▼ 0.50% · 3.625%
HK$21,694
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,369
−HK$686/mo
Today · 4.125%
HK$23,055
baseline
▲ 0.50% · 4.625%
HK$24,458
+HK$1,403/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,110/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,135
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,782
−HK$657/mo
Today · 4.125%
HK$25,439
baseline
▲ 0.50% · 4.625%
HK$26,780
+HK$1,341/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,878/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,864
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,606
−HK$754/mo
Today · 4.125%
HK$25,360
baseline
▲ 0.50% · 4.625%
HK$26,903
+HK$1,543/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,720/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$321,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,548
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,260
−HK$723/mo
Today · 4.125%
HK$27,983
baseline
▲ 0.50% · 4.625%
HK$29,458
+HK$1,475/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,966/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$321,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,033
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,843
−HK$823/mo
Today · 4.125%
HK$27,666
baseline
▲ 0.50% · 4.625%
HK$29,349
+HK$1,683/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,332/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,962
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,739
−HK$788/mo
Today · 4.125%
HK$30,527
baseline
▲ 0.50% · 4.625%
HK$32,136
+HK$1,609/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,054/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,203
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,080
−HK$891/mo
Today · 4.125%
HK$29,971
baseline
▲ 0.50% · 4.625%
HK$31,795
+HK$1,824/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,942/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,375
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,217
−HK$853/mo
Today · 4.125%
HK$33,070
baseline
▲ 0.50% · 4.625%
HK$34,814
+HK$1,744/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,140/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,372
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,317
−HK$960/mo
Today · 4.125%
HK$32,277
baseline
▲ 0.50% · 4.625%
HK$34,241
+HK$1,964/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$64,554/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,789
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,695
−HK$919/mo
Today · 4.125%
HK$35,614
baseline
▲ 0.50% · 4.625%
HK$37,492
+HK$1,878/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$71,228/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,542
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,554
−HK$1,028/mo
Today · 4.125%
HK$34,582
baseline
▲ 0.50% · 4.625%
HK$36,687
+HK$2,105/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$69,164/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,202
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,173
−HK$985/mo
Today · 4.125%
HK$38,158
baseline
▲ 0.50% · 4.625%
HK$40,169
+HK$2,011/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$76,316/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,711
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,791
−HK$1,097/mo
Today · 4.125%
HK$36,888
baseline
▲ 0.50% · 4.625%
HK$39,132
+HK$2,244/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$73,776/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$321,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,616
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,651
−HK$1,051/mo
Today · 4.125%
HK$40,702
baseline
▲ 0.50% · 4.625%
HK$42,847
+HK$2,145/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$81,404/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$321,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,881
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,028
−HK$1,165/mo
Today · 4.125%
HK$39,193
baseline
▲ 0.50% · 4.625%
HK$41,578
+HK$2,385/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$78,386/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,029
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,130
−HK$1,116/mo
Today · 4.125%
HK$43,246
baseline
▲ 0.50% · 4.625%
HK$45,525
+HK$2,279/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$86,492/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,050
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,265
−HK$1,234/mo
Today · 4.125%
HK$41,499
baseline
▲ 0.50% · 4.625%
HK$44,024
+HK$2,525/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$82,998/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,443
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,608
−HK$1,182/mo
Today · 4.125%
HK$45,790
baseline
▲ 0.50% · 4.625%
HK$48,203
+HK$2,413/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$91,580/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,403 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).