▼ 0.50% · 3.625%
HK$19,251
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,849
−HK$609/mo
Today · 4.125%
HK$20,458
baseline
▲ 0.50% · 4.625%
HK$21,703
+HK$1,245/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,916/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,416
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,991
−HK$582/mo
Today · 4.125%
HK$22,573
baseline
▲ 0.50% · 4.625%
HK$23,763
+HK$1,190/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,146/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,176
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,834
−HK$670/mo
Today · 4.125%
HK$22,504
baseline
▲ 0.50% · 4.625%
HK$23,873
+HK$1,369/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$45,008/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,558
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,190
−HK$641/mo
Today · 4.125%
HK$24,831
baseline
▲ 0.50% · 4.625%
HK$26,139
+HK$1,308/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$49,662/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,101
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,819
−HK$730/mo
Today · 4.125%
HK$24,549
baseline
▲ 0.50% · 4.625%
HK$26,043
+HK$1,494/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,098/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,699
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,389
−HK$699/mo
Today · 4.125%
HK$27,088
baseline
▲ 0.50% · 4.625%
HK$28,516
+HK$1,428/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,176/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,026
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,804
−HK$791/mo
Today · 4.125%
HK$26,595
baseline
▲ 0.50% · 4.625%
HK$28,213
+HK$1,618/mo
Deposit HK$2.95M · loan HK$5.49M · min. income ≈ HK$53,190/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,841
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,588
−HK$757/mo
Today · 4.125%
HK$29,345
baseline
▲ 0.50% · 4.625%
HK$30,892
+HK$1,547/mo
Deposit HK$2.95M · loan HK$5.49M · min. income ≈ HK$58,690/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,951
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,789
−HK$852/mo
Today · 4.125%
HK$28,641
baseline
▲ 0.50% · 4.625%
HK$30,384
+HK$1,743/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,282/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,983
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,787
−HK$816/mo
Today · 4.125%
HK$31,603
baseline
▲ 0.50% · 4.625%
HK$33,268
+HK$1,665/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,206/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,876
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,774
−HK$913/mo
Today · 4.125%
HK$30,687
baseline
▲ 0.50% · 4.625%
HK$32,554
+HK$1,867/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$61,374/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,124
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,986
−HK$874/mo
Today · 4.125%
HK$33,860
baseline
▲ 0.50% · 4.625%
HK$35,645
+HK$1,785/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$67,720/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,801
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,759
−HK$974/mo
Today · 4.125%
HK$32,733
baseline
▲ 0.50% · 4.625%
HK$34,724
+HK$1,991/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$65,466/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,266
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,185
−HK$932/mo
Today · 4.125%
HK$36,117
baseline
▲ 0.50% · 4.625%
HK$38,021
+HK$1,904/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$72,234/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,726
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,744
−HK$1,034/mo
Today · 4.125%
HK$34,778
baseline
▲ 0.50% · 4.625%
HK$36,895
+HK$2,117/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$69,556/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,408
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,384
−HK$991/mo
Today · 4.125%
HK$38,375
baseline
▲ 0.50% · 4.625%
HK$40,397
+HK$2,022/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$76,750/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,651
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,729
−HK$1,095/mo
Today · 4.125%
HK$36,824
baseline
▲ 0.50% · 4.625%
HK$39,065
+HK$2,241/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$73,648/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,549
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,583
−HK$1,049/mo
Today · 4.125%
HK$40,632
baseline
▲ 0.50% · 4.625%
HK$42,774
+HK$2,142/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$81,264/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,270 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).