▼ 0.50% · 3.625%
HK$18,435
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$19,009
−HK$582/mo
Today · 4.125%
HK$19,591
baseline
▲ 0.50% · 4.625%
HK$20,783
+HK$1,192/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,182/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,509
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$21,059
−HK$558/mo
Today · 4.125%
HK$21,617
baseline
▲ 0.50% · 4.625%
HK$22,756
+HK$1,139/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,234/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,279
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,909
−HK$641/mo
Today · 4.125%
HK$21,550
baseline
▲ 0.50% · 4.625%
HK$22,862
+HK$1,312/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$43,100/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,560
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,165
−HK$614/mo
Today · 4.125%
HK$23,779
baseline
▲ 0.50% · 4.625%
HK$25,032
+HK$1,253/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$47,558/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,122
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,810
−HK$699/mo
Today · 4.125%
HK$23,509
baseline
▲ 0.50% · 4.625%
HK$24,940
+HK$1,431/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$47,018/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,611
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,271
−HK$669/mo
Today · 4.125%
HK$25,940
baseline
▲ 0.50% · 4.625%
HK$27,308
+HK$1,368/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$51,880/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,966
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,711
−HK$758/mo
Today · 4.125%
HK$25,469
baseline
▲ 0.50% · 4.625%
HK$27,018
+HK$1,549/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$50,938/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,662
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,377
−HK$725/mo
Today · 4.125%
HK$28,102
baseline
▲ 0.50% · 4.625%
HK$29,583
+HK$1,481/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$56,204/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,809
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,612
−HK$816/mo
Today · 4.125%
HK$27,428
baseline
▲ 0.50% · 4.625%
HK$29,097
+HK$1,669/mo
Deposit HK$2.43M · loan HK$5.66M · min. income ≈ HK$54,856/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,712
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,483
−HK$781/mo
Today · 4.125%
HK$30,264
baseline
▲ 0.50% · 4.625%
HK$31,859
+HK$1,595/mo
Deposit HK$2.43M · loan HK$5.66M · min. income ≈ HK$60,528/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,653
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,513
−HK$874/mo
Today · 4.125%
HK$29,387
baseline
▲ 0.50% · 4.625%
HK$31,175
+HK$1,788/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$58,774/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,763
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,588
−HK$837/mo
Today · 4.125%
HK$32,425
baseline
▲ 0.50% · 4.625%
HK$34,135
+HK$1,710/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$64,850/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,496
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,414
−HK$932/mo
Today · 4.125%
HK$31,346
baseline
▲ 0.50% · 4.625%
HK$33,253
+HK$1,907/mo
Deposit HK$1.62M · loan HK$6.47M · min. income ≈ HK$62,692/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,814
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,694
−HK$893/mo
Today · 4.125%
HK$34,587
baseline
▲ 0.50% · 4.625%
HK$36,410
+HK$1,823/mo
Deposit HK$1.62M · loan HK$6.47M · min. income ≈ HK$69,174/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,340
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,315
−HK$990/mo
Today · 4.125%
HK$33,305
baseline
▲ 0.50% · 4.625%
HK$35,332
+HK$2,027/mo
Deposit HK$1.21M · loan HK$6.87M · min. income ≈ HK$66,610/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,865
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,800
−HK$949/mo
Today · 4.125%
HK$36,749
baseline
▲ 0.50% · 4.625%
HK$38,686
+HK$1,937/mo
Deposit HK$1.21M · loan HK$6.87M · min. income ≈ HK$73,498/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,183
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,215
−HK$1,049/mo
Today · 4.125%
HK$35,264
baseline
▲ 0.50% · 4.625%
HK$37,410
+HK$2,146/mo
Deposit HK$808K · loan HK$7.28M · min. income ≈ HK$70,528/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,916
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,906
−HK$1,004/mo
Today · 4.125%
HK$38,910
baseline
▲ 0.50% · 4.625%
HK$40,962
+HK$2,052/mo
Deposit HK$808K · loan HK$7.28M · min. income ≈ HK$77,820/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,541 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).