▼ 0.50% · 3.625%
HK$21,315
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,978
−HK$674/mo
Today · 4.125%
HK$22,652
baseline
▲ 0.50% · 4.625%
HK$24,030
+HK$1,378/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,304/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,713
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,349
−HK$645/mo
Today · 4.125%
HK$24,994
baseline
▲ 0.50% · 4.625%
HK$26,311
+HK$1,317/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,988/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,447
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,176
−HK$741/mo
Today · 4.125%
HK$24,917
baseline
▲ 0.50% · 4.625%
HK$26,433
+HK$1,516/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$49,834/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,084
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,784
−HK$709/mo
Today · 4.125%
HK$27,493
baseline
▲ 0.50% · 4.625%
HK$28,943
+HK$1,450/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$54,986/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,578
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,374
−HK$808/mo
Today · 4.125%
HK$27,182
baseline
▲ 0.50% · 4.625%
HK$28,836
+HK$1,654/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,364/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,455
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,219
−HK$774/mo
Today · 4.125%
HK$29,993
baseline
▲ 0.50% · 4.625%
HK$31,574
+HK$1,581/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$59,986/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,710
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,572
−HK$875/mo
Today · 4.125%
HK$29,447
baseline
▲ 0.50% · 4.625%
HK$31,239
+HK$1,792/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$58,894/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$304,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,827
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,653
−HK$839/mo
Today · 4.125%
HK$32,492
baseline
▲ 0.50% · 4.625%
HK$34,205
+HK$1,713/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$64,984/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$304,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,841
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,769
−HK$943/mo
Today · 4.125%
HK$31,712
baseline
▲ 0.50% · 4.625%
HK$33,642
+HK$1,930/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,424/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,198
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,088
−HK$904/mo
Today · 4.125%
HK$34,992
baseline
▲ 0.50% · 4.625%
HK$36,836
+HK$1,844/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,984/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,973
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,967
−HK$1,011/mo
Today · 4.125%
HK$33,978
baseline
▲ 0.50% · 4.625%
HK$36,045
+HK$2,067/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$67,956/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,569
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,523
−HK$968/mo
Today · 4.125%
HK$37,491
baseline
▲ 0.50% · 4.625%
HK$39,467
+HK$1,976/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$74,982/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,104
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,165
−HK$1,078/mo
Today · 4.125%
HK$36,243
baseline
▲ 0.50% · 4.625%
HK$38,448
+HK$2,205/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$72,486/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,941
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,958
−HK$1,032/mo
Today · 4.125%
HK$39,990
baseline
▲ 0.50% · 4.625%
HK$42,098
+HK$2,108/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$79,980/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,236
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,363
−HK$1,145/mo
Today · 4.125%
HK$38,508
baseline
▲ 0.50% · 4.625%
HK$40,851
+HK$2,343/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$77,016/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,312
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,393
−HK$1,097/mo
Today · 4.125%
HK$42,490
baseline
▲ 0.50% · 4.625%
HK$44,729
+HK$2,239/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$84,980/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,367
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,561
−HK$1,212/mo
Today · 4.125%
HK$40,773
baseline
▲ 0.50% · 4.625%
HK$43,254
+HK$2,481/mo
Deposit HK$935K · loan HK$8.41M · min. income ≈ HK$81,546/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,683
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,828
−HK$1,161/mo
Today · 4.125%
HK$44,989
baseline
▲ 0.50% · 4.625%
HK$47,361
+HK$2,372/mo
Deposit HK$935K · loan HK$8.41M · min. income ≈ HK$89,978/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,768 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).