▼ 0.50% · 3.625%
HK$19,095
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,689
−HK$604/mo
Today · 4.125%
HK$20,293
baseline
▲ 0.50% · 4.625%
HK$21,528
+HK$1,235/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,586/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,243
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,813
−HK$578/mo
Today · 4.125%
HK$22,391
baseline
▲ 0.50% · 4.625%
HK$23,571
+HK$1,180/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,782/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,005
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,658
−HK$664/mo
Today · 4.125%
HK$22,322
baseline
▲ 0.50% · 4.625%
HK$23,680
+HK$1,358/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$44,644/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,368
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,995
−HK$635/mo
Today · 4.125%
HK$24,630
baseline
▲ 0.50% · 4.625%
HK$25,929
+HK$1,299/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$49,260/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,915
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,627
−HK$724/mo
Today · 4.125%
HK$24,351
baseline
▲ 0.50% · 4.625%
HK$25,833
+HK$1,482/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$48,702/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,492
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,176
−HK$693/mo
Today · 4.125%
HK$26,869
baseline
▲ 0.50% · 4.625%
HK$28,286
+HK$1,417/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$53,738/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,824
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,596
−HK$785/mo
Today · 4.125%
HK$26,381
baseline
▲ 0.50% · 4.625%
HK$27,986
+HK$1,605/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$52,762/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,617
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,357
−HK$752/mo
Today · 4.125%
HK$29,109
baseline
▲ 0.50% · 4.625%
HK$30,643
+HK$1,534/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$58,218/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,734
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,565
−HK$845/mo
Today · 4.125%
HK$28,410
baseline
▲ 0.50% · 4.625%
HK$30,139
+HK$1,729/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$56,820/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,741
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,538
−HK$810/mo
Today · 4.125%
HK$31,348
baseline
▲ 0.50% · 4.625%
HK$33,000
+HK$1,652/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$62,696/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,643
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,534
−HK$905/mo
Today · 4.125%
HK$30,439
baseline
▲ 0.50% · 4.625%
HK$32,291
+HK$1,852/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$60,878/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,865
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,720
−HK$867/mo
Today · 4.125%
HK$33,587
baseline
▲ 0.50% · 4.625%
HK$35,357
+HK$1,770/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$67,174/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,553
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,503
−HK$966/mo
Today · 4.125%
HK$32,469
baseline
▲ 0.50% · 4.625%
HK$34,444
+HK$1,975/mo
Deposit HK$1.67M · loan HK$6.70M · min. income ≈ HK$64,938/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,990
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,901
−HK$925/mo
Today · 4.125%
HK$35,826
baseline
▲ 0.50% · 4.625%
HK$37,714
+HK$1,888/mo
Deposit HK$1.67M · loan HK$6.70M · min. income ≈ HK$71,652/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,462
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,472
−HK$1,026/mo
Today · 4.125%
HK$34,498
baseline
▲ 0.50% · 4.625%
HK$36,597
+HK$2,099/mo
Deposit HK$1.26M · loan HK$7.12M · min. income ≈ HK$68,996/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,114
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,082
−HK$983/mo
Today · 4.125%
HK$38,065
baseline
▲ 0.50% · 4.625%
HK$40,071
+HK$2,006/mo
Deposit HK$1.26M · loan HK$7.12M · min. income ≈ HK$76,130/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,372
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,441
−HK$1,086/mo
Today · 4.125%
HK$36,527
baseline
▲ 0.50% · 4.625%
HK$38,750
+HK$2,223/mo
Deposit HK$837K · loan HK$7.54M · min. income ≈ HK$73,054/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,238
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,264
−HK$1,040/mo
Today · 4.125%
HK$40,304
baseline
▲ 0.50% · 4.625%
HK$42,429
+HK$2,125/mo
Deposit HK$837K · loan HK$7.54M · min. income ≈ HK$80,608/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,228 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).