▼ 0.50% · 3.625%
HK$18,292
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,861
−HK$578/mo
Today · 4.125%
HK$19,439
baseline
▲ 0.50% · 4.625%
HK$20,621
+HK$1,182/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,878/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,349
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,895
−HK$554/mo
Today · 4.125%
HK$21,449
baseline
▲ 0.50% · 4.625%
HK$22,579
+HK$1,130/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,898/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,121
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,747
−HK$636/mo
Today · 4.125%
HK$21,383
baseline
▲ 0.50% · 4.625%
HK$22,684
+HK$1,301/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,766/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,384
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$22,985
−HK$609/mo
Today · 4.125%
HK$23,594
baseline
▲ 0.50% · 4.625%
HK$24,837
+HK$1,243/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,188/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,950
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,633
−HK$693/mo
Today · 4.125%
HK$23,326
baseline
▲ 0.50% · 4.625%
HK$24,746
+HK$1,420/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$46,652/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,419
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,074
−HK$664/mo
Today · 4.125%
HK$25,738
baseline
▲ 0.50% · 4.625%
HK$27,095
+HK$1,357/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$51,476/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,779
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,519
−HK$751/mo
Today · 4.125%
HK$25,270
baseline
▲ 0.50% · 4.625%
HK$26,808
+HK$1,538/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$50,540/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,454
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,164
−HK$719/mo
Today · 4.125%
HK$27,883
baseline
▲ 0.50% · 4.625%
HK$29,353
+HK$1,470/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$55,766/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,608
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,405
−HK$809/mo
Today · 4.125%
HK$27,214
baseline
▲ 0.50% · 4.625%
HK$28,870
+HK$1,656/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$54,428/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,489
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,253
−HK$775/mo
Today · 4.125%
HK$30,028
baseline
▲ 0.50% · 4.625%
HK$31,611
+HK$1,583/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$60,056/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,437
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,291
−HK$867/mo
Today · 4.125%
HK$29,158
baseline
▲ 0.50% · 4.625%
HK$30,932
+HK$1,774/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$58,316/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,524
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,343
−HK$830/mo
Today · 4.125%
HK$32,173
baseline
▲ 0.50% · 4.625%
HK$33,869
+HK$1,696/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$64,346/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,267
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,177
−HK$925/mo
Today · 4.125%
HK$31,102
baseline
▲ 0.50% · 4.625%
HK$32,994
+HK$1,892/mo
Deposit HK$1.60M · loan HK$6.42M · min. income ≈ HK$62,204/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,559
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,432
−HK$886/mo
Today · 4.125%
HK$34,318
baseline
▲ 0.50% · 4.625%
HK$36,127
+HK$1,809/mo
Deposit HK$1.60M · loan HK$6.42M · min. income ≈ HK$68,636/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,096
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,063
−HK$983/mo
Today · 4.125%
HK$33,046
baseline
▲ 0.50% · 4.625%
HK$35,057
+HK$2,011/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$66,092/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,594
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,522
−HK$941/mo
Today · 4.125%
HK$36,463
baseline
▲ 0.50% · 4.625%
HK$38,385
+HK$1,922/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$72,926/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,925
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,949
−HK$1,041/mo
Today · 4.125%
HK$34,990
baseline
▲ 0.50% · 4.625%
HK$37,119
+HK$2,129/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$69,980/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,629
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,611
−HK$997/mo
Today · 4.125%
HK$38,608
baseline
▲ 0.50% · 4.625%
HK$40,643
+HK$2,035/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$77,216/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,653 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).