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Home Central and Western District THE SUMMA TOWER 1

20/F A

in THE SUMMA TOWER 1

Central and Western District · Hong Kong Island

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Floor
6/F A 1,471 ft² 6/F B 913 ft² 6/F C 912 ft² 7/F A 1,513 ft² 7/F B 954 ft² 7/F C 954 ft² 8/F A 1,513 ft² 8/F B 954 ft² 8/F C 954 ft² 9/F A 1,513 ft² 9/F B 954 ft² 9/F C 954 ft² 10/F A 1,513 ft² 10/F B 954 ft² 10/F C 954 ft² 11/F A 1,513 ft² 11/F B 954 ft² 11/F C 954 ft² 12/F A 1,513 ft² 12/F B 954 ft² 12/F C 954 ft² 15/F A 1,513 ft² 15/F B 954 ft² 15/F C 954 ft² 16/F A 1,513 ft² 16/F B 954 ft² 16/F C 954 ft² 17/F A 1,513 ft² 17/F B 954 ft² 17/F C 954 ft² 18/F A 1,513 ft² 18/F B 954 ft² 18/F C 954 ft² 19/F A 1,513 ft² 20/F A 1,513 ft² 20/F B 954 ft² 20/F C 954 ft² 21/F A 1,513 ft² 21/F C 954 ft² 22/F A 1,513 ft² 22/F B 954 ft² 22/F C 954 ft² 23/F A 1,513 ft² 23/F B 954 ft² 23/F C 954 ft² 25/F A 1,513 ft² 25/F B 954 ft² 26/F A 1,513 ft² 26/F B 954 ft² 26/F C 954 ft² 27/F A 1,513 ft² 27/F B 954 ft² 27/F C 954 ft² 28/F A 1,513 ft² 28/F B 954 ft² 28/F C 954 ft² 29/F A 1,513 ft² 29/F B 954 ft² 29/F C 954 ft² 30/F A 1,513 ft² 30/F B 954 ft² 30/F C 954 ft² 31/F A 1,513 ft² 31/F B 954 ft² 31/F C 954 ft² 32/F A 1,513 ft² 32/F B 954 ft² 32/F C 954 ft² 33/F A 1,513 ft² 33/F B 954 ft² 33/F C 954 ft² 35/F A 1,513 ft² 35/F B 954 ft² 35/F C 954 ft² 36/F A 2,235 ft² 36/F B 2,296 ft²
Crescira AVM · estimated value ● Medium confidence
HK$47.51M
≈ HK$31,399 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$14.25M, with repayments around HK$161,167/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$151,657
−HK$9,510/mo
▼ 0.25% · 3.875%
HK$156,374
−HK$4,793/mo
Today · 4.125%
HK$161,167
baseline
▲ 0.50% · 4.625%
HK$170,974
+HK$9,807/mo

Deposit HK$14.25M · loan HK$33.25M · min. income ≈ HK$322,334/mo (50% DSR)

Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$2,019,015 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sai Ying Pun Station
≈ 5 min walk · 349 m
Education
44
schools within 1 km (22 within 500 m)
Daily convenience
37
within 1 km (24 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
59
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Ying Pun Station Station.

Family-friendly — 44 schools within a 1 km walk.

Everyday convenience — 37 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
A
Saleable Area
1,513 Saleable ft²
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2014-09-16 HK$38.52M —

Other appraised units in this building

6/F A
1,471 ft²
HK$41.88M
6/F B
913 ft²
HK$23.16M
6/F C
912 ft²
HK$22.95M
7/F A
1,513 ft²
HK$42.10M
7/F B
954 ft²
HK$23.80M
7/F C
954 ft²
HK$23.58M
Data sourced from Renavon.com