▼ 0.50% · 3.625%
HK$19,080
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,674
−HK$603/mo
Today · 4.125%
HK$20,277
baseline
▲ 0.50% · 4.625%
HK$21,510
+HK$1,233/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,554/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$251,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,226
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,796
−HK$577/mo
Today · 4.125%
HK$22,373
baseline
▲ 0.50% · 4.625%
HK$23,553
+HK$1,180/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,746/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$251,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,988
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,641
−HK$663/mo
Today · 4.125%
HK$22,304
baseline
▲ 0.50% · 4.625%
HK$23,661
+HK$1,357/mo
Deposit HK$3.77M · loan HK$4.60M · min. income ≈ HK$44,608/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,349
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,975
−HK$636/mo
Today · 4.125%
HK$24,611
baseline
▲ 0.50% · 4.625%
HK$25,908
+HK$1,297/mo
Deposit HK$3.77M · loan HK$4.60M · min. income ≈ HK$49,222/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,896
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,608
−HK$724/mo
Today · 4.125%
HK$24,332
baseline
▲ 0.50% · 4.625%
HK$25,812
+HK$1,480/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$48,664/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,472
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,155
−HK$693/mo
Today · 4.125%
HK$26,848
baseline
▲ 0.50% · 4.625%
HK$28,263
+HK$1,415/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$53,696/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,804
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,576
−HK$784/mo
Today · 4.125%
HK$26,360
baseline
▲ 0.50% · 4.625%
HK$27,963
+HK$1,603/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$52,720/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,594
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,334
−HK$751/mo
Today · 4.125%
HK$29,085
baseline
▲ 0.50% · 4.625%
HK$30,618
+HK$1,533/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$58,170/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,712
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,543
−HK$844/mo
Today · 4.125%
HK$28,387
baseline
▲ 0.50% · 4.625%
HK$30,114
+HK$1,727/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$56,774/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,717
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,514
−HK$808/mo
Today · 4.125%
HK$31,322
baseline
▲ 0.50% · 4.625%
HK$32,974
+HK$1,652/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$62,644/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,620
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,510
−HK$905/mo
Today · 4.125%
HK$30,415
baseline
▲ 0.50% · 4.625%
HK$32,266
+HK$1,851/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$60,830/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,840
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,694
−HK$866/mo
Today · 4.125%
HK$33,560
baseline
▲ 0.50% · 4.625%
HK$35,329
+HK$1,769/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$67,120/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,528
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,478
−HK$965/mo
Today · 4.125%
HK$32,443
baseline
▲ 0.50% · 4.625%
HK$34,417
+HK$1,974/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$64,886/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$251,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,962
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,873
−HK$924/mo
Today · 4.125%
HK$35,797
baseline
▲ 0.50% · 4.625%
HK$37,684
+HK$1,887/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$71,594/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$251,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,436
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,445
−HK$1,025/mo
Today · 4.125%
HK$34,470
baseline
▲ 0.50% · 4.625%
HK$36,568
+HK$2,098/mo
Deposit HK$1.26M · loan HK$7.11M · min. income ≈ HK$68,940/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,085
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,053
−HK$981/mo
Today · 4.125%
HK$38,034
baseline
▲ 0.50% · 4.625%
HK$40,039
+HK$2,005/mo
Deposit HK$1.26M · loan HK$7.11M · min. income ≈ HK$76,068/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,344
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,412
−HK$1,086/mo
Today · 4.125%
HK$36,498
baseline
▲ 0.50% · 4.625%
HK$38,719
+HK$2,221/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$72,996/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,208
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,232
−HK$1,040/mo
Today · 4.125%
HK$40,272
baseline
▲ 0.50% · 4.625%
HK$42,395
+HK$2,123/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$80,544/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,026 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).