▼ 0.50% · 3.625%
HK$21,994
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,678
−HK$695/mo
Today · 4.125%
HK$23,373
baseline
▲ 0.50% · 4.625%
HK$24,796
+HK$1,423/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,746/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,468
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,124
−HK$666/mo
Today · 4.125%
HK$25,790
baseline
▲ 0.50% · 4.625%
HK$27,150
+HK$1,360/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,580/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,194
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,946
−HK$765/mo
Today · 4.125%
HK$25,711
baseline
▲ 0.50% · 4.625%
HK$27,275
+HK$1,564/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$51,422/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$334,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,915
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,637
−HK$732/mo
Today · 4.125%
HK$28,369
baseline
▲ 0.50% · 4.625%
HK$29,865
+HK$1,496/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$56,738/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$334,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,393
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,214
−HK$834/mo
Today · 4.125%
HK$28,048
baseline
▲ 0.50% · 4.625%
HK$29,755
+HK$1,707/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,096/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,362
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,149
−HK$799/mo
Today · 4.125%
HK$30,948
baseline
▲ 0.50% · 4.625%
HK$32,580
+HK$1,632/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,896/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,592
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,482
−HK$903/mo
Today · 4.125%
HK$30,385
baseline
▲ 0.50% · 4.625%
HK$32,234
+HK$1,849/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$60,770/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,809
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,662
−HK$865/mo
Today · 4.125%
HK$33,527
baseline
▲ 0.50% · 4.625%
HK$35,295
+HK$1,768/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$67,054/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,792
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,750
−HK$973/mo
Today · 4.125%
HK$32,723
baseline
▲ 0.50% · 4.625%
HK$34,714
+HK$1,991/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,446/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,256
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,174
−HK$932/mo
Today · 4.125%
HK$36,106
baseline
▲ 0.50% · 4.625%
HK$38,009
+HK$1,903/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,212/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,991
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,017
−HK$1,043/mo
Today · 4.125%
HK$35,060
baseline
▲ 0.50% · 4.625%
HK$37,193
+HK$2,133/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$70,120/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$334,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,702
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,687
−HK$998/mo
Today · 4.125%
HK$38,685
baseline
▲ 0.50% · 4.625%
HK$40,724
+HK$2,039/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$77,370/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$334,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,191
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,285
−HK$1,112/mo
Today · 4.125%
HK$37,397
baseline
▲ 0.50% · 4.625%
HK$39,673
+HK$2,276/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$74,794/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,149
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,199
−HK$1,065/mo
Today · 4.125%
HK$41,264
baseline
▲ 0.50% · 4.625%
HK$43,439
+HK$2,175/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$82,528/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,390
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,553
−HK$1,182/mo
Today · 4.125%
HK$39,735
baseline
▲ 0.50% · 4.625%
HK$42,152
+HK$2,417/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$79,470/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,596
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,712
−HK$1,131/mo
Today · 4.125%
HK$43,843
baseline
▲ 0.50% · 4.625%
HK$46,154
+HK$2,311/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$87,686/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,589
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,821
−HK$1,251/mo
Today · 4.125%
HK$42,072
baseline
▲ 0.50% · 4.625%
HK$44,632
+HK$2,560/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$84,144/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,043
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,224
−HK$1,198/mo
Today · 4.125%
HK$46,422
baseline
▲ 0.50% · 4.625%
HK$48,869
+HK$2,447/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$92,844/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,547 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).