▼ 0.50% · 3.625%
HK$18,205
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,771
−HK$576/mo
Today · 4.125%
HK$19,347
baseline
▲ 0.50% · 4.625%
HK$20,524
+HK$1,177/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,694/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,253
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,796
−HK$551/mo
Today · 4.125%
HK$21,347
baseline
▲ 0.50% · 4.625%
HK$22,472
+HK$1,125/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,694/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,026
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,648
−HK$633/mo
Today · 4.125%
HK$21,281
baseline
▲ 0.50% · 4.625%
HK$22,576
+HK$1,295/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$42,562/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,278
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,876
−HK$606/mo
Today · 4.125%
HK$23,482
baseline
▲ 0.50% · 4.625%
HK$24,720
+HK$1,238/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$46,964/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,846
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,526
−HK$690/mo
Today · 4.125%
HK$23,216
baseline
▲ 0.50% · 4.625%
HK$24,629
+HK$1,413/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$46,432/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,304
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,955
−HK$662/mo
Today · 4.125%
HK$25,617
baseline
▲ 0.50% · 4.625%
HK$26,967
+HK$1,350/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$51,234/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,667
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,403
−HK$748/mo
Today · 4.125%
HK$25,151
baseline
▲ 0.50% · 4.625%
HK$26,681
+HK$1,530/mo
Deposit HK$2.79M · loan HK$5.19M · min. income ≈ HK$50,302/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,329
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,035
−HK$716/mo
Today · 4.125%
HK$27,751
baseline
▲ 0.50% · 4.625%
HK$29,214
+HK$1,463/mo
Deposit HK$2.79M · loan HK$5.19M · min. income ≈ HK$55,502/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,487
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,280
−HK$805/mo
Today · 4.125%
HK$27,085
baseline
▲ 0.50% · 4.625%
HK$28,733
+HK$1,648/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$54,170/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,354
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,115
−HK$771/mo
Today · 4.125%
HK$29,886
baseline
▲ 0.50% · 4.625%
HK$31,461
+HK$1,575/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$59,772/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,308
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,157
−HK$863/mo
Today · 4.125%
HK$29,020
baseline
▲ 0.50% · 4.625%
HK$30,786
+HK$1,766/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$58,040/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,379
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,194
−HK$827/mo
Today · 4.125%
HK$32,021
baseline
▲ 0.50% · 4.625%
HK$33,709
+HK$1,688/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$64,042/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,128
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,034
−HK$921/mo
Today · 4.125%
HK$30,955
baseline
▲ 0.50% · 4.625%
HK$32,838
+HK$1,883/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$61,910/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,405
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,274
−HK$881/mo
Today · 4.125%
HK$34,155
baseline
▲ 0.50% · 4.625%
HK$35,956
+HK$1,801/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$68,310/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,949
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,911
−HK$978/mo
Today · 4.125%
HK$32,889
baseline
▲ 0.50% · 4.625%
HK$34,891
+HK$2,002/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$65,778/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,430
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,353
−HK$937/mo
Today · 4.125%
HK$36,290
baseline
▲ 0.50% · 4.625%
HK$38,203
+HK$1,913/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$72,580/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,769
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,788
−HK$1,036/mo
Today · 4.125%
HK$34,824
baseline
▲ 0.50% · 4.625%
HK$36,943
+HK$2,119/mo
Deposit HK$798K · loan HK$7.19M · min. income ≈ HK$69,648/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,455
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,433
−HK$992/mo
Today · 4.125%
HK$38,425
baseline
▲ 0.50% · 4.625%
HK$40,450
+HK$2,025/mo
Deposit HK$798K · loan HK$7.19M · min. income ≈ HK$76,850/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,514 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).