▼ 0.50% · 3.625%
HK$19,926
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$20,546
−HK$630/mo
Today · 4.125%
HK$21,176
baseline
▲ 0.50% · 4.625%
HK$22,464
+HK$1,288/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,352/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,168
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,762
−HK$603/mo
Today · 4.125%
HK$23,365
baseline
▲ 0.50% · 4.625%
HK$24,597
+HK$1,232/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,730/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,919
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,601
−HK$692/mo
Today · 4.125%
HK$23,293
baseline
▲ 0.50% · 4.625%
HK$24,711
+HK$1,418/mo
Deposit HK$3.93M · loan HK$4.81M · min. income ≈ HK$46,586/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$262,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,385
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,039
−HK$663/mo
Today · 4.125%
HK$25,702
baseline
▲ 0.50% · 4.625%
HK$27,057
+HK$1,355/mo
Deposit HK$3.93M · loan HK$4.81M · min. income ≈ HK$51,404/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$262,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,912
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,655
−HK$756/mo
Today · 4.125%
HK$25,411
baseline
▲ 0.50% · 4.625%
HK$26,957
+HK$1,546/mo
Deposit HK$3.50M · loan HK$5.24M · min. income ≈ HK$50,822/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,601
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,315
−HK$724/mo
Today · 4.125%
HK$28,039
baseline
▲ 0.50% · 4.625%
HK$29,517
+HK$1,478/mo
Deposit HK$3.50M · loan HK$5.24M · min. income ≈ HK$56,078/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,904
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,710
−HK$819/mo
Today · 4.125%
HK$27,529
baseline
▲ 0.50% · 4.625%
HK$29,204
+HK$1,675/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$55,058/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,818
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,591
−HK$784/mo
Today · 4.125%
HK$30,375
baseline
▲ 0.50% · 4.625%
HK$31,976
+HK$1,601/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$60,750/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,897
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,765
−HK$881/mo
Today · 4.125%
HK$29,646
baseline
▲ 0.50% · 4.625%
HK$31,450
+HK$1,804/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$59,292/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,035
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,867
−HK$845/mo
Today · 4.125%
HK$32,712
baseline
▲ 0.50% · 4.625%
HK$34,436
+HK$1,724/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$65,424/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,889
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,819
−HK$945/mo
Today · 4.125%
HK$31,764
baseline
▲ 0.50% · 4.625%
HK$33,697
+HK$1,933/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$63,528/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,252
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,144
−HK$904/mo
Today · 4.125%
HK$35,048
baseline
▲ 0.50% · 4.625%
HK$36,896
+HK$1,848/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$70,096/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,882
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,874
−HK$1,007/mo
Today · 4.125%
HK$33,881
baseline
▲ 0.50% · 4.625%
HK$35,943
+HK$2,062/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$67,762/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,469
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,420
−HK$965/mo
Today · 4.125%
HK$37,385
baseline
▲ 0.50% · 4.625%
HK$39,355
+HK$1,970/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$74,770/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,875
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,928
−HK$1,071/mo
Today · 4.125%
HK$35,999
baseline
▲ 0.50% · 4.625%
HK$38,189
+HK$2,190/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$71,998/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,685
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,696
−HK$1,025/mo
Today · 4.125%
HK$39,721
baseline
▲ 0.50% · 4.625%
HK$41,815
+HK$2,094/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$79,442/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,867
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,983
−HK$1,134/mo
Today · 4.125%
HK$38,117
baseline
▲ 0.50% · 4.625%
HK$40,436
+HK$2,319/mo
Deposit HK$874K · loan HK$7.86M · min. income ≈ HK$76,234/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,902
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,972
−HK$1,086/mo
Today · 4.125%
HK$42,058
baseline
▲ 0.50% · 4.625%
HK$44,275
+HK$2,217/mo
Deposit HK$874K · loan HK$7.86M · min. income ≈ HK$84,116/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,159 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).