▼ 0.50% · 3.625%
HK$18,684
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,265
−HK$591/mo
Today · 4.125%
HK$19,856
baseline
▲ 0.50% · 4.625%
HK$21,064
+HK$1,208/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,712/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,786
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,344
−HK$565/mo
Today · 4.125%
HK$21,909
baseline
▲ 0.50% · 4.625%
HK$23,064
+HK$1,155/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,818/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,553
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,192
−HK$650/mo
Today · 4.125%
HK$21,842
baseline
▲ 0.50% · 4.625%
HK$23,171
+HK$1,329/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$43,684/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,865
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,478
−HK$622/mo
Today · 4.125%
HK$24,100
baseline
▲ 0.50% · 4.625%
HK$25,370
+HK$1,270/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$48,200/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,421
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,119
−HK$708/mo
Today · 4.125%
HK$23,827
baseline
▲ 0.50% · 4.625%
HK$25,277
+HK$1,450/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$47,654/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,943
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,612
−HK$679/mo
Today · 4.125%
HK$26,291
baseline
▲ 0.50% · 4.625%
HK$27,677
+HK$1,386/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$52,582/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,290
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,045
−HK$768/mo
Today · 4.125%
HK$25,813
baseline
▲ 0.50% · 4.625%
HK$27,383
+HK$1,570/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$51,626/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,022
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,747
−HK$735/mo
Today · 4.125%
HK$28,482
baseline
▲ 0.50% · 4.625%
HK$29,983
+HK$1,501/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$56,964/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,158
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,972
−HK$826/mo
Today · 4.125%
HK$27,798
baseline
▲ 0.50% · 4.625%
HK$29,490
+HK$1,692/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$55,596/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,100
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,881
−HK$792/mo
Today · 4.125%
HK$30,673
baseline
▲ 0.50% · 4.625%
HK$32,290
+HK$1,617/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$61,346/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,026
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,898
−HK$886/mo
Today · 4.125%
HK$29,784
baseline
▲ 0.50% · 4.625%
HK$31,596
+HK$1,812/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$59,568/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,179
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,015
−HK$849/mo
Today · 4.125%
HK$32,864
baseline
▲ 0.50% · 4.625%
HK$34,596
+HK$1,732/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$65,728/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,895
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,825
−HK$945/mo
Today · 4.125%
HK$31,770
baseline
▲ 0.50% · 4.625%
HK$33,703
+HK$1,933/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$63,540/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,258
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,150
−HK$905/mo
Today · 4.125%
HK$35,055
baseline
▲ 0.50% · 4.625%
HK$36,902
+HK$1,847/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$70,110/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,763
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,751
−HK$1,004/mo
Today · 4.125%
HK$33,755
baseline
▲ 0.50% · 4.625%
HK$35,809
+HK$2,054/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$67,510/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,336
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,284
−HK$961/mo
Today · 4.125%
HK$37,245
baseline
▲ 0.50% · 4.625%
HK$39,209
+HK$1,964/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$74,490/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,632
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,678
−HK$1,063/mo
Today · 4.125%
HK$35,741
baseline
▲ 0.50% · 4.625%
HK$37,915
+HK$2,174/mo
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$71,482/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$245,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,415
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,418
−HK$1,018/mo
Today · 4.125%
HK$39,436
baseline
▲ 0.50% · 4.625%
HK$41,515
+HK$2,079/mo
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$78,872/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$245,819 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).