▼ 0.50% · 3.625%
HK$19,177
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,774
−HK$606/mo
Today · 4.125%
HK$20,380
baseline
▲ 0.50% · 4.625%
HK$21,620
+HK$1,240/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,760/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,335
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,907
−HK$580/mo
Today · 4.125%
HK$22,487
baseline
▲ 0.50% · 4.625%
HK$23,673
+HK$1,186/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$44,974/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,095
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,751
−HK$667/mo
Today · 4.125%
HK$22,418
baseline
▲ 0.50% · 4.625%
HK$23,782
+HK$1,364/mo
Deposit HK$3.78M · loan HK$4.63M · min. income ≈ HK$44,836/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,468
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,098
−HK$638/mo
Today · 4.125%
HK$24,736
baseline
▲ 0.50% · 4.625%
HK$26,040
+HK$1,304/mo
Deposit HK$3.78M · loan HK$4.63M · min. income ≈ HK$49,472/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,013
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,729
−HK$727/mo
Today · 4.125%
HK$24,456
baseline
▲ 0.50% · 4.625%
HK$25,944
+HK$1,488/mo
Deposit HK$3.36M · loan HK$5.05M · min. income ≈ HK$48,912/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,602
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,288
−HK$697/mo
Today · 4.125%
HK$26,985
baseline
▲ 0.50% · 4.625%
HK$28,407
+HK$1,422/mo
Deposit HK$3.36M · loan HK$5.05M · min. income ≈ HK$53,970/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,931
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,706
−HK$788/mo
Today · 4.125%
HK$26,494
baseline
▲ 0.50% · 4.625%
HK$28,106
+HK$1,612/mo
Deposit HK$2.94M · loan HK$5.47M · min. income ≈ HK$52,988/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,735
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,479
−HK$755/mo
Today · 4.125%
HK$29,234
baseline
▲ 0.50% · 4.625%
HK$30,774
+HK$1,540/mo
Deposit HK$2.94M · loan HK$5.47M · min. income ≈ HK$58,468/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,848
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,684
−HK$848/mo
Today · 4.125%
HK$28,532
baseline
▲ 0.50% · 4.625%
HK$30,268
+HK$1,736/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$57,064/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,869
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,670
−HK$812/mo
Today · 4.125%
HK$31,482
baseline
▲ 0.50% · 4.625%
HK$33,142
+HK$1,660/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$62,964/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,766
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,661
−HK$909/mo
Today · 4.125%
HK$30,570
baseline
▲ 0.50% · 4.625%
HK$32,430
+HK$1,860/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$61,140/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,002
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,860
−HK$871/mo
Today · 4.125%
HK$33,731
baseline
▲ 0.50% · 4.625%
HK$35,509
+HK$1,778/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$67,462/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,684
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,638
−HK$970/mo
Today · 4.125%
HK$32,608
baseline
▲ 0.50% · 4.625%
HK$34,592
+HK$1,984/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$65,216/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,135
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,051
−HK$929/mo
Today · 4.125%
HK$35,980
baseline
▲ 0.50% · 4.625%
HK$37,876
+HK$1,896/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$71,960/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,602
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,616
−HK$1,030/mo
Today · 4.125%
HK$34,646
baseline
▲ 0.50% · 4.625%
HK$36,754
+HK$2,108/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$69,292/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,269
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,242
−HK$986/mo
Today · 4.125%
HK$38,228
baseline
▲ 0.50% · 4.625%
HK$40,244
+HK$2,016/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$76,456/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,519
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,593
−HK$1,091/mo
Today · 4.125%
HK$36,684
baseline
▲ 0.50% · 4.625%
HK$38,916
+HK$2,232/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$73,368/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,402
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,432
−HK$1,045/mo
Today · 4.125%
HK$40,477
baseline
▲ 0.50% · 4.625%
HK$42,611
+HK$2,134/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$80,954/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,306 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).