▼ 0.50% · 3.625%
HK$19,089
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,683
−HK$603/mo
Today · 4.125%
HK$20,286
baseline
▲ 0.50% · 4.625%
HK$21,521
+HK$1,235/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,572/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,237
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,806
−HK$578/mo
Today · 4.125%
HK$22,384
baseline
▲ 0.50% · 4.625%
HK$23,564
+HK$1,180/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,768/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,998
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,651
−HK$664/mo
Today · 4.125%
HK$22,315
baseline
▲ 0.50% · 4.625%
HK$23,673
+HK$1,358/mo
Deposit HK$3.77M · loan HK$4.60M · min. income ≈ HK$44,630/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,360
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,987
−HK$635/mo
Today · 4.125%
HK$24,622
baseline
▲ 0.50% · 4.625%
HK$25,920
+HK$1,298/mo
Deposit HK$3.77M · loan HK$4.60M · min. income ≈ HK$49,244/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,907
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,620
−HK$724/mo
Today · 4.125%
HK$24,344
baseline
▲ 0.50% · 4.625%
HK$25,825
+HK$1,481/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$48,688/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,484
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,167
−HK$694/mo
Today · 4.125%
HK$26,861
baseline
▲ 0.50% · 4.625%
HK$28,277
+HK$1,416/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$53,722/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,816
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,588
−HK$784/mo
Today · 4.125%
HK$26,372
baseline
▲ 0.50% · 4.625%
HK$27,977
+HK$1,605/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$52,744/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,608
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,348
−HK$751/mo
Today · 4.125%
HK$29,099
baseline
▲ 0.50% · 4.625%
HK$30,633
+HK$1,534/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$58,198/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,725
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,556
−HK$845/mo
Today · 4.125%
HK$28,401
baseline
▲ 0.50% · 4.625%
HK$30,129
+HK$1,728/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$56,802/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,731
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,529
−HK$809/mo
Today · 4.125%
HK$31,338
baseline
▲ 0.50% · 4.625%
HK$32,989
+HK$1,651/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$62,676/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,634
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,525
−HK$904/mo
Today · 4.125%
HK$30,429
baseline
▲ 0.50% · 4.625%
HK$32,281
+HK$1,852/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$60,858/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,855
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,709
−HK$867/mo
Today · 4.125%
HK$33,576
baseline
▲ 0.50% · 4.625%
HK$35,346
+HK$1,770/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$67,152/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,543
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,493
−HK$965/mo
Today · 4.125%
HK$32,458
baseline
▲ 0.50% · 4.625%
HK$34,433
+HK$1,975/mo
Deposit HK$1.67M · loan HK$6.70M · min. income ≈ HK$64,916/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,979
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,890
−HK$924/mo
Today · 4.125%
HK$35,814
baseline
▲ 0.50% · 4.625%
HK$37,702
+HK$1,888/mo
Deposit HK$1.67M · loan HK$6.70M · min. income ≈ HK$71,628/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,452
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,461
−HK$1,026/mo
Today · 4.125%
HK$34,487
baseline
▲ 0.50% · 4.625%
HK$36,585
+HK$2,098/mo
Deposit HK$1.26M · loan HK$7.12M · min. income ≈ HK$68,974/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,102
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,070
−HK$983/mo
Today · 4.125%
HK$38,053
baseline
▲ 0.50% · 4.625%
HK$40,058
+HK$2,005/mo
Deposit HK$1.26M · loan HK$7.12M · min. income ≈ HK$76,106/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,361
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,429
−HK$1,086/mo
Today · 4.125%
HK$36,515
baseline
▲ 0.50% · 4.625%
HK$38,737
+HK$2,222/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$73,030/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,226
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,251
−HK$1,040/mo
Today · 4.125%
HK$40,291
baseline
▲ 0.50% · 4.625%
HK$42,415
+HK$2,124/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$80,582/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,146 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).