▼ 0.50% · 3.625%
HK$18,835
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,420
−HK$596/mo
Today · 4.125%
HK$20,016
baseline
▲ 0.50% · 4.625%
HK$21,234
+HK$1,218/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$40,032/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,953
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,515
−HK$570/mo
Today · 4.125%
HK$22,085
baseline
▲ 0.50% · 4.625%
HK$23,249
+HK$1,164/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,170/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,718
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,362
−HK$655/mo
Today · 4.125%
HK$22,017
baseline
▲ 0.50% · 4.625%
HK$23,357
+HK$1,340/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$44,034/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,049
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,667
−HK$627/mo
Today · 4.125%
HK$24,294
baseline
▲ 0.50% · 4.625%
HK$25,574
+HK$1,280/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$48,588/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,601
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,304
−HK$715/mo
Today · 4.125%
HK$24,019
baseline
▲ 0.50% · 4.625%
HK$25,480
+HK$1,461/mo
Deposit HK$3.30M · loan HK$4.96M · min. income ≈ HK$48,038/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,144
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,818
−HK$684/mo
Today · 4.125%
HK$26,502
baseline
▲ 0.50% · 4.625%
HK$27,899
+HK$1,397/mo
Deposit HK$3.30M · loan HK$4.96M · min. income ≈ HK$53,004/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,485
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,247
−HK$773/mo
Today · 4.125%
HK$26,020
baseline
▲ 0.50% · 4.625%
HK$27,604
+HK$1,584/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$52,040/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,239
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,970
−HK$741/mo
Today · 4.125%
HK$28,711
baseline
▲ 0.50% · 4.625%
HK$30,224
+HK$1,513/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$57,422/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,368
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,189
−HK$833/mo
Today · 4.125%
HK$28,022
baseline
▲ 0.50% · 4.625%
HK$29,727
+HK$1,705/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$56,044/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,335
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,121
−HK$798/mo
Today · 4.125%
HK$30,919
baseline
▲ 0.50% · 4.625%
HK$32,549
+HK$1,630/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,838/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,252
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,131
−HK$892/mo
Today · 4.125%
HK$30,023
baseline
▲ 0.50% · 4.625%
HK$31,850
+HK$1,827/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$60,046/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,430
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,273
−HK$855/mo
Today · 4.125%
HK$33,128
baseline
▲ 0.50% · 4.625%
HK$34,874
+HK$1,746/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$66,256/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,135
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,073
−HK$952/mo
Today · 4.125%
HK$32,025
baseline
▲ 0.50% · 4.625%
HK$33,974
+HK$1,949/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$64,050/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,525
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,424
−HK$912/mo
Today · 4.125%
HK$35,336
baseline
▲ 0.50% · 4.625%
HK$37,199
+HK$1,863/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$70,672/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,019
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,015
−HK$1,012/mo
Today · 4.125%
HK$34,027
baseline
▲ 0.50% · 4.625%
HK$36,097
+HK$2,070/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$68,054/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,621
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,576
−HK$969/mo
Today · 4.125%
HK$37,545
baseline
▲ 0.50% · 4.625%
HK$39,524
+HK$1,979/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$75,090/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,902
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,957
−HK$1,071/mo
Today · 4.125%
HK$36,028
baseline
▲ 0.50% · 4.625%
HK$38,220
+HK$2,192/mo
Deposit HK$826K · loan HK$7.43M · min. income ≈ HK$72,056/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,716
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,727
−HK$1,027/mo
Today · 4.125%
HK$39,754
baseline
▲ 0.50% · 4.625%
HK$41,849
+HK$2,095/mo
Deposit HK$826K · loan HK$7.43M · min. income ≈ HK$79,508/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,796 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).