▼ 0.50% · 3.625%
HK$22,082
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,769
−HK$697/mo
Today · 4.125%
HK$23,466
baseline
▲ 0.50% · 4.625%
HK$24,894
+HK$1,428/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,932/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,566
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,225
−HK$668/mo
Today · 4.125%
HK$25,893
baseline
▲ 0.50% · 4.625%
HK$27,258
+HK$1,365/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,786/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,290
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,045
−HK$768/mo
Today · 4.125%
HK$25,813
baseline
▲ 0.50% · 4.625%
HK$27,384
+HK$1,571/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,626/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$338,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,022
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,747
−HK$735/mo
Today · 4.125%
HK$28,482
baseline
▲ 0.50% · 4.625%
HK$29,984
+HK$1,502/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$56,964/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$338,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,498
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,322
−HK$838/mo
Today · 4.125%
HK$28,160
baseline
▲ 0.50% · 4.625%
HK$29,873
+HK$1,713/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$56,320/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,479
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,269
−HK$802/mo
Today · 4.125%
HK$31,071
baseline
▲ 0.50% · 4.625%
HK$32,709
+HK$1,638/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$62,142/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,706
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,599
−HK$907/mo
Today · 4.125%
HK$30,506
baseline
▲ 0.50% · 4.625%
HK$32,363
+HK$1,857/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$61,012/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$338,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,935
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,792
−HK$869/mo
Today · 4.125%
HK$33,661
baseline
▲ 0.50% · 4.625%
HK$35,435
+HK$1,774/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$67,322/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$338,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,914
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,876
−HK$977/mo
Today · 4.125%
HK$32,853
baseline
▲ 0.50% · 4.625%
HK$34,852
+HK$1,999/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$65,706/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$338,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,392
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,314
−HK$936/mo
Today · 4.125%
HK$36,250
baseline
▲ 0.50% · 4.625%
HK$38,161
+HK$1,911/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$72,500/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$338,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,123
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,153
−HK$1,047/mo
Today · 4.125%
HK$35,200
baseline
▲ 0.50% · 4.625%
HK$37,341
+HK$2,141/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$70,400/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$338,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,849
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,837
−HK$1,002/mo
Today · 4.125%
HK$38,839
baseline
▲ 0.50% · 4.625%
HK$40,887
+HK$2,048/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$77,678/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$338,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,331
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,430
−HK$1,116/mo
Today · 4.125%
HK$37,546
baseline
▲ 0.50% · 4.625%
HK$39,831
+HK$2,285/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$75,092/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$338,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,305
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,359
−HK$1,070/mo
Today · 4.125%
HK$41,429
baseline
▲ 0.50% · 4.625%
HK$43,612
+HK$2,183/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$82,858/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$338,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,539
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,707
−HK$1,186/mo
Today · 4.125%
HK$39,893
baseline
▲ 0.50% · 4.625%
HK$42,320
+HK$2,427/mo
Deposit HK$1.45M · loan HK$8.23M · min. income ≈ HK$79,786/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$338,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,762
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,882
−HK$1,136/mo
Today · 4.125%
HK$44,018
baseline
▲ 0.50% · 4.625%
HK$46,338
+HK$2,320/mo
Deposit HK$1.45M · loan HK$8.23M · min. income ≈ HK$88,036/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$338,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,747
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,983
−HK$1,257/mo
Today · 4.125%
HK$42,240
baseline
▲ 0.50% · 4.625%
HK$44,810
+HK$2,570/mo
Deposit HK$968K · loan HK$8.72M · min. income ≈ HK$84,480/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,218
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,404
−HK$1,203/mo
Today · 4.125%
HK$46,607
baseline
▲ 0.50% · 4.625%
HK$49,064
+HK$2,457/mo
Deposit HK$968K · loan HK$8.72M · min. income ≈ HK$93,214/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,388 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).