▼ 0.50% · 3.625%
HK$20,393
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,027
−HK$644/mo
Today · 4.125%
HK$21,671
baseline
▲ 0.50% · 4.625%
HK$22,990
+HK$1,319/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,342/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,687
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,295
−HK$617/mo
Today · 4.125%
HK$23,912
baseline
▲ 0.50% · 4.625%
HK$25,173
+HK$1,261/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,824/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,432
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,130
−HK$709/mo
Today · 4.125%
HK$23,839
baseline
▲ 0.50% · 4.625%
HK$25,289
+HK$1,450/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$47,678/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,955
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,625
−HK$679/mo
Today · 4.125%
HK$26,304
baseline
▲ 0.50% · 4.625%
HK$27,690
+HK$1,386/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$52,608/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,471
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,232
−HK$774/mo
Today · 4.125%
HK$26,006
baseline
▲ 0.50% · 4.625%
HK$27,588
+HK$1,582/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,012/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,224
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,954
−HK$741/mo
Today · 4.125%
HK$28,695
baseline
▲ 0.50% · 4.625%
HK$30,207
+HK$1,512/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,390/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,511
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,335
−HK$838/mo
Today · 4.125%
HK$28,173
baseline
▲ 0.50% · 4.625%
HK$29,887
+HK$1,714/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,346/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,493
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,284
−HK$802/mo
Today · 4.125%
HK$31,086
baseline
▲ 0.50% · 4.625%
HK$32,725
+HK$1,639/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,172/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,550
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,438
−HK$902/mo
Today · 4.125%
HK$30,340
baseline
▲ 0.50% · 4.625%
HK$32,186
+HK$1,846/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$60,680/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,761
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,613
−HK$864/mo
Today · 4.125%
HK$33,477
baseline
▲ 0.50% · 4.625%
HK$35,242
+HK$1,765/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$66,954/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,589
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,541
−HK$966/mo
Today · 4.125%
HK$32,507
baseline
▲ 0.50% · 4.625%
HK$34,485
+HK$1,978/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$65,014/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,030
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,943
−HK$926/mo
Today · 4.125%
HK$35,869
baseline
▲ 0.50% · 4.625%
HK$37,759
+HK$1,890/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$71,738/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,628
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,643
−HK$1,031/mo
Today · 4.125%
HK$34,674
baseline
▲ 0.50% · 4.625%
HK$36,784
+HK$2,110/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$69,348/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,299
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,272
−HK$988/mo
Today · 4.125%
HK$38,260
baseline
▲ 0.50% · 4.625%
HK$40,277
+HK$2,017/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$76,520/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,668
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,746
−HK$1,096/mo
Today · 4.125%
HK$36,842
baseline
▲ 0.50% · 4.625%
HK$39,083
+HK$2,241/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$73,684/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,567
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,602
−HK$1,049/mo
Today · 4.125%
HK$40,651
baseline
▲ 0.50% · 4.625%
HK$42,794
+HK$2,143/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$81,302/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,707
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,849
−HK$1,160/mo
Today · 4.125%
HK$39,009
baseline
▲ 0.50% · 4.625%
HK$41,382
+HK$2,373/mo
Deposit HK$894K · loan HK$8.05M · min. income ≈ HK$78,018/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,836
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,931
−HK$1,111/mo
Today · 4.125%
HK$43,042
baseline
▲ 0.50% · 4.625%
HK$45,311
+HK$2,269/mo
Deposit HK$894K · loan HK$8.05M · min. income ≈ HK$86,084/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,295 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).