▼ 0.50% · 3.625%
HK$18,267
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$18,835
−HK$578/mo
Today · 4.125%
HK$19,413
baseline
▲ 0.50% · 4.625%
HK$20,594
+HK$1,181/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,826/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,322
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,867
−HK$553/mo
Today · 4.125%
HK$21,420
baseline
▲ 0.50% · 4.625%
HK$22,549
+HK$1,129/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,840/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,094
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,719
−HK$635/mo
Today · 4.125%
HK$21,354
baseline
▲ 0.50% · 4.625%
HK$22,653
+HK$1,299/mo
Deposit HK$3.60M · loan HK$4.41M · min. income ≈ HK$42,708/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,354
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,954
−HK$608/mo
Today · 4.125%
HK$23,562
baseline
▲ 0.50% · 4.625%
HK$24,804
+HK$1,242/mo
Deposit HK$3.60M · loan HK$4.41M · min. income ≈ HK$47,124/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,920
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,602
−HK$693/mo
Today · 4.125%
HK$23,295
baseline
▲ 0.50% · 4.625%
HK$24,712
+HK$1,417/mo
Deposit HK$3.20M · loan HK$4.81M · min. income ≈ HK$46,590/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,386
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,040
−HK$664/mo
Today · 4.125%
HK$25,704
baseline
▲ 0.50% · 4.625%
HK$27,059
+HK$1,355/mo
Deposit HK$3.20M · loan HK$4.81M · min. income ≈ HK$51,408/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,747
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,486
−HK$750/mo
Today · 4.125%
HK$25,236
baseline
▲ 0.50% · 4.625%
HK$26,772
+HK$1,536/mo
Deposit HK$2.80M · loan HK$5.21M · min. income ≈ HK$50,472/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,418
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,127
−HK$719/mo
Today · 4.125%
HK$27,846
baseline
▲ 0.50% · 4.625%
HK$29,314
+HK$1,468/mo
Deposit HK$2.80M · loan HK$5.21M · min. income ≈ HK$55,692/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,574
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,369
−HK$809/mo
Today · 4.125%
HK$27,178
baseline
▲ 0.50% · 4.625%
HK$28,831
+HK$1,653/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$54,356/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,451
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,214
−HK$774/mo
Today · 4.125%
HK$29,988
baseline
▲ 0.50% · 4.625%
HK$31,568
+HK$1,580/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$59,976/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,401
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,253
−HK$866/mo
Today · 4.125%
HK$29,119
baseline
▲ 0.50% · 4.625%
HK$30,891
+HK$1,772/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$58,238/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,483
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,300
−HK$830/mo
Today · 4.125%
HK$32,130
baseline
▲ 0.50% · 4.625%
HK$33,823
+HK$1,693/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$64,260/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,227
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,136
−HK$924/mo
Today · 4.125%
HK$31,060
baseline
▲ 0.50% · 4.625%
HK$32,950
+HK$1,890/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$62,120/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,515
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,387
−HK$885/mo
Today · 4.125%
HK$34,272
baseline
▲ 0.50% · 4.625%
HK$36,078
+HK$1,806/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$68,544/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,054
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,020
−HK$981/mo
Today · 4.125%
HK$33,001
baseline
▲ 0.50% · 4.625%
HK$35,009
+HK$2,008/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$66,002/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,547
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,474
−HK$940/mo
Today · 4.125%
HK$36,414
baseline
▲ 0.50% · 4.625%
HK$38,333
+HK$1,919/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$72,828/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,881
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,903
−HK$1,040/mo
Today · 4.125%
HK$34,943
baseline
▲ 0.50% · 4.625%
HK$37,069
+HK$2,126/mo
Deposit HK$801K · loan HK$7.21M · min. income ≈ HK$69,886/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,579
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,560
−HK$996/mo
Today · 4.125%
HK$38,556
baseline
▲ 0.50% · 4.625%
HK$40,588
+HK$2,032/mo
Deposit HK$801K · loan HK$7.21M · min. income ≈ HK$77,112/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,329 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).