,733
−HK$881/mo
Today · 4.125%
HK$29,614
baseline
▲ 0.50% · 4.625%
HK$31,415
+HK$1,801/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$59,228/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,001
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,832
−HK$844/mo
Today · 4.125%
HK$32,676
baseline
▲ 0.50% · 4.625%
HK$34,398
+HK$1,722/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$65,352/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,724
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,648
−HK$940/mo
Today · 4.125%
HK$31,588
baseline
▲ 0.50% · 4.625%
HK$33,510
+HK$1,922/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$63,176/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,067
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,954
−HK$900/mo
Today · 4.125%
HK$34,854
baseline
▲ 0.50% · 4.625%
HK$36,691
+HK$1,837/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$69,708/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,582
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,564
−HK$998/mo
Today · 4.125%
HK$33,562
baseline
▲ 0.50% · 4.625%
HK$35,604
+HK$2,042/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$67,124/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,134
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,076
−HK$956/mo
Today · 4.125%
HK$37,032
baseline
▲ 0.50% · 4.625%
HK$38,984
+HK$1,952/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$74,064/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,439
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,479
−HK$1,057/mo
Today · 4.125%
HK$35,536
baseline
▲ 0.50% · 4.625%
HK$37,699
+HK$2,163/mo
Deposit HK$815K · loan HK$7.33M · min. income ≈ HK$71,072/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,201
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,199
−HK$1,012/mo
Today · 4.125%
HK$39,211
baseline
▲ 0.50% · 4.625%
HK$41,278
+HK$2,067/mo
Deposit HK$815K · loan HK$7.33M · min. income ≈ HK$78,422/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,413 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).