▼ 0.50% · 3.625%
HK$19,875
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,493
−HK$628/mo
Today · 4.125%
HK$21,121
baseline
▲ 0.50% · 4.625%
HK$22,406
+HK$1,285/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,242/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,111
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,704
−HK$601/mo
Today · 4.125%
HK$23,305
baseline
▲ 0.50% · 4.625%
HK$24,534
+HK$1,229/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,610/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,862
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,542
−HK$691/mo
Today · 4.125%
HK$23,233
baseline
▲ 0.50% · 4.625%
HK$24,647
+HK$1,414/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,466/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,322
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,974
−HK$662/mo
Today · 4.125%
HK$25,636
baseline
▲ 0.50% · 4.625%
HK$26,987
+HK$1,351/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,272/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,850
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,592
−HK$753/mo
Today · 4.125%
HK$25,345
baseline
▲ 0.50% · 4.625%
HK$26,888
+HK$1,543/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$50,690/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,533
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,244
−HK$722/mo
Today · 4.125%
HK$27,966
baseline
▲ 0.50% · 4.625%
HK$29,440
+HK$1,474/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$55,932/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,837
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,641
−HK$816/mo
Today · 4.125%
HK$27,457
baseline
▲ 0.50% · 4.625%
HK$29,128
+HK$1,671/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$54,914/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,744
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,515
−HK$782/mo
Today · 4.125%
HK$30,297
baseline
▲ 0.50% · 4.625%
HK$31,894
+HK$1,597/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$60,594/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,825
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,690
−HK$880/mo
Today · 4.125%
HK$29,570
baseline
▲ 0.50% · 4.625%
HK$31,369
+HK$1,799/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$59,140/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,955
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,785
−HK$842/mo
Today · 4.125%
HK$32,627
baseline
▲ 0.50% · 4.625%
HK$34,347
+HK$1,720/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$65,254/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,812
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,740
−HK$942/mo
Today · 4.125%
HK$31,682
baseline
▲ 0.50% · 4.625%
HK$33,609
+HK$1,927/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$63,364/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,166
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,055
−HK$903/mo
Today · 4.125%
HK$34,958
baseline
▲ 0.50% · 4.625%
HK$36,800
+HK$1,842/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$69,916/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,800
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,789
−HK$1,005/mo
Today · 4.125%
HK$33,794
baseline
▲ 0.50% · 4.625%
HK$35,850
+HK$2,056/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$67,588/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,377
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,326
−HK$962/mo
Today · 4.125%
HK$37,288
baseline
▲ 0.50% · 4.625%
HK$39,254
+HK$1,966/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$74,576/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,787
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,838
−HK$1,068/mo
Today · 4.125%
HK$35,906
baseline
▲ 0.50% · 4.625%
HK$38,091
+HK$2,185/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$71,812/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,588
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,596
−HK$1,023/mo
Today · 4.125%
HK$39,619
baseline
▲ 0.50% · 4.625%
HK$41,707
+HK$2,088/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$79,238/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,775
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,887
−HK$1,131/mo
Today · 4.125%
HK$38,018
baseline
▲ 0.50% · 4.625%
HK$40,331
+HK$2,313/mo
Deposit HK$872K · loan HK$7.84M · min. income ≈ HK$76,036/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,799
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,866
−HK$1,083/mo
Today · 4.125%
HK$41,949
baseline
▲ 0.50% · 4.625%
HK$44,160
+HK$2,211/mo
Deposit HK$872K · loan HK$7.84M · min. income ≈ HK$83,898/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,482 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).