▼ 0.50% · 3.625%
HK$21,501
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,170
−HK$680/mo
Today · 4.125%
HK$22,850
baseline
▲ 0.50% · 4.625%
HK$24,240
+HK$1,390/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,700/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$312,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,920
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,561
−HK$651/mo
Today · 4.125%
HK$25,212
baseline
▲ 0.50% · 4.625%
HK$26,541
+HK$1,329/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,424/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$312,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,651
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,387
−HK$748/mo
Today · 4.125%
HK$25,135
baseline
▲ 0.50% · 4.625%
HK$26,664
+HK$1,529/mo
Deposit HK$4.24M · loan HK$5.19M · min. income ≈ HK$50,270/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$312,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,312
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,018
−HK$716/mo
Today · 4.125%
HK$27,734
baseline
▲ 0.50% · 4.625%
HK$29,195
+HK$1,461/mo
Deposit HK$4.24M · loan HK$5.19M · min. income ≈ HK$55,468/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$312,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,802
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,604
−HK$816/mo
Today · 4.125%
HK$27,420
baseline
▲ 0.50% · 4.625%
HK$29,088
+HK$1,668/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$54,840/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,704
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,474
−HK$781/mo
Today · 4.125%
HK$30,255
baseline
▲ 0.50% · 4.625%
HK$31,849
+HK$1,594/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$60,510/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,952
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,821
−HK$883/mo
Today · 4.125%
HK$29,704
baseline
▲ 0.50% · 4.625%
HK$31,512
+HK$1,808/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$59,408/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$312,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,096
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,930
−HK$846/mo
Today · 4.125%
HK$32,776
baseline
▲ 0.50% · 4.625%
HK$34,504
+HK$1,728/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$65,552/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$312,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,102
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,038
−HK$951/mo
Today · 4.125%
HK$31,989
baseline
▲ 0.50% · 4.625%
HK$33,936
+HK$1,947/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$63,978/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,488
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,386
−HK$911/mo
Today · 4.125%
HK$35,297
baseline
▲ 0.50% · 4.625%
HK$37,158
+HK$1,861/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$70,594/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,252
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,255
−HK$1,019/mo
Today · 4.125%
HK$34,274
baseline
▲ 0.50% · 4.625%
HK$36,360
+HK$2,086/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$68,548/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$312,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,880
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,842
−HK$976/mo
Today · 4.125%
HK$37,818
baseline
▲ 0.50% · 4.625%
HK$39,812
+HK$1,994/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$75,636/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$312,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,402
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,472
−HK$1,087/mo
Today · 4.125%
HK$36,559
baseline
▲ 0.50% · 4.625%
HK$38,784
+HK$2,225/mo
Deposit HK$1.89M · loan HK$7.54M · min. income ≈ HK$73,118/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$312,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,272
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,298
−HK$1,042/mo
Today · 4.125%
HK$40,340
baseline
▲ 0.50% · 4.625%
HK$42,466
+HK$2,126/mo
Deposit HK$1.89M · loan HK$7.54M · min. income ≈ HK$80,680/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$312,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,552
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,689
−HK$1,155/mo
Today · 4.125%
HK$38,844
baseline
▲ 0.50% · 4.625%
HK$41,208
+HK$2,364/mo
Deposit HK$1.41M · loan HK$8.01M · min. income ≈ HK$77,688/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$312,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,664
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,755
−HK$1,106/mo
Today · 4.125%
HK$42,861
baseline
▲ 0.50% · 4.625%
HK$45,120
+HK$2,259/mo
Deposit HK$1.41M · loan HK$8.01M · min. income ≈ HK$85,722/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$312,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,702
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,906
−HK$1,223/mo
Today · 4.125%
HK$41,129
baseline
▲ 0.50% · 4.625%
HK$43,632
+HK$2,503/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$82,258/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$312,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,056
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,211
−HK$1,171/mo
Today · 4.125%
HK$45,382
baseline
▲ 0.50% · 4.625%
HK$47,774
+HK$2,392/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$90,764/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$312,933 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).