▼ 0.50% · 3.625%
HK$18,639
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,218
−HK$590/mo
Today · 4.125%
HK$19,808
baseline
▲ 0.50% · 4.625%
HK$21,013
+HK$1,205/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,616/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,735
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,291
−HK$565/mo
Today · 4.125%
HK$21,856
baseline
▲ 0.50% · 4.625%
HK$23,008
+HK$1,152/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,712/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,503
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,140
−HK$648/mo
Today · 4.125%
HK$21,788
baseline
▲ 0.50% · 4.625%
HK$23,114
+HK$1,326/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$43,576/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,809
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,421
−HK$620/mo
Today · 4.125%
HK$24,041
baseline
▲ 0.50% · 4.625%
HK$25,308
+HK$1,267/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$48,082/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,366
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,062
−HK$707/mo
Today · 4.125%
HK$23,769
baseline
▲ 0.50% · 4.625%
HK$25,215
+HK$1,446/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$47,538/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,882
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,550
−HK$677/mo
Today · 4.125%
HK$26,227
baseline
▲ 0.50% · 4.625%
HK$27,609
+HK$1,382/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$52,454/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,230
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,984
−HK$766/mo
Today · 4.125%
HK$25,750
baseline
▲ 0.50% · 4.625%
HK$27,317
+HK$1,567/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$51,500/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,956
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,679
−HK$733/mo
Today · 4.125%
HK$28,412
baseline
▲ 0.50% · 4.625%
HK$29,910
+HK$1,498/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$56,824/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,094
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,906
−HK$825/mo
Today · 4.125%
HK$27,731
baseline
▲ 0.50% · 4.625%
HK$29,418
+HK$1,687/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$55,462/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,030
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,808
−HK$790/mo
Today · 4.125%
HK$30,598
baseline
▲ 0.50% · 4.625%
HK$32,211
+HK$1,613/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$61,196/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,958
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,828
−HK$883/mo
Today · 4.125%
HK$29,711
baseline
▲ 0.50% · 4.625%
HK$31,519
+HK$1,808/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$59,422/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,103
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,937
−HK$846/mo
Today · 4.125%
HK$32,783
baseline
▲ 0.50% · 4.625%
HK$34,512
+HK$1,729/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$65,566/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,822
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,750
−HK$942/mo
Today · 4.125%
HK$31,692
baseline
▲ 0.50% · 4.625%
HK$33,620
+HK$1,928/mo
Deposit HK$1.63M · loan HK$6.54M · min. income ≈ HK$63,384/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,177
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,066
−HK$903/mo
Today · 4.125%
HK$34,969
baseline
▲ 0.50% · 4.625%
HK$36,812
+HK$1,843/mo
Deposit HK$1.63M · loan HK$6.54M · min. income ≈ HK$69,938/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,686
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,671
−HK$1,002/mo
Today · 4.125%
HK$33,673
baseline
▲ 0.50% · 4.625%
HK$35,722
+HK$2,049/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$67,346/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,250
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,196
−HK$959/mo
Today · 4.125%
HK$37,155
baseline
▲ 0.50% · 4.625%
HK$39,113
+HK$1,958/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$74,310/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,550
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,593
−HK$1,061/mo
Today · 4.125%
HK$35,654
baseline
▲ 0.50% · 4.625%
HK$37,823
+HK$2,169/mo
Deposit HK$817K · loan HK$7.36M · min. income ≈ HK$71,308/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,324
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,325
−HK$1,015/mo
Today · 4.125%
HK$39,340
baseline
▲ 0.50% · 4.625%
HK$41,414
+HK$2,074/mo
Deposit HK$817K · loan HK$7.36M · min. income ≈ HK$78,680/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,219 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).